A Personal Loan from digibank by DBS can help you meet your diverse financial needs - be it easy finance for a holiday, quick funds to take care of last-minute wedding expenses, medical emergency or just cash to buy a gadget.

It’s instant, seamless and paperless and you can avail a loan up to Rs. 15 lakhs. What’s more? Get competitive interest rates, flexible loan tenures and easy loan repayment options. So go ahead, check your eligibility & apply for a Personal Loan in just a few taps. Don’t wait! Download the digibank by DBS app and get your #BucketlistChecked now!

 

Features & Benefits

digibank Personal Loans comes with an array of attractive features.

Know your loan eligibility instantly

It’s quick and can be done in a couple of minutes

100% digital and paperless application process

No physical document submission

Competitive Personal Loan interest rates

Interest rate remains unchanged throughout the tenure

Flexible loan tenures

From 12 months to 60 months

Easy & Flexible Loan repayment

Manage your loan from the app

Instant disbursal for pre-approved loans

Eligible digiSaving customer will receive a pre-approved offer

 

Eligibility Criteria

Are you eligible for a Personal Loan? Here’s what you need to know about Personal Loan eligibilitiy.

Age

Minimum 22 years 
Maximum 60 years at the time of Loan Maturity

Occupation

Salaried or Self Employed

Income

Minimum of INR 20,000


The processing fees and other charges are highly competitive, making your Personal Loan more affordable.

Interest Rates

10.99% to 23.99%


Click here to view fees and charges for Personal Loan.

 

How to Apply for Personal Loan

  • For digibank users

    Using the digibank mobile app
    Launch the app on your smartphone
    Log in and tap "Loans" in the navigation menu

  • New to digibank?

    Download the digibank mobile app on your smartphone
    Launch the app and click on the “Get Personal Loan” link on the login page

Android     Apple

 

Frequently Asked Questions

digibank Personal Loans are paper-free, hassle-free loans. We really do not ask for any physical documents or paper-based application forms. You can apply for the loan at your convenience through the digibank app. There’s no need to visit a DBS branch either.


We’d be happy to help you out with a Personal Loan between Rs. 25,000 and Rs. 15 lakhs. How much we can give out depends on your eligibility.


Applying for a digibank Personal Loan is completely paper-free. You just need your give some personal details to apply. In case you need a loan that’s over the approved limit, we’ll need your bank details or statements to be uploaded (other than digibank). No other documents like salary slips or IT returns are needed.


Here’s some important information on the charges & fees connected to a Personal Loan:
A one-time processing fee will be charged along with applicable taxes when you avail of a Personal Loan. You will also have to pay monthly EMI during the repayment tenor to repay your Personal Loan. The rate of interest and processing fee will depend on your eligibility. It will be displayed on your screen when you check your eligibility. Other charges may include late payment charges, part payment charges and foreclosure charges. Click here to view fees and charges for Personal Loan.


Our Personal Loan application process takes a few minutes to complete. Once you complete the application process, your Personal Loan amount will be transferred to your digiSavings account after your account verification.


**All loans will be given out at the sole discretion of DBS Bank India Limited.

View the full list of FAQs

View  Terms and Conditions

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