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Apply Personal Loan Online - Access up to ₹15 lakh with attractive interest rates & flexible tenures.
DBS Bank offers quick personal loan at attractive interest rates. Whether for travel, medical expenses, weddings, or other needs, get quick and secure access to funds with minimal paperwork.
Existing Customer? Click here to login
DBS Bank Personal Loan –
Enjoy the Benefits of Financial Freedom
With a DBS Bank personal loan get access to funds quickly and enjoy flexible repayment options with affordable EMIs
Get Quick Funds
- Get a personal loan of up to ₹15 lakh without collateral.
- Instant loan approval & disbursal.
- Three-day free look period – cancel within 3 days if needed. *
Hassle-Free Process
- Apply online with minimal paperwork and no branch visits.
- 100% digital process via the DBS digibank app or online banking.
- No hidden charges, ensuring complete transparency.
- Easily manage and track your loan via the DBS digibank app.
Flexible & Affordable Repayment
- Choose repayment tenures from 12 to 60 months.
- Affordable EMIs with competitive interest rates starting from 10.99% p.a.*
- Set up automated EMI payments for a seamless experience.
Apply personal loan online with DBS Bank today and take a step toward fulfilling your aspirations.
Personal Loan EMI Calculator
Use our Personal Loan EMI Calculator to estimate your monthly repayments and plan your finances better. Get a clear breakdown of your EMI based on loan amount, tenure, and interest rate. Easily adjust inputs to find a repayment plan that suits your budget.
Existing Customer? Click here to login
Personal Loan Eligibility Criteria & Documentation
Getting a personal loan online with DBS Bank is simple and hassle-free. With minimal documentation and easy eligibility criteria, you can access an instant personal loan online for various needs including home renovations, medical expenses, education, debt consolidation, travel, or personal milestones.
Check your eligibility in Seconds for a Personal Loan
To apply for a personal loan, you must meet the following criteria:
Citizenship: Indian citizen
Age: 21 to 60 years
Employment: Salaried or self-employed
Minimum Monthly Income: ₹25,000
Documents required for Personal Loan
To ensure a smooth approval process, keep the following documents ready:
| Document Type | Required Documents |
| Identity Proof, Address Proof | Aadhaar, Pan Card |
| Income Proof | Latest salary slips for Salaried Bank statements or ITR for Self-Employed |
With DBS Bank's easy personal loan process, you can get fast approval. Apply for a personal loan online today and get fast approval. Use our personal loan calculator to find the best offer instantly!
Personal Loan Application Process
With DBS Bank, getting a personal loan online is fast, paperless, and hassle-free. Here’s how:
Apply Online - Enter your loan amount and details via the DBS digibank app or website.
Quick Approval & Disbursal - Eligible applicants receive quick approvals, with funds credited directly to your account.
No lengthy paperwork. Just a quick loan when you need it. Apply for a personal loan online today and access funds without delay!
Existing Customer? Click here to login
DBS Bank Personal Loan – Flexible Financing for Every Need
A personal loan from DBS Bank helps you manage a variety of expenses effortlessly. Be it a medical loan, consumer durable loan, or funding a special occasion, we’ve got you covered.
Plan your dream wedding stress-free with funds for venue, attire, photography, and more.
Turn your travel goals into reality with a personal loan online for flights, stays, and experiences.
Upgrade to the latest smartphones, gaming consoles, or laptops with a consumer durable loan tailored for tech lovers.
Cover unexpected expenses with secure and swift emergency loans to handle unforeseen circumstances like medical treatments, repairs or any other financial crunch.
Get quick financing with a DBS Bank Consumer Durable Loan. Enjoy flexible repayment options for a hassle-free shopping experience.
With our online loan process, applying is simple, and funds are disbursed quickly. Apply personal loan online today and take control of your finances.
Existing Customer? Click here to login
Personal Loans Online in Your City-
Get a personal loan online in Mumbai, Delhi, Bangalore, Chennai, Hyderabad, Pune, Kolkata, Ahmedabad, Jaipur, Surat, Indore, Noida, Lucknow, Nagpur, and Coimbatore with DBS Bank. Enjoy instant personal loan approval, competitive interest rates, and flexible repayment options. Apply from anywhere and access funds quickly to meet your financial needs.
But wait; there is even more!
Your digibank is engineered to improve your quality of life, from the convenience of personal loans and international fund transfers to smarter savings and better investments. It's so effortless, it feels like magic!
Gold Loan
Unlock the value of your gold and get funds with attractive interest rates.
Home Loan
Make your dream home a reality with a loan tailored to your needs.
Loan Against Property
Leverage your property’s value for high-ticket expenses with flexible repayment options.
Credit Card
Enjoy exclusive rewards, cashback, and seamless transactions with a DBS Bank Credit Card.
Savings Account
Open a DBS Savings Account for ease of fund management, grow your savings
Existing Customer? Click here to login
Frequently Asked Questions
A personal loan is an unsecured loan that provides financial flexibility for various needs, such as travel, weddings, medical emergencies, or home renovations. With DBS Bank, you can apply personal loan online and get fast approval without collateral.
You can avail of a personal loan of up to ₹15 lakh, depending on your eligibility, income, and credit score.
A good CIBIL score (typically 750 or above) increases your chances of securing a best personal loan with a lower interest rate.
No, DBS Bank offers easy personal loans that are completely unsecured, meaning you don’t need to pledge any asset.
Use DBS Bank’s personal loan EMI calculator to determine your monthly payments based on loan amount, tenure, and interest rate.
The processing fee is a small percentage of the personal loan amount, deducted before disbursal. Charges may vary based on loan terms.
DBS Bank offers a quick loan approval process for personal loans, often granting quick approval online within minutes for eligible applicants. Once approved, the funds are swiftly disbursed to your account.
**All loans will be given out at the sole discretion of DBS Bank India Limited.
View Terms and Conditions
View fees and charges for Personal Loan
For redressal of grievances and complaints, please click here.
https://www.dbs.com/in/treasures/common/banking-ombudsman.page
Sachet Portal
The Sachet Portal (sachet.rbi.org.in) was launched by the Reserve Bank of India (RBI) to stop dishonest companies from illegally and unlawfully pooling money.
Visit https://sachet.rbi.org.in/ for further details.
Link to RBI’s Complaint Management System (CMS):
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