Consumer Durable Loan

At a Glance

Do you want to buy the latest refrigerator or washing machine? Are you looking to upgrade your old appliances or need funds to set up your home in a new city? If you are, your search for funds ends with digibank by DBS. Enjoy a paperless loan application process along with flexible repayment plans with our online Consumer Durable Loans.

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Features & Benefits

• Affordable interest rates: Enjoy competitive interest rates starting from 10.99% on your Consumer Durable Loan online.
• Longer repayment tenure: Our extensive loan repayment tenure of 12 to 60 months means that you can repay your loan comfortably.
• Pocket-friendly EMIs: You can use our Personal Loan EMI calculator to arrive at an appropriate EMI amount to suit your monthly budget.
• Hassle-free Documentation: Complete the entire loan application process through our website by submitting scanned copies of your documents and also complete the e-KYC process online.
• Instant approval and disbursal: Get funds credited into your account within 4-48 hours. Preapproved customers can get disbursals into their digibank Savings Account within minutes.
• No restrictions on end-use: Use your digibank Consumer Durable Loan to purchase any home appliances, durable items or furniture of your choice without worrying about any end-use restrictions on the loan amount.

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Documents Required

Submit scanned copies of the following documents with your digibank by DBS' online Personal Loan application.

• ID Proof: Aadhaar, PAN, Driving License, Voter ID, Passport, etc.
• Address Proof: Aadhaar, Driving License, Voter ID, Passport, Rent Agreement, Latest Utility Bills, Bank Passbook, etc.
• Income Proof: Last 3 salary slips, 3 months bank statements

*Income Proof documents to be submitted only upon the bank's request and based on the loan amount.

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