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Personal Loans In Nagpur

The winter capital of Maharashtra, Nagpur is one of the fastest-growing metropolitan cities in India. Popularly known as the 'Orange City', Nagpur is a major trade centre for oranges cultivated in the country. Nagpur also enjoys the reputation of being a significant cultural, commercial and political hub.

To address the financial needs of big and small businesses, entrepreneurs and salaried individuals, DBS Bank offers Personal Loans in Nagpur. Apply personal loan online with low interest rates and flexible tenures, making EMIs more affordable without straining your savings.

Features & Benefits of Personal Loan in Nagpur

DBS Bank Personal Loan in Nagpur is designed to suit the financial needs of salaried professionals and residents of the city. Here are the key features:

  • Personal loan Interest rates start from 10.99% per annum, depending on your profile and repayment tenure.
  • Choose a repayment period between 12 and 60 months as per your convenience.
  • Borrow amounts up to INR 15 lakh, based on your eligibility.
  • Enjoy a fully digital application process with minimal documentation.
  • Loans can be disbursed within 24 hours to your DBS Bank Savings account.

Documents Required for Personal Loan in Nagpur

DBS Bank offers personal loans for salaried employees and self-employed individuals You can submit all required details and documents using the DBS digibank app or our online application form.

Proof of Identity: Provide your PAN and Aadhaar number.

Proof of Earnings:

  • For salaried individuals – recent salary slips
  • For self-employed applicants – income tax returns or recent bank statements

You can check your eligibility instantly using the Personal Loan Eligibility Calculator available on our website before applying.

Use the Personal Loan EMI Calculator to estimate your monthly repayments in advance. Simply enter the loan amount, interest rate and preferred tenure to get an instant EMI estimate. This helps you plan your finances by comparing EMI plans before applying for personal loan in Nagpur.

How to Apply for a Personal Loan in Nagpur

You can apply for a personal loan in Nagpur with DBS Bank in just three simple steps. The process is fully digital, secure and designed for quick access to funds.

Step 1: Submit Your Application

Choose your loan amount and share your basic details using the DBS digibank app or the online application form on our website.

Step 2: Upload Required Documents

Provide your PAN, Aadhaar and contact information. Based on your profile, you may be asked to upload salary slips or bank statements.

Step 3: Receive Funds in Your Account

Once approved, the loan amount is credited directly to your DBS Bank savings account. No branch visits or physical paperwork are needed.

A DBS Bank personal loan in Nagpur can help you manage a variety of financial needs with ease. Here are some common ways people use it:

Wedding Loan

Cover wedding-related expenses such as venue bookings, décor, catering or other arrangements.

Travel Loan

Plan a holiday or visit family without worrying about upfront costs. This loan can help with flights, stays and other travel expenses.

Gadget Loan

Finance the purchase of smartphones, laptops or other electronics through easy monthly repayments.

Home Renovation Loan

Take care of repairs or improvements around your home, from painting and plumbing to furnishing and structural work.

Emergency Personal Loan

Get an instant loan in Nagpur to cover emergency expenses such as medical bills, urgent home repairs or other unexpected situations.

Consumer Durable Loan

Buy appliances like refrigerators, washing machines or televisions and pay in instalments that suit your budget.

Frequently Asked Questions

Do I need to secure a guarantor or additional security to get a Personal Loan in Nagpur?

No, you do not need a guarantor, collateral or a co-applicant to avail of a Personal Loan from us.

Where can I find my loan repayment schedule?

You can find and download the repayment/loan schedule from the 'Statements' section under 'Personal Loans' on the dashboard or the DBS Bank menu.

Is there a way to cancel my Personal Loan and what are the charges for the same?

Our Personal Loans have a 72-hour free-look period from when the loan amount is credited to your account. We do not levy any cancellation charges in this period. However, the loan processing fee + taxes paid are non-refundable.

How long does it take to get a personal loan in Nagpur?

With DBS Bank, you can get an instant personal loan in Nagpur through a fully digital process, with disbursal possible within 24 hours of approval.

Why is DBS Bank among the most trusted personal loan providerslenders in Nagpur?

DBS Bank is trusted for its clear terms, paperless process and quick disbursal of amount, making it a preferred choice for personal loans in Nagpur.

**All loans will be given out at the sole discretion of DBS Bank India Limited.

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