At a Glance

Have you finally decided to travel but are concerned about financing a vacation? Look no further and expedite your dream vacation plans in India or abroad with a Vacation Loan from DBS Bank. At DBS Bank, you can avail of an instant Travel Loan through our hassle-free loan application process. Get instant disbursement of the loan amount into your Savings Account and take off for the adventure of your life.

What is a Vacation Loan?

A Vacation Loan is an unsecured Personal Loan for travel that you can obtain to pay for your travel expenses. Enjoy flexible tenures and competitive interest rates on Personal Loans from DBS Bank and repay the loan in easy Equated Monthly Instalments. Also, check your Travel Loan EMI Amount before applying with the DBS Bank Personal Loan EMI Calculator.

Features and Benefits

  • Get instant and hassle-free pre-approvals on Personal Loan for Travel.
  • Apply for the loans via the DBS Bank mobile app or net banking platform.
  • Complete the loan application process with minimum to no paperwork.
  • Enjoy the lowest rate of interest and flexible repayment tenures lasting up to 5 years.
  • Utilise the two days freelook facility and cancel the holiday loan* if you so choose.
  • Get instant credit transfer to your savings account with DBS Bank Travel Loans.
  • Enable the auto-payment feature to make timely EMI payments.

Vacation Loan Application Process

Get pre-approval for DBS Bank Personal Loan for Travel

  1. Open a DBS Bank Savings Account and complete your KYC.
  2. Check the eligibility criteria for Personal Loans for travel purposes.
  3. Apply for the loan online by submitting scanned copies of ID, address, and income proof documents.
  4. The bank credits the loan amount into your Savings Account shortly.

Do More, Live More

Open Instant DBS Bank Savings Account in just a few minutes.

Download digibank.

Download digibank.

 

complete KYC

Fill your details and complete KYC.

 

Activate your digibank savings account

Activate your DBS Bank savings account.

 

Frequently Asked Questions

What is the maximum amount I can get for a Vacation Loan?

DBS Bank offers Personal Loans starting from INR 20,000 up to INR 15 Lakh. Your eligibility and credit score will determine the loan amount.

What is a freelook period?

The free-look period is the period of up to 48 hours during which you can cancel your Holiday Loan, even after loan disbursement. The bank will debit the loan amount from your account. However, you will have to forego the non-refundable processing fee and applicable taxes paid at the time of loan sanction.

What are the charges and costs associated with a Personal Loan for Travel?

DBS Bank levies a one-time loan processing fee along with the applicable taxes. You can request the entire schedule of charges before you confirm the loan application. Besides the processing fee, you have to pay interest on the principal loan amount as part of your EMI or monthly payment while repaying the loan. The loan interest rate and the one-time processing fee are not fixed and solely depend on your eligibility and loan amount. The bank also levies charges on late EMI payments, part payments or foreclosure as applicable from time to time.


**All loans will be given out at the sole discretion of DBS Bank India Limited.

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