digibank Home Loans
Dream more, Worry Less – Now own your dream home, with the all new Home Loan offers, only on digibank*
At a Glance
Whether you’re a first-time buyer - buying a new house or investing in a dream residence, looking for a balance transfer or require that additional finance for your home makeover, digibank can now help you make all your dreams come true.
Enjoy attractive interest rates, transparent charges, quick processing, easy repayment options and many more attractive features.
Digibank offers you attractive rates from two of the top most housing finance companies – HDFC and PNB Housing.
* Partnering with HDFC Ltd. / PNB Housing Finance. Credit at the sole discretion of HDFC Ltd. / PNB Housing Finance (as per your choice).
Features and Benefits
- Doorstep service with a wide range of Home Loan Products.
- Most experienced and empowered personnel to ensure smooth & easy processing of loan application
- Simplified documentation with faster approval. Loan Approval even before a property is selected.
- Attractive interest rates with affordable repayments options
- Transparent dealing with no hidden cost
- Free & safe document storage
Home Loan can be availed for following purpose-
- Purchase of New Home – To buy or construct a house
- Home Improvement – To modify/upgrade existing amenities and lifestyle
- Home extension – To expand/add space to your existing house
- Top Up loan – Existing property can support you to fund: Higher Education, Marriage, Medical expenses, etc.
- Balance Transfer – Transfer your existing high home loan interest rate
Self Employed – Professional
Self Employed - Business
Application Form with a recent photograph
Valid identity/Residence/Signature Proof
Latest 3 months Salary Slip
Education Qualification Certificate & proof of business existence
Form 16/ITR for last 3 years
Last 3 years Income Tax returns (self & business) & Last 3 years Profit/Loss & Balance Sheet.
Business Profile/ Last 3 years Income Tax returns (self & business) & Last 3 years Profit/Loss & Balance Sheet.
Last 6 months bank statements
Processing Fee (PF)
Title Documents of the property & Approved Building plan to be submitted to HDFC Ltd or PNB Housing.
# The above documents are an indicative list. Final list of acceptable documents will be informed basis HDFC Ltd.’s or PNB Housing Finance’s policies, as applicable, at the time of your submitting the loan application.
Home Loan EMI Calculator
Make the monthly home loan instalments calculation easy.
*Terms & conditions apply.
|Interest Rates *||HDFC Ltd.||PNB Housing Finance|
|Home Loans||Starting from 8.25%||Starting from 8.90%|
|Loan Against Property||Starting from 9.75%||Starting from 9.90%|
|Benchmark Rate||HDFC’s Retail Prime Lending Rate||PNB Housing Fin’s PNBHFR|
* Conditions apply. The above rates are subject to change without prior notice.