Personal Loan in Mumbai

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Mumbai is the country’s business and entertainment capital, famous for its go-getting attitude, and suburban trains that ferry millions of commuters to and from work. A city which draws people from across the country with their dreams of a better life.

If you are a Mumbaikar, let’s help you fulfil your dream of a better life. Whether you live in a rented apartment or your own glittering high-rise flat, digibank by DBS personal loans in Mumbai can help you with your aspirations. You can get a personal loan for a variety of reasons. These could be any of these, a down payment on a new apartment, a beauty treatment just before your wedding, or even a holiday abroad. Whatever be your reason, you can always rely on digibank personal loans.

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Features

Here are some features of digibank personal loans you cannot miss:

• A fully digital process means you do not have to submit any paper documents or visit a branch
• Our loan calculator allows you to choose a tenure and EMI that suits your needs
• If you are an eligible digibank by DBS customer, you get instant disbursal of pre-approved loans
• Your interest rate is constant for the entire tenure, which means you don’t have to worry about budget planning each year, or if your annual increment/ profits don’t quite match your expectations
• Since we don’t offer a part-disbursement facility, the full loan is credited to your digiSavings account after deducting the processing fee and applicable taxes

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Benefits

A personal loan in Mumbai through digibank by DBS ensures you don't even need to leave the comfort of your chair to get the money into your account.

• A fully digital process means you do not have to submit any paper documents or visit a branch
• Our loan calculator allows you to choose a tenure and EMI that suits your needs
• If you are an eligible digibank by DBS customer, you get instant disbursal of pre-approved loans
• Your interest rate is constant for the entire tenure, which means you don't have to worry about budget planning each year, or if your annual increment/ profits don’t quite match your expectations
• Since we don't offer a part-disbursement facility, the full loan is credited to your digiSavings account after deducting the processing fee and applicable taxes

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Documents Required for a Personal Loan in Mumbai

digibank by DBS offers an entirely paperless system, however, you’ll need to provide information on our app. Here’s what you’ll have to do:

• Share your correct personal details
• If your requirement is over the approved limit, however, you’ll need to upload your bank details or statements (other than digibank by DBS)
• That’s all you need. We’ll never ask you for salary slips, IT returns or any other proof of income

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How to Apply for a Personal Loan in Mumbai

Here’s how you can apply for a digibank personal loan:

• If you are new to digibank, you will have to download the digibank by DBS mobile app on your smartphone, launch it and click on the ‘Get Personal Loan’ link on the login page
• If you already hold a digibank account, you need to start the app on your smartphone, log in and tap ‘Loans’ in the navigation menu
• Once you’ve filled in the personal details, your personal loan amount will be transferred to your digiSavings account after your account verification, which usually takes less than a couple of days
• If you are applying for a pre-approved loan, you can expect the funds in your account within minutes of your application

Our personal loan in Mumbai process is not only lightning-fast but straightforward. So go ahead, download our app. Your dream awaits.

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**All loans will be given out at the sole discretion of DBS Bank India Limited.

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