Personal Loan
noun/ˈpəːs(ə)n(ə)l ləʊn/
digibank instant personal loans - just what you need to fast track your dreams
Personal Loan
noun/ˈpəːs(ə)n(ə)l ləʊn/
Turn Wish Lists into To-Do Lists
Live every dream with digibank’s personal loans of up to Rs. 15 lakhs. It’s effortlessly easy to avail, giving you more time for life. Whatever your goal or requirement, we’re here to give you just what you need.
Instant
Paperless
Digital
Make More Room for Life with Hassle-Free Paperless Loans
How amazing would it be, if you could spend less time chasing loan approvals and endless processes, and more time ACTUALLY living your best life?
Instant Loan In-Principle Approval
Instant, hassle-free and all wrapped up in just a few minutes!
Clutter-Free Digital Loans
Bid farewell to piles of paperwork, endless signatures and branch visits.
2 days freelook period
In case you change your mind, cancel the loan* within the 2 days freelook period. *PF charges and tax will not be refunded
Better Interest Rates
Enjoy better interest rates (10.99% onwards) on personal loans, all through your loan tenure.
Choice of Loan Tenure
Adjust your loan tenures from 12 - 60 months, so you have ample breathing room to fulfil your dreams.
Effortless Loan Management
Seamlessly manage your loan without having to visit the branch or make calls! Just tap into digibank.
Easy Loan Repayment
Manage your loan repayments without a sweat, from your phone on digibank.
Are We A Match?
Instantly find out your eligibility for an instant digibank personal loan!
Every Need, Every Dream: Fulfilled
Through every major moment, every need, every goal - we’ve got your back!
Wedding Loandigibank’s 100% digital process ensures you spend more time preparing for your happily ever after, less time with paperwork.
Travel LoanSatisfy your wanderlust with more trips around the world and fewer trips to the bank, with our instant personal loans.
Gadget LoanOur flexible loan management & repayment systems ensure you stay a cut above the rest, without cutting your budget.
Renovation LoanEnjoy better interest rates that help you make your home look like a dream.
Get on The Fast Track with Loans Availed in 4 Quick Steps
Now that you know how easy, efficient and actually enjoyable it is to get a personal loan, why don’t we get started?
Step 1
Check eligibility instantly
Step 2
Login / Signup to Your digiSavings Account
Step 3
Complete Your KYC
Step 4
Get amount credited to your account
That’s What They Said
Think That’s All?
There’s More Where That Came From!
Whether it’s smarter savings, better investments, easy personal loans, international fund transfers - your digibank is designed to help you live better. It’s so easy, it feels like magic!
Fixed Deposit
Stay ready for every contingency and rainy days with fixed deposits at a higher interest rate.
Recurring Deposit
Make goal-oriented savings effortlessly at a higher interest rate!
Remittance
Keep love and life undelayed with instant international transfers at no extra cost.
Insurance
Through thick and thin, we’ve got you covered with health insurance plans for the family, automobile insurance and travel insurance.
Investment
You don’t need to be a finance guru to make smart investment choices. You’ve got digibank to help you become your own expert.
Frequently Asked Questions
Why should I take digibank Personal Loan / PL?
digibank Personal Loans are paperless, signatureless and hassle-free loans. We really do not ask for any physical documents or ask you to fill any paper-based application forms. You can apply for the loan at your convenience by clicking on the apply now button on this page or by downloading the digibank app. There’s no need to visit a branch.
How much Personal Loan can I get?
We will be happy to help you out with a Personal Loan between Rs. 20,000 and Rs. 15 lakhs. The loan amount depends on your eligibility.
What information / documentation do I need to give for my Personal Loan?
Applying for a digibank Personal Loan is completely paperless. You just need to give some personal details to apply. In case you need a loan that’s over the approved limit, we’ll need your bank details or statements to be uploaded (other than digibank). No other documents like salary slips or IT returns are needed.
What are the different charges & fees I need to pay to avail Personal Loan?
Here’s some important information on the charges & fees connected to a Personal Loan:
A one-time processing fee will be charged along with applicable taxes when you avail of a Personal Loan. You will also have to pay monthly EMI during the repayment tenor to repay your Personal Loan. The rate of interest and processing fee will depend on your eligibility. It will be displayed on your screen when you check your eligibility. Other charges may include late payment charges, part payment charges and foreclosure charges. Click here to view fees and charges for Personal Loan.
How much time does it take to complete PL / Personal Loan application?
Our Personal Loan application process takes a few minutes to complete. Once you complete the application process, your Personal Loan amount will be transferred to your digiSavings account after your account verification.
**All loans will be given out at the sole discretion of DBS Bank India Limited.
View Terms and Conditions
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