Life is easier, smoother and better when you have a DBS Bank Debit Card that gives you complete control. Does it all. Here’s your gateway to smarter spends, easier ways to safeguard your debit card and managing everything at the click of a button.
Curated DBS Bank Delights
Effortlessly Manage Card Security
Complete Card Management from Your Phone
From everyday essentials to weekend splurges, enjoy a seamless way to pay that fits right into your lifestyle, making it one of the best debit card options for your daily needs.
Adjust your daily debit card spend limit based on your needs, easily from your DBS Bank account.
Seamlessly manage how and where your ATM card is used. Enable or disable domestic, international, and online payments, cash withdrawals, and point of sale transactions anytime based on your preferences.
Up to 5.5% p.a. interest and exclusive DBS Debit Card offers on dining, shopping, travel, and more.
Use your ATM debit card to transact at DBS Bank ATMs as many times as you like. Enjoy a generous number of free withdrawals at other bank ATMs too.
Enjoy exciting discounts and rewards when using your DBS Bank debit card.
The DBS Bank debit card gives you full control and security. It’s your debit card, and only you decide how it works.
Activate your ATM debit card instantly using the DBS digibank app. No calls, no waiting.
Your PIN is personal. Change it anytime, anywhere, right from your phone!
No more panic or waiting. Temporarily block your ATM debit card right from the DBS digibank app. Total control, whenever you need it.
Switch your debit card to international mode and enjoy seamless global spends with your DBS Bank ATM card.
Tap to Pay for fast, secure, and smooth checkouts. Whether shopping or dining, this could be the best debit card for everyday convenience.
Our top priority is your life. Experience the comfort of Zero Liability Protection, a special feature that protects your Debit Card from fraudulent transactions in the event of loss, theft, or misplacement. Applicable for Visa Classic, Visa Platinum, Rupay Classic and Rupay Platinum.
Applicable for Visa Classic, Rupay Classic and Rupay Platinum.
Whether it’s smarter savings, better investments, easy personal loans, international fund transfers - your digibank is designed to help you live better. It’s so easy, it feels like magic!
DBS Bank Savings Account offers up to 5.5% interest rates p.a. Enjoy the benefits of secure, convenient banking.
Stay ready for every contingency and rainy days with fixed deposits at a higher interest rate.
Guarantee the continuity of your love and life with immediate international transfers at no extra cost.
Our family health insurance, automobile insurance, and travel insurance plans ensure that you are protected in the face of any difficulties.
A DBS Bank debit card allows you to make purchases and withdraw cash directly from your linked account. It offers full control and security for your everyday transactions.
You can apply for a debit card online via the DBS digibank app or internet banking, providing an easy and hassle-free experience.
With your DBS digibank debit card, simply swipe or tap to pay for purchases, or use it for ATM withdrawals.
You can generate your debit card PIN through the DBS digibank app, internet banking, or at an ATM.
Your DBS bank debit card will be delivered within 7 working days from the date of issuance.
DBS Bank account holders can opt for 2 different types of debit cards:
1.The DBS Bank EaseMyTrip Green Debit Card : It is made from 99% recycled plastic and offers discounts on flights, hotels, and bus bookings, promoting eco-friendly travel and sustainability.
2. The Signature Visa Debit Card : offers annual benefits worth ₹60,000, including premium travel perks and personal accident insurance.
DBS Bank ATM withdrawals are free. For non-DBS Bank ATMs, account holders get 3 free withdrawals in metro cities and 5 free withdrawals in non-metro cities per month. Beyond these limits, a fee of ₹21 per transaction applies.
Yes, DBS Bank can issue a fresh Debit Card in lieu of a lost or damaged card. The charge for this service is ₹150.
Yes, your debit card is equipped to process online transactions. Please note that, as per RBI guidelines, the online transactions are disabled by default when the card is issued. To enable online payments or e-commerce transactions, you need to activate this feature via the digibank app.
For further assistance, please contact our customer care at 1860 210 3456 or +91 44 4902 1180.
Bank offers multiple ways to reset the debit card pin.
In the event that your debit card is lost, you can:
Debit card PIN can be generated through the Mobile Banking/digibank app, Internet Banking, or at an ATM.
Yes, you can perform international transactions using DBS Bank debit cards. However, when the debit cards are issued, the international transaction feature is disabled by default as per the RBI mandate. Customers can easily turn it on using the DBS Bank mobile banking or digibank app.
Navigate to Accounts -> Cards -> Card Settings, activate International Usage (for Online, Offline, Contactless, or ATM Withdrawals), and set your preferred limits.
Yes, your Debit Card is equipped to process offline transactions at merchant outlets. Please note you would need a PIN to carry out such transactions. Here’s how you can generate or reset your PIN:
To generate a new PIN:
Debit cards are issued based on the account variant you hold with the Bank. You can view the specific charges here: Schedule of Charges.
Permissible international transactions at ATMs, POS terminals, and through e-commerce platforms, do invite charges. You can view the applicable rates and fees here: Schedule of Charges.
The debit card is delivered within 7 working days post issuance.
Throughout the delivery process, you will receive SMS updates along with a tracking number. You can track the delivery status of your debit card on the courier's website using the tracking number sent via SMS within 2 working days of requesting the card. It usually takes up to 7 days for the Debit Card to reach you. Our courier will make three attempts to deliver your card before returning it to us. If courier services are not available in your area, your card will be delivered to you in 12 working days through other courier services like Speed Post.
Please note : The debit card will be delivered only to the account holder or a blood relative after verification through valid ID proof.
For any assistance, you can contact your Relationship Manager or connect with our Customer Care at 1800-209-4555/+91-44-6685-4555.
To permanently block or hotlist your debit card, go to the "Debit Cards" tab under the "Accounts" section in the DBS Bank mobile banking/digibank app. Select the debit card you want to block and choose the "Permanently Block/Unblock" option.
You can also block your card by visiting a bank branch, calling customer care at 18602103456/+91 44 4902 1180, or sending an SMS with the text "HOTLIST" to 7065154444.
In case of a lost mobile or card, contact our emergency hotline immediately at 1860 210 3456 or 1860 267 1234 (within India) or +91 44 6685 4555 (international).
Once you have a new phone, you can request a replacement card through the app.
To temporarily block or unblock your debit card, navigate to the "Debit Cards" tab under the "Accounts" section in the DBS Bank mobile banking/digibank app. Select the debit card you want to block/unblock and choose the "Temporary Block/Unblock" option.
Alternatively, you can visit your nearest bank branch, call customer care at 18602103456/+91 44 4902 1180, or send an SMS with "HOTLIST" to 7065154444 to temporarily block your card.
If your debit card is stolen or lost, you should immediately block it to prevent unauthorised use. To block your card, open the "Debit Cards" tab under the "Accounts" section in the DBS Bank mobile banking/digibank app, select the card you wish to block, and choose the "Permanently Block/Unblock" option.
You can also block your card by visiting your nearest bank branch, calling customer care at 18602103456/+91 44 4902 1180, or sending an SMS with "HOTLIST" to 7065154444.
Once blocked, you can request a replacement card through the DBS Bank mobile banking/digibank app.
To enable the debit card for use, a Personal Identification Number (PIN) needs to be generated. There are multiple ways to generate the PIN, as follows.
Via the digibank app/mobile banking:
Via internet banking:
Alternatively, you can call customer care at 18602103456/+91 44 4902 1180 from your registered mobile number for further assistance.
Yes, you can perform contactless transactions using DBS Bank Debit cards. However, when the debit cards are issued, the contactless feature is disabled by default as per the RBI mandate. The customers can easily enable contactless transactions using the DBS Bank mobile banking or digibank app.
Go to the "Accounts" section, select "Debit Cards," and turn on the "Contactless Transactions (Tap and Pay)" option.
Yes, according to RBI guidelines, the limit for contactless transactions is INR 5,000 per transaction.
With your DBS Bank Debit Card, you can enjoy a range of exciting offers across various categories, including groceries, utilities, travel, food and dining, health and wellness, shopping, and education.
To know more about the offers associated with your Debit Card variant visit: DBS Offers
In most cases, a debit card is automatically issued when you open a savings account with DBS Bank, so there's no need for a separate application./p>
However, if you need to apply for a debit card separately, you can do so by submitting an application at your nearest DBS Bank branch. You will receive your debit card within 7 days of your application.
Applying for a DBS Bank Debit Card online is easy and can be done in just a few simple steps:
For New and Existing Customers: New customers can receive a debit card when opening a new Savings Account with DBS Bank. Existing customers can apply for a new or replacement debit card via internet banking, the digibank app, or by visiting a DBS Bank branch.
Yes, your debit card comes with insurance coverage. For more details, please review our Terms and Conditions for debit cards.
To generate a PIN or Green PIN at the ATM, follow these steps:
You will receive a confirmation message on the screen and via SMS once the process is completed successfully.
NOTE: The Green PIN generation process is applicable to all cards.
To ensure your card's security, you can enable or disable any debit card feature through the digibank app. Simply log in, go to "Accounts," select "Debit Card," and then choose "Card Use Settings."
With your digiSavings VISA Debit Card, you can withdraw up to INR 50,000 daily from ATMs in India. For international withdrawals, the daily limit is up to INR 25,000 from VISA-enabled ATMs. You can view and manage your daily limits by accessing "My Account" > "Debit Card" > "Manage Debit Card" in the app.
Important: International cash withdrawals may incur exchange rates and additional fees, including TCS. For details on applicable rates and fees, please visit our website at <a title="https://www.dbsbank.in/" href="https://www.dbsbank.in/"" target="_blank" rel="noopener">www.dbsbank.in or DBS Schedule of Charges.
The limits on your debit card are based on the type of account you hold and cannot exceed these preset limits. However, you can adjust the daily limits for domestic and international transactions within the available account limits.
To change your daily limits, log in to the digibank app, navigate to "My Account," select "Debit Card," and then choose "Daily Limit."
With our Physical Debit Card, you can easily withdraw cash at nearly 200,000 ATMs across India and shop at over 100,000 online merchants, all within your card limits.
First, ensure you have followed these steps to activate your card in the digibank app:
Alternatively, you can visit the nearest DBS Bank ATM to set the PIN and activate your card./p>
If you cannot see the activation option in the digibank app or are unable to activate your card at the ATM, please email us at [email protected]. We will respond within 3 working days.
To find out if your debit card offers airport lounge access, refer to the list of DreamFolks lounges available at: DreamFolks Airport Lounges
For additional information or assistance, please contact our customer care at 18602103456 or +91 44 4902 1180.
Yes, TCS charges apply to debit card remittance transactions exceeding an aggregate of INR 10 Lakh in a financial year. This limit includes all Forex withdrawals under the Liberalised Remittance Scheme (LRS) across various products, such as outward remittances, Forex cards, and debit cards.
Effective 1st April 2025, international spends on DBS Bank debit cards will incur a TCS rate of 0% for LRS usage within INR 10 Lakh. For amounts exceeding INR 10 Lakh, the TCS rate will be 20%, as per the “LRS for other purposes” guidelines.
The INR 10 Lakh threshold is the aggregate limit for Forex transactions at the customer’s PAN level, including outward remittances, Forex prepaid cards, currency, and foreign currency demand drafts. The maximum LRS limit is set at USD 250,000.
Yes, Tax Collected at Source (TCS) applies to all foreign cash withdrawals from ATMs, as well as international transactions made through POS terminals or e-commerce platforms. This includes transactions with foreign merchants or those involving Dynamic Currency Conversion (DCC).
Effective from 1st April 2025, international spends on DBS Bank debit cards will incur a TCS rate of 0% for Liberalised Remittance Scheme (LRS) usage up to INR 10 Lakh. For amounts exceeding INR 10 Lakh, the TCS rate will be 20%, as per the “LRS for other purposes” guidelines.
The INR 10 Lakh threshold is the aggregate limit for Forex transactions at the customer’s PAN level, including outward remittances, Forex prepaid cards, currency, and foreign currency demand drafts. The maximum LRS limit is USD 250,000.
We will only deduct annual charges for the active debit card associated with your account. Please note that any debit card reissuances beyond the four free replacements allowed per year will incur additional fees./p>
A debit card is required to utilise the digibank app and online banking services. Benefits of your DBS Bank Debit Card include shopping at over 1,00,000 online merchants, unlimited withdrawals at 2,00,000 ATMs nationwide, and - most importantly - the ability to access your account on the digibank app with an active debit card in the event that you forget your password.
To explore account types that may offer a free debit card or additional features, please visit our website at dbsbank.in for more information.
RBI has directed the payment aggregators, wallets and online merchants (entities in card transaction/payment chain other than card issuers/card networks) not to store any sensitive card related customer information including full card details. Instead, card numbers must be replaced with ‘tokens’. This RBI mandate came into effect on 1st October 2022. This change is not aimed to disrupt your debit card experience but will instead enhance the security of your transactions.
You can earn rewards, offers, or cashback on eligible transactions made with your DBS Bank debit card. For more details on our programme, please visit: DBS Offers
Yes, there is a limit on the rewards, offers, and cashback you can receive. For specific details, please refer to our programme: DBS Offers
The Standing Instructions/e-mandate feature is a recurring payment instruction on a debit card which facilitates periodic scheduled payments, and can be set-up by a debit card holder on a merchant platform.
You can set up Standing Instructions while making payment on any merchant platform. You may be required to define the payment frequency, trigger amount, maximum amount, and tenure of the transaction. The DBS Bank Debit Card selected during registration would be the default debit card for all future recurring payments.
(a) Fixed Standing Instructions: These are recurring payments where the amount remains constant each time. For example, a monthly deduction of INR 500 for a subscription on an OTT platform./p>
(b) Variable Standing Instructions: These are recurring payments where the amount varies each time a payment is made. For example, a Standing Instruction for an electricity bill, where the amount changes monthly.
You can review the Standing Instructions through the DBS Bank digibank app. The app will redirect you to the DBS Bank SiHub platform for detailed information.
[Alternatively, you can view them on the merchant platform if this feature is available there.]
To manage your Standing Instructions, follow these steps:
You will then see a list of all your Standing Instructions.
You can modify the following aspects of an active Standing Instruction:/p>
No, new card numbers will not get automatically updated on the merchant’s platform. You are required to update your new card number for fresh Standing Instructions on the respective merchant platform.
You can modify the existing Standing Instructions by logging into the DBS Bank digibank app or make the modifications directly on the merchant platform.
To avoid service interruptions, ensure you log into the DBS Bank digibank app and make the payment directly on the merchant’s platform according to the billing schedule.
To cancel Standing Instructions, first request cancellation of your subscription directly with the merchant. Then, contact DBS Bank or call customer care at 18602103456/+91 44 4902 1180 to request the cancellation of the payment instructions.
If a Standing Instruction for payment has already received authorisation, then it will be processed and paid. However, if a Standing Instruction payment has not received authorisation and is exercised while your debit card is not active/hotlisted, the recurring payment will be declined.
Yes, you will receive SMS and email alerts on your registered mobile number and email address for:
Yes, you can modify a Standing Instruction set for a biller on your DBS Bank Debit Card. To do so, log in to the Digibank app, navigate to the Debit Card section, and select "Modify/Delete Standing Instruction on Debit Card." Click the 'Modify' button next to the biller you wish to update.
No, DBS Bank does not levy any charges for setting up or managing Standing Instructions.
There is no limit on the number of Standing Instructions which can be setup on a particular debit card.
The Reserve Bank of India (RBI) has established detailed guidelines for processing e-mandates and Standing Instructions (SI) on debit cards. Key security and safety measures include:
The information required can vary depending on the merchant. However, common fields typically requested include:
You can log in to your DBS Bank digibank app and set up the Standing Instruction on your DBS Bank Debit Card.
To approve or opt-out of a Standing Instruction, log in to the DBS Bank digibank mobile application. You will be redirected to the SiHub platform, where you can manage your Standing Instructions: SiHub Management.