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digibank Personal Loans For Every Need

Now you can fast track your dreams and get your hands on lucrative Personal Loans from digibank. No matter the reason or season, the digibank online Personal Loan empowers you to tick off everything on your bucket list. Go fully digital with your digibank Savings Account and use our internet and mobile banking platforms to apply for instant Personal Loans within a few clicks. Effortlessly avail of collateral-free Personal Loans of up to INR 15 lakhs to fulfil every dream. Use the loan amount at your disposal, no questions asked.

As a digibank account holder, you get to enjoy additional privileges, including hassle-free and paperless loan applications, attractive interest rates, and fast-track disbursal of funds. Check your loan eligibility and apply through our digital platforms to get instant loan sanctions. Repay the loan flexibly in pocket-friendly EMIs. Whatever your requirement or goal, we are here to give you just what you need.

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Calculate Your EMI

 

Ex-Gratia Payment Scheme

 

Make Room For More with digibank Instant Personal Loans

Imagine a world where you spend less time chasing after loan approvals. At digibank, we ensure you are not stuck with tedious documentation and waiting periods. Enjoy these exclusive benefits with your digibank Personal Loan.

Instant Loan In-Principle Approval

Instant Loan In-Principle Approval

Apply for instant, hassle-free loans at the click of a few buttons. Get instant loan in-principle approval within minutes of application.

Clutter-Free Digital Loans

Clutter-Free Digital Loans

Bid adieu to endless paperwork and never-ending forms. You do not have to visit our bank branch either. Apply for Personal Loans from any corner of the world through the digibank internet or mobile banking platforms.

2-Days Freelook Period

2-Days Freelook Period

Changed your mind about the Personal Loan? No worries! Cancel your loan application with ease within the 2-days freelook period offered exclusively by digibank. *Loan processing charges and tax will not be refunded.

Better Interest Rates

Better Interest Rates

Enjoy better interest rates on Personal Loans, all through your loan tenure. At digibank, we offer one of the lowest Personal Loan Interest Rates, starting only at 10.99%.

Choice of Loan Tenure

Choice of Loan Tenure

Choose flexible repayment tenures lasting from 12 to 60 months. Repay the loan in easy EMIs, so you have ample breathing room to fulfil your dreams in the interim.

Effortless Loan Management

Effortless Loan Management

Seamlessly manage your loan from the comfort of your home. You do not have to visit the bank or follow up with calls. Just tap into your digibank account to see express disbursal of the loan amount.

Easy Loan Repayment

Easy Loan Repayment

Link your digibank account to pay your Personal Loan EMIs effortlessly. Manage your loan repayments with a few clicks on your phone or set up standing instructions to repay the EMIs on a fixed date every month.

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Calculate Your EMI

 

Enjoy High-Value Personal Loans For Every Need

No matter the need, the goal, the dream – We’ve got you covered.


Wedding Loan

Wedding LoanSpend more time preparing for your dream wedding and leave the rest to us. Our 100% digital process empowers you to plan your happily-ever-after without interruptions while we take care of quick loan approvals and disbursals.

 

Travel Loan

Travel LoanSatisfy your wanderlust with more trips around the world and fewer trips to the bank. Tick off every destination on your bucket list with digibank instant Personal Loans.

 

Gadget Loan

Gadget LoanStay a cut above the rest without cutting your budget with online Personal Loans for gadgets. Bring home the latest smartphones, play stations, and other nifty devices that tickle your fancy. Enjoy effortless loan management with flexible repayment tenures.

 

Renovation Loan

Renovation LoansPlanning a big makeover for your home? Now you can create the home you always imagined with Renovation Personal Loans. Make your home look like a dream with better interest rates and easy repayments.

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Are We A Match?

With digibank’s flexible Personal Loan Eligibility criteria, anyone can apply.

Are you a Resident Indian or Non-Resident? Are you a Resident Indian or Non-Resident?

Is your age at least 21 years or at most 60 years of age? Is your age at least 21 years or at most 60 years of age?

Is your income at least INR 20,000 per month? Is your income at least INR 20,000 per month?

 

Get on the Fast Track with Loan Approval in 4 Quick Steps


You can apply for Personal Loan with minutes with just a few clicks

Check your loan eligibility instantly

Step 1

Check your loan eligibility instantly

Signup for a digibank Savings Account and log in online

Step 2

Signup for a digibank Savings Account and log in online

Complete the instant KYC

Step 3

Complete the instant KYC

Get the loan amount credited into your account

Step 4

Get the loan amount credited into your account


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Frequently Asked Questions

If you are a digibank account holder, you can apply for Personal Loan through your internet banking account or the digibank mobile banking app. Non-digibank account holders can log on to the digibank website and complete the online Personal Loan application process.


At digibank, we are delighted to offer you unsecured Personal Loans in India ranging from INR 20,000 up to INR 15 Lakhs. The loan amount you can get depends on your income and eligibility.


We levy a one-time loan processing fee plus applicable taxes at the time of loan approval. The bank also charges interest on the principal amount loaned to you. The processing fee depends on the loan amount and rate of interest offered to you. Other charges depend on your management of loan repayments, such as late EMI payment charges, part prepayment charges, and foreclosure charges. Click here to view the full schedule of instant Personal Loan charges.


Digibank offers 100% paperless Personal Loans in India. You just need to fill an online form stating your requirements. If the loan amount exceeds the approved limit, we may ask for scanned copies of your bank details or statements (other than your digibank account). You do not need to provide any additional documents like IT returns or salary slips.


It takes only a few minutes to complete the Personal Loan Application Process. Once the bank approves the loan, it disburses the loan amount into your digibank Savings Account after verifying the account details.


**All loans will be given out at the sole discretion of DBS Bank India Limited.

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