DBS Bank Home Loans

Dream more, Worry Less – Now own your dream home, with the all new Home Loan offers, from DBS Bank*

At a Glance

Whether you’re a first-time buyer - buying a new house or investing in a dream residence, looking for a balance transfer or require that additional finance for your home makeover, DBS Bank can now help you make all your dreams come true.

Enjoy attractive interest rates, transparent charges, quick processing, easy repayment options and many more attractive features.

DBS Bank offers you attractive rates from two of the top most housing finance companies – HDFC and PNB Housing.

* Partnering with HDFC Ltd. / PNB Housing Finance. Credit at the sole discretion of HDFC Ltd. / PNB Housing Finance (as per your choice).

Features and Benefits

Doorstep service with a wide range of Home Loan Products.
Most experienced and empowered personnel to ensure smooth & easy processing of loan application
Simplified documentation with faster approval. Loan Approval even before a property is selected.
Attractive interest rates with affordable repayments options
Transparent dealing with no hidden cost
Free & safe document storage

Home Loan can be availed for following purpose-

Purchase of New Home – To buy or construct a house
Home Improvement – To modify/upgrade existing amenities and lifestyle
Home extension – To expand/add space to your existing house
Top Up loan – Existing property can support you to fund: Higher Education, Marriage, Medical expenses, etc.
Balance Transfer – Transfer your existing high home loan interest rate

Documentation

Documentation	Salaried	Self Employed – Professional	Self Employed - Business
Application form	Application Form with a recent photograph
KYC Documents	Valid identity/Residence/Signature Proof
Income Documents	Latest 3 months Salary Slip	Education Qualification Certificate & proof of business existence
	Form 16/ITR for last 3 years	Last 3 years Income Tax returns (self & business) & Last 3 years Profit/Loss & Balance Sheet.	Business Profile/ Last 3 years Income Tax returns (self & business) & Last 3 years Profit/Loss & Balance Sheet.
Bank Statement	Last 6 months bank statements
Processing Fee (PF)	PF Cheque
Property Documents	Title Documents of the property & Approved Building plan to be submitted to HDFC Ltd or PNB Housing.

# The above documents are an indicative list. Final list of acceptable documents will be informed basis HDFC Ltd.’s or PNB Housing Finance’s policies, as applicable, at the time of your submitting the loan application.

Documents Required for a Home Loan

Documentation	Salaried	Self Employed – Professional	Self Employed - Business
Application form	Application Form with a recent photograph
KYC Documents	Valid identity/Residence/Signature Proof
Income Documents	Latest 3 months Salary Slip	Education Qualification Certificate & proof of business existence
	Form 16/ITR for last 3 years	Last 3 years Income Tax returns (self & business) & Last 3 years Profit/Loss & Balance Sheet.	Business Profile/ Last 3 years Income Tax returns (self & business) & Last 3 years Profit/Loss & Balance Sheet.
Bank Statement	Last 6 months bank statements
Processing Fee (PF)	PF Cheque
Property Documents	Title Documents of the property & Approved Building plan to be submitted to HDFC Ltd or PNB Housing.

# The above list is only indicative of the requirements. The final list of documents needed for the Home Loan will be known to you at the time of submitting your loan application.

*Conditions Apply. Rates are subject to change without prior notice.

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Home Loan EMI Calculator

Make the monthly home loan instalments calculation easy.

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*Terms & conditions apply.

Interest Rates

Documentation	Salaried	Self Employed – Professional	Self Employed - Business
Application form	Application Form with a recent photograph
KYC Documents	Valid identity/Residence/Signature Proof
Income Documents	Latest 3 months Salary Slip	Education Qualification Certificate & proof of business existence
	Form 16/ITR for last 3 years	Last 3 years Income Tax returns (self & business) & Last 3 years Profit/Loss & Balance Sheet.	Business Profile/ Last 3 years Income Tax returns (self & business) & Last 3 years Profit/Loss & Balance Sheet.
Bank Statement	Last 6 months bank statements
Processing Fee (PF)	PF Cheque
Property Documents	Title Documents of the property & Approved Building plan to be submitted to HDFC Ltd or PNB Housing.

* Conditions apply. The above rates are subject to change without prior notice.

How to Apply

Apply now
Get started with your Home Loan application.

DBS Bank Home Loans

DBS Bank Home Loans

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