Loan Against Property

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At a Glance

Leverage against your property's value, fulfill your personal or professional needs and get flexible repayment options with Loan Against Property offers from DBS*

Features and Benefits:

  • Loan against fully constructed, freehold residential and commercial properties for business needs, marriage, medical expenses and other personal needs;
  • Transfer your outstanding loan availed from another Bank / Financial Institution
  • Longer tenure, smaller EMIs.
  • Easy and hassle-free documentation
  • Attractive interest rates


* Partnering with HDFC Ltd. / PNB Housing Finance. Credit at the sole discretion of HDFC Ltd. / PNB Housing Finance (as per your choice).

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Interest Rates

Interest Rates * HDFC Ltd. PNB Housing Finance
Home Loans Starting from 8.50% Starting from 8.75%
Loan Against Property Starting from 8.95% Starting from 9.25%
Benchmark Rate HDFC’s Retail Prime Lending Rate PNB Housing Fin’s PNBHFR


* Conditions apply. The above rates are subject to change without prior notice.

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How to Apply

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Get started with your LAP application