A Personal Loan from digibank by DBS can help you meet your diverse financial needs - be it easy finance for a holiday, quick funds to take care of last-minute wedding expenses, medical emergency or just cash to buy a gadget.
It’s instant, seamless and paperless and you can avail a loan up to Rs. 15 lakhs. What’s more? Get competitive interest rates, flexible loan tenures and easy loan repayment options. So go ahead, check your eligibility & apply for a Personal Loan in just a few taps.
Apply now to get an instant approval with just your PAN and Aadhaar number!
digibank Personal Loans comes with an array of attractive features.
It’s quick and can be done in a couple of minutes
No physical document submission
Interest rate remains unchanged throughout the tenure
From 12 months to 60 months
Manage your loan from the app
Eligible digiSaving customer will receive a pre-approved offer
Are you eligible for a Personal Loan? Here’s what you need to know about Personal Loan eligibility.
Age |
Minimum 22 years |
Occupation |
Salaried Employed |
Income |
Minimum of INR 40,000 per month |
The processing fees and other charges are highly competitive, making your Personal Loan more affordable.
Interest Rates |
10.99% to 23.99% |
Representative Example:
digibank Personal Loans are paper-free, hassle-free loans. We really do not ask for any physical documents or ask you to fill paper-based application forms. You can apply for the loan at your convenience in just a few clicks. There’s no need to visit a branch either.
We’d be happy to help you out with a Personal Loan between Rs. 25,000 and Rs. 15 lakhs. How much we can give out depends on your eligibility.
Applying for a digibank Personal Loan is completely paper-free. You just need to give some personal details to apply. In case you need a loan that’s over the approved limit, we’ll need your bank details or statements to be uploaded. No other documents like salary slips or IT returns are needed.
Here’s some important information on the charges & fees connected to a Personal Loan:
A one-time processing fee will be charged along with applicable taxes when you avail of a Personal Loan. You will also have to pay monthly EMI during the repayment tenor to repay your Personal Loan. The rate of interest and processing fee will depend on your eligibility. It will be displayed on your screen when you check your eligibility. Other charges may include late payment charges, part payment charges and foreclosure charges. Click here to view fees and charges for Personal Loan.
Our Personal Loan application process takes a few minutes to complete. Once you complete the application process, your Personal Loan amount will be transferred to your digiSavings account after your account verification.
**All loans will be given out at the sole discretion of DBS Bank India Limited.
View Terms and Conditions