Have you been saving for the latest smartphone, DSLR camera, or home appliances? Do you wish to upgrade your tech devices? Now you need not delay your plans to buy those gadgets you have been eyeing. With digibank by DBS' Personal Loans, you can buy your favourite gadgets today. Get easy Gadget Loans starting from INR 25,000 up to INR 15 Lakh in minutes with our paperless loan application process.
digibank by DBS' Gadget Loan is a type of Personal Loan that you can use to buy any gadget of your choice. It is an unsecured, collateral-free loan, which means you can enjoy speedy approvals and disbursals. You can apply for the Gadget Loan online through our paperless online application process and get funds credited into your account within hours.
At digibank by DBS, we offer gadget loans to
Our online application process means that we can sanction your smartphone or computer loan with minimal documentation. You merely need to submit scanned copies of:
*Income Proof documents to be submitted only upon the bank's request and based on the loan amount.
Open Instant digibank Savings Account in just a few minutes.
Yes. digibank by DBS offers a free-look period that allows you to place a loan cancellation request within 48-hours of receiving the loan disbursal. The bank debits your account if you choose this facility, although the one-time processing fee remains non-refundable.
You can partially repay your loan after 6 months from the disbursement date with a maximum of 2 pre-payments per year.
The one-time processing fee depends on the loan amount sanctioned. It is usually a percentage of your principal loan amount.