DBS Study Abroad
Total Assist

Smarter Banking for Overseas Students

Studying abroad is a big step for your child’s future. This decision carries lot of costs and a lot of planning. With DBS Study Abroad Total Assist, your child can get access to funds easily, spend without forex fees, and stay covered with travel insurance. Specially designed for Indian families looking at study abroad programs, scholarships, or education loans. No extra apps. No long wait. Just simple assistance, when and where they need it.

Same Dat Remitance

Same-day remittance with zero bank fee and at competitive exchange rates

Loawer transaction rates

International Debit Card with low transaction fees*

Study Abroad

Specially designed Study Abroad Insurance

End To end

End to end digital journey

Same-day remittance with zero fees at competitive exchange rates

Sending money to abroad to support your child’s education abroad becomes easy with DBS Bank’s remittance services. Be it course materials, tuition costs or lifestyle expenses. You can send money instantly, without paying any extra charges, and at preferential exchange rates. Here are some key features of DBS Remit:

Why DBS Remit?

Fx rate icon

Most competitive FX rates. You save 1% (up to ₹) when you remit USD 25,000 with DBS Remit.

Zero Fees

Zero bank fee*

Same Day Trasfer

Same day transfers on international remittances**

Paperless journey

A digital and paperless journey

Full Amount

Credit of the full amount to the beneficiary

Lock Amount

24x7 locked-in FX rates

Full Transferancy

Full transparency of rates and changes

Remitance value

Remittance value up to USD 25,000 or equivalent per transaction

Sending Money

Safest way of sending money abroad, with Asia's Safest Bank (16 years in row by Global Finance 2009-2024)


Send money abroad to 200+ countries spread across 7 currencies – USD, AUD, CAD, GBP, SGD, EUR & HKD

**Same day transfer is applicable only when transaction is initiated before cut-off time (11:30 AM)

##Take a look at how your money makes a journey with us in comparison with other banks.

 

DBS Bank

Leading Indian Pvt Bank

Sending Amount (in USD)

25,000

25,000

USD Conversion rate

85.6

85.6

Rate to customer

86.47

87.31

Sending amount (in INR)


21,63,161

21,83,952

Bank Fees (in INR)

0

1,180

Total amount remitted (in INR)

21,63, 161

21,85,132

Savings with DBS Bank (in INR)

21,971

-

*FX Conversion rate is taken as an average of FX rates offered by leading Indian private banks.
**FX rates within our app & other leading banks are refreshed as of 28th May’ 2025.

International Debit Card with lower transaction fees*

It isn’t easy to stick to a budget while you are studying overseas since every swipe adds up. Which is why the DBS Bank offering a debit card with zero forex markup will allow your child to spend abroad without the hidden charges.

From daily cost of living to tuition payment, to daily commute, each foreign transaction is affordable. This is also of great use to families looking for study abroad from India options, and students who are browsing through study abroad programs and study abroad scholarships for Indian students.

Good spending habits are important during education abroad, and with DBS Bank, it’s more convenient to stay on budget.

DBS Bank EaseMyTrip Green International Debit Card

Treasures Infinite Debit Card

  • Competitive forex-mark-up on POS and ATM usage
  • Exclusive built-in travel offers on EaseMyTrip:
    • Domestic Flights: Flat 10% discount up to ₹1,000* (No Minimum Booking Amount).
    • International Flights: Flat 10% discount up to ₹5,000*(No Minimum Booking Amount).
    • Domestic Hotels:

      Flat 15% discount Up to ₹2,000* (Minimum Booking Amount ₹2,000).

  • International Hotels:

    Flat 15% discount Up to ₹5,000* (No Minimum Booking Amount).

  • Eco Friendly Hotels:

    Flat 17% discount Up to ₹2,800* (Minimum Booking Amount ₹3,000)

  • Competitive forex-mark-up on POS and ATM usage
  • Complimentary international and domestic airport lounge access
  • One of the lowest Fx mark-ups on the DBS Infinite Debit Card on international spends
  • Exclusive discounts on dining, shopping and hotels across Asia
  • Free cash withdrawals from any ATM worldwide 

 

 


Just when you thought we were done, we went ahead and brought a whole bunch of reasons why our Debit Card is THE way to go!

Access to DBS Bank delights

Access to over 100+ deals & offers across leading brands

Complimentary Access to Airport Lounges

Airport Lounges access, 8* per year across multiple lounges in India

Overseas Education Loan

Presenting an Exciting Education Loan Opportunity. Avail an overseas Education Loan with Credila today.

DBS customers can now get access to affordable, global education loans offered by Credila.

Exclusive benefits

  • Ease of online application
  • Up to 100% finance, covering all expenses**
  • Unlimited tax benefit on interest paid under IT Section 80E
  • Enjoy reduced TCS of 0.5% incase of Foreign remittance

Reach out to your nearest branch to know more.

This overseas education loan is offered solely by Credila Financial Services Limited (“Credila”), and DBS Bank's role is limited to introducing interested customers to Credila. DBS Bank will not be responsible for any documents collection or process fulfilment for the loan. DBS Bank is neither involved in recommending the loan nor in conducting any sales and product suitability of the loan. DBS Bank will not conduct any due diligence on the loan offered by Credila. Credila will solely be liable for any and all liabilities arising from the loan.

**T&C apply. The interest rate is applicable on secured loans only. Unsecured Loans US: Starting 10.75%. Unsecured Loan non-US: 11.50% (Flat). Offer is valid till 30th September 2025.
The education loan facility provided by Credila ("The Company") will be at the sole discretion of the Company and within the Company's prescribed credit and underwriting norms/guidelines prevailing at the time of processing and disbursing the education loan. Credila maintains the right to change the interest rate at any time and at its sole discretion, without prior notice.
**Fees include tuition, living and other ancillary cost of education.

Specially designed Study Abroad Insurance

Pursuing education abroad often involves uncertainties. Which is why it’s important to stay one step ahead by availing DBS Student Insurance. The cover also offers protection against study interruption due to emergencies, sponsor liability, and unforeseen circumstances.

For students planning to study abroad from India, including those applying for study abroad scholarships for Indian students, this insurance provides added financial confidence throughout their academic journey.

Why does the DBS Student Insurance make sense for your child?

  • It covers all the important basics: Starting from travel, to loss and theft to accidents and sickness.
  • We go one step further and include specific covers for study interruption, sponsor protection, and loss of laptop too!
  • There’s more? Yep. We also offer missed flight connection cover and loss of passport cover.
  • Coverage available for a sum insured of up to USD 1 million.

End to end digital journey

Simple. Seamless. All-in-one platform.

No matter what the need, when it comes to your child’s education, we have everything set up for you in one place. So, all you need to do is head to the app and let us help you.

Open your child’s overseas bank account before they travel, through DBS Bank. The process can be initiated remotely, helping avoid last-minute hassles. Early account setup ensures smoother fee payments, better access to funds abroad, and more control over financial planning.

DBS Treasures: Experience Treasures Beyond Wealth

Discover Premium Banking and Wealth Management Program from Asia’s Safest Bank

Discover a premium savings account that combines personalised banking with world-class wealth solutions.

  • Dedicated Relationship Manager: Get access to a dedicated expert who understands your financial goals and offers solutions that fit.
  • Global Banking Convenience: Enjoy seamless access to your account and services across DBS Treasures centres in Asia.
  • Premium Debit Card Benefits: Enjoy exclusive privileges, offers, and higher ATM withdrawal limits with your Treasures debit card.
  • Comprehensive Wealth Solutions: From investments and insurance to estate planning—access curated financial products backed by research.
  • Preferential Rates & Limit Enhancements: Benefit from enhanced limits on transactions, and better rates on remittances and deposits.

DBS Bank

Say hello to Instant, Intelligent and Intuitive banking

24x7 instant & convenient banking

  • Paperless and signatureless instant savings account opening with Video KYC
  • Universal Banking – Link and manage all your bank accounts in one place.
  • Quick an easy digital payments with Scan & Pay, UPI and Bill Pay
  • No wait time for new beneficiary funds transfer

Digital solutions to meet your life goals

  • Mutual Funds made easy with MorningstarTM ratings
  • Goal-based deposits
  • Instant paperless personal loans
  • Same-day international money transfers* at zero fees

Build a smarter relationship with money

  • Intelligent Alerts to help you stay on top of your money

  • Investment insights to help grow your money

  • Personalized solutions based on your wealth needs