Personal Loan in Surat

At a Glance

With its well-established diamond and textile industries, Surat has emerged as an important trade centre within the country. Touted as the diamond capital of the world, this city in Gujarat accounts for more than 80% of total exports of processed diamonds. Surat is also known as the textile hub of the nation or the Silk City of India.

Whether you are an entrepreneur looking to expand your business or an individual looking for fast cash, DBS Bank offers Personal Loans in Surat to fulfil all your aspirations. DBS Bank Personal Loan in Surat is designed to address all your financial requirements quickly and conveniently. You can use the loan amount to suit your needs – no questions asked.

Features & Benefits of Personal Loan in Surat

Here are some unique features and benefits of DBS Bank Personal Loans that you can avail of:

  • Get fast-track Personal Loan amount ranging from INR 25,000 to INR 15 lakh.
  • Repay your loan in pocket-friendly Equated Monthly Instalments over flexible tenures of 12 to 60 months.
  • Enjoy paperless, hassle-free documentation and collateral-free loans.
  • Get speedy disbursal of your pre-approved loans as a DBS Bank by DBS Savings Account holder.
  • Avail loans at competitive interest rates starting at 10.99%
  • DBS Bank levies a nominal loan processing fee of 1% to 3% based on the loan amount. 

Calculate your estimated loan EMI with DBS Bank Personal Loan EMI Calculator.

Check your eligibility with the DBS Bank Personal Loan Eligibility Calculator.

Documents Required for Personal Loan in Surat

Personal Loans from DBS Bank are entirely paperless. All you need to do is to provide scanned copies of your essential documents:

  • Duly filed online loan application form
  • PAN Card
  • Age and ID Proof – Aadhaar, Passport, Voter’s ID, Driver’s License,
  • Address Proof – Aadhaar, Passport, Voter’s ID, latest bank statement, utility bills, etc.

Note: DBS Bank does not ask for income proof documents for unsecured Personal Loans except for loans exceeding the approved loan amount limit. Such applicants must upload their bank details or bank statements. We do not require your salary slips, IT returns or any other proof of income.

How to Apply for a Personal Loan in Surat

For existing DBS Bank customers

Apply online through your DBS Bank internet banking portal or DBS Bank mobile app. Fill the online loan application form and attach scanned copies of the above documents.

New to DBS Bank?

Non-DBS Bank customers can download the mobile app and open an online DBS Bank account to be eligible for a loan in Surat.  

Do More, Live More

Open Instant DBS Bank Savings Account in just a few minutes.

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complete KYC

Fill your details and complete KYC.


Activate your digibank savings account

Activate your DBS Bank savings account.


Frequently Asked Questions

Where can I find a Personal Loan agent in Surat?

You do not need to find a Personal Loan agent in Surat, just log in to the DBS Bank website and apply for a new Personal Loan.

How can I calculate my Personal Loan interest rates?

Your Personal Loan interest rate depends on your eligibility and loan tenure. The interest rate on your DBS Bank Personal Loan is fixed and on a reducing balance basis. 

How long does it take to complete the Loan process?

You can complete the loan application process in minutes online through our website. Depending on your eligibility and existing relationship with the bank, you can get the loan amount into your DBS Bank Savings Account within 4-48 hours.

**All loans will be given out at the sole discretion of DBS Bank India Limited.

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