Personal Loan in Ahmedabad

At a Glance

Ahmedabad, a bustling city in the state of Gujarat, is known for its rich heritage, variety of cuisines, festivities, and grand architecture. Apart from its artistic excellence, Ahmedabad is also emerging as one of the fastest-growing cities globally. With industries flourishing and commerce expanding in Ahmedabad, you can rely on the financial services offered by DBS Bank.

At DBS Bank, we provide excellent financial products and services designed to meet your every need. The Personal Loan offered at DBS Bank can help you organise funds for anything, whether you wish to open a store or make a large purchase for your family. With attractive interest rates and easy repayment options, the DBS Bank Personal Loan in Ahmedabad can help you face financial challenges head-on.

Personal Loan in Ahmedabad - Features and Benefits

  • Based on your Personal Loan eligibility criteria, you can avail of high-value loans that range from INR 25,000 to 15 lakhs.
  • Enjoy competitive Personal Loan interest rates starting from 10.99%
  • Opt for a suitable repayment tenure ranging from 12 to 60 months.
  • Apply for Fast-track Personal Loans from Ahmedabad digitally, with zero paperwork and get speedy disbursals.
  • You do not have to provide any collateral or security against the loan.
  • We levy a nominal Personal Loan processing fee of 1% to 3% of the loan amount.

Calculate your estimated loan EMI with DBS Bank's Personal Loan EMI Calculator.

Check your eligibility with the DBS Bank Personal Loan Eligibility Calculator.

Documents Required for a Personal Loan in Ahmedabad

At DBS Bank, our paperless application process ensures quick verification of your loan application. Just submit scanned copies of the following documents along with the duly filled loan application form to apply for Personal Loans:

  • PAN Card
  • Age and ID Proof – Aadhaar, Passport, Voter's ID, Driver's License.
  • Address Proof – Aadhaar, Passport, Voter's ID, Bank Passbook, latest bank statements, latest utility bills.

If your Personal Loan application exceeds the approved loan amount limit, you will be required to upload your bank details and statements. Other documents like salary slips or IT returns are not needed.

How to Apply for Personal Loan in Ahmedabad?

Apply for a Personal Loan in Ahmedabad online through the following ways:

For existing DBS Bank customers

Launch the DBS Bank mobile app on your phone or visit your DBS Bank internet banking portal. Complete the online loan application form and provide scanned copies of the required documents.

New to DBS Bank?

As a Non-DBS Bank customer, you can download the DBS Bank mobile app and open an online DBS Bank Savings Account to begin the Personal Loan application process.

Do More, Live More

Open Instant DBS Bank Savings Account in just a few minutes.

Download digibank.

Download digibank.


complete KYC

Fill your details and complete KYC.


Activate your digibank savings account

Activate your DBS Bank savings account.


Frequently Asked Questions

How will I receive my loan amount, and how long does it take?

Once the bank verifies your loan application, you will receive a direct credit of the loan amount in your DBS Bank Savings Account.

Does the Personal Loan rate of interest change once a loan is underway?

The DBS Bank Personal Loan interest rate remains fixed throughout the tenure of a loan.

Can I cancel the Personal Loan after it is sanctioned?

Yes, you may cancel the loan. However, you must do so in the 48-hour free-look period and be prepared to forfeit the loan processing fee plus necessary taxes.

**All loans will be given out at the sole discretion of DBS Bank India Limited.

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