It used to be said that what Bengal thinks today, India thinks tomorrow. Swami Vivekananda, Satyajit Ray and Shashi Kapoor were born in the state capital of Kolkata, which was also home to people like Mother Teresa.
So if you’re interested, digibank by DBS offers instant, paperless personal loans in Kolkata to help tide over any crisis or need. Whether it is a medical emergency or a puja celebration, digibank by DBS is there to help. What’s more, our secure repayment schemes allow you to choose a plan which suits your needs and convenience. Because at digibank, you come first. Always.
Don't miss out on these features of digibank personal loans:
Once you have your principal, tenure and interest rate for the optimum EMI, you can go ahead and apply for a personal loan in Kolkata.
Because we believe you come first, we offer a host of benefits and privileges when it comes to personal loans, ensuring that your needs and queries are addressed promptly and . Here’s a look at the benefits of digibank by DBS personal loans:
You can apply for our loans from the comfort of your home or office without any paperwork. Our application process is entirely paperless. Here’s how it works.
Here’s how you can apply for a digibank personal loan:
Open Instant digibank Savings Account in just a few minutes.
Loan cancellation can be only be done during the first two days from the disbursal of the loan. There are no cancellation charges, but the processing fee and applicable taxes collected will not be refunded.
Transparency is a critical factor of a digibank by DBS personal loan. Our nominal and extremely competitive fees and charges are listed below. You will never be billed for anything else.
The processing fee is 1% to 3% of the loan amount + GST as applicable
Foreclosure charges will depend on loan tenure. Foreclosure can only be done 12 months from date of disbursement and is collected on the principal outstanding + GST as applicable. Here are the charges for different tenures:
The same rates apply to part prepayment charges, which can only be done after completion of 12 months from date of disbursement subject to maximum two prepayments in a year.
If standing instructions are dishonoured, the charges will be Rs. 600/- per instance + GST, and there will be a penal interest rate at 24% per annum, i.e. 2% per month, on the overdue instalment.