Personal Loan in Lucknow

At a Glance

A melting pot of art, culture, architecture and cuisine, Lucknow boasts an old-world charm that mesmerises one and all. As the capital city of Uttar Pradesh, Lucknow is undeniably an important centre for music and poetry, education, technology and commerce alike. Home to traditional textiles and handicrafts, Lucknow contributes significantly to the booming economy of the great state of Uttar Pradesh.

As a resident of Lucknow looking for funds for various purposes, you can approach DBS Bank, your trusted Personal Loan company in Lucknow. Whether you are looking to fund your newly opened chikan handicraft store or to refurbish your Nawabi haveli, DBS Bank has you covered. Our instant and convenient Personal Loan in Lucknow comes with an easy application process and is available at a competitive rate of interest.

Features & Benefits of Personal Loan in Lucknow

  • Get high-value loans ranging from INR 25,000 up to INR 15 lakh.
  • Avail of flexible repayment tenures lasting from 12 to 60 months.
  • Get competitive Personal Loan Interest Rates starting at 10.99%
  • Go all digital with hassle-free paperless documentation.
  • No need to provide any collateral or security against the loan.
  • Fulfil your personal loan eligibility with a credit score of 600+. Stand your chance to get guaranteed approval on your Personal Loan.
  • Get fast-track credits of loan amounts directly into your DBS Bank Savings Account within 24 hours.

Calculate your estimated loan EMI with DBS Bank's Personal Loan EMI Calculator.

Check your eligibility with the DBS Bank Personal Loan Eligibility Calculator.

Documents Required for Personal Loan in Lucknow

Go paperless with Personal Loans from DBS Bank. Get your loan verification done in an instant with scanned copies of the following documents:

  • PAN Card
  • Age and ID Proof – Aadhaar, Passport, Voter's ID, Driver's License.
  • Address Proof – Aadhaar, Passport, Voter's ID, Bank Passbook, latest bank statements, latest utility bills.

If you have applied for a Personal Loan amount over the approved limit, you will have to upload your bank details and statements. Documents like salary slips or IT returns are not needed.

How to Apply for a Personal Loan in Lucknow?

For existing DBS Bank customers

Launch your DBS Bank mobile app or visit your DBS Bank internet banking portal. Complete the online loan application form. Provide scanned copies of the above documents.

New to DBS Bank?

Download the DBS Bank mobile app and open an online DBS Bank account. Follow the step-by-step procedure to fill the 'Apply for Personal Loan' form.

Do More, Live More

Open Instant DBS Bank Savings Account in just a few minutes.

Download digibank.

Download digibank.


complete KYC

Fill your details and complete KYC.


Activate your digibank savings account

Activate your DBS Bank savings account.


Frequently Asked Questions

What are the processing fees for a Personal Loan?

At DBS Bank, we charge a one-time processing fee depending on your eligibility. The bank will deduct this amount from your loan. There are no annual fees.

How will my EMI be debited?

Your DBS Bank Personal Loan EMI is easy to pay. You just need to provide standing instructions, and the bank will debit the EMI from your DBS Bank Savings Account on a predetermined date. Ensure to keep your account sufficiently funded at least two days before the EMI due date.

How to get the loan repayment schedule?

After the bank sanctions your DBS Bank Personal Loan, you can download the loan repayment schedule from the 'Statements' section located under 'Personal Loans' on the DBS Bank webpage or dashboard.

**All loans will be given out at the sole discretion of DBS Bank India Limited.

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