Loan Against Property (LAP)
Leverage the value of your home for your financial needs
Loan Against Property (LAP)
At a Glance
Leverage against your property's value, fulfill your personal or professional needs and get flexible repayment options with Loan Against Property offers from DBS*
Features and Benefits:
- Loan against fully constructed, freehold residential and commercial properties for business needs, marriage, medical expenses and other personal needs;
- Transfer your outstanding loan availed from another Bank / Financial Institution
- Longer tenure, smaller EMIs.
- Easy and hassle-free documentation
- Attractive interest rates
* Partnering with HDFC Ltd. / PNB Housing Finance. Credit at the sole discretion of HDFC Ltd. / PNB Housing Finance (as per your choice).
Interest Rates
| Interest Rates * | HDFC Ltd. | PNB Housing Finance |
|---|---|---|
| Home Loans | Starting from 8.25% | Starting from 8.90% |
| Loan Against Property | Starting from 9.75% | Starting from 9.90% |
| Benchmark Rate | HDFC’s Retail Prime Lending Rate | PNB Housing Fin’s PNBHFR |
* Conditions apply. The above rates are subject to change without prior notice.
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