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At a Glance

Are you a doctor, dentist, or any other medical practitioner? Do you wish to set up your clinic or buy equipment for your existing clinic? Now you can do it seamlessly with digibank by DBS Doctor Loans. Apply for Personal Loans for Doctors to fund the various expenses associated with your practice of medicine. Get Fast-track Personal Loans for Doctors with quick fund disbursals.

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What is a Personal Loan for Doctors?

To take the utmost care of your patients, you require the best facilities and medical equipment. Now you can keep up with technological advances in medicine and give your patients access to the latest medical procedures by opting for the digibank Professional Loans for Doctors. No matter the expense, you can use the loan amount to rent a space and set up a clinic, purchase an ambulance, create an inventory of medicines, and so on.

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Features and Benefits of Doctor Loans at digibank

No Collateral

No Collateral

You do not have to provide any security or collateral. Doctor Loans are Unsecured loans, and the bank approves your loan application based on factors like your income, medical degree, years of practice, repayment history, credit score, etc.

Interest Rate

Interest Rate

Get competitive interest rates on professional loans for doctors. The interest rate you get depends on your credit score, history with the bank, loan amount and preferred repayment tenure, etc.

Flexible Repayment

Flexible Repayment

Choose a flexible repayment tenure lasting from 1 to 5 years on the Doctor Loan. Repay the loan amount in pocket-friendly instalments comprising the principal and interest components.

Eligibility Criteria

Eligibility Criteria

digibank offers Personal Loans for Doctors in various fields, including allopathy, dentistry, alternative medicine, etc. To qualify for the loan, you must be a salaried or self-employed Indian citizen over the age of 21 years.

Easy Application

Easy Application

You can apply for a Loan for Doctors online in a hassle-free manner. Just submit scanned copies of your documents and fill the online application form to complete the loan application process.

 

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Frequently Asked Questions

If you apply for a Personal Loan for Doctors, you need to provide scanned copies of your ID and address proof documents along with documents certifying that you have a valid medical degree.


Like with all loans, digibank charges a one-time processing fee and applicable taxes on Doctor Loans. The bank may also levy a charge if you choose to prepay your loan before the scheduled repayment tenure. Additionally, you may have to bear expenses for defaulting on EMI repayment.


If you receive a notification with a pre-approved offer for a loan, it means that the bank deems you worthy of a loan and is ready to finance the same. You can reach out to our customer service helpline for details of the loan application process.


**All loans will be given out at the sole discretion of DBS Bank India Limited.

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