Personal Loan in Ahmedabad
At a Glance
Ahmedabad, a bustling city in the state of Gujarat, is known for its rich heritage, variety of cuisines, festivities, and grand architecture. Apart from its artistic excellence, Ahmedabad is also emerging as one of the fastest-growing cities globally. With industries flourishing and commerce expanding in Ahmedabad, you can rely on the financial services offered by digibank by DBS.
At digibank by DBS, we provide excellent financial products and services designed to meet your every need. The Personal Loan offered at digibank can help you organise funds for anything, whether you wish to open a store or make a large purchase for your family. With attractive interest rates and easy repayment options, the digibank Personal Loan in Ahmedabad can help you face financial challenges head-on.
Personal Loan in Ahmedabad - Features and Benefits
- Based on your Personal Loan eligibility criteria, you can avail of high-value loans that range from INR 20,000 to 15 lakhs.
- Enjoy competitive Personal Loan interest rates starting from 10.99%
- Opt for a suitable repayment tenure ranging from 12 to 60 months.
- Apply for Fast-track Personal Loans from Ahmedabad digitally, with zero paperwork and get speedy disbursals.
- You do not have to provide any collateral or security against the loan.
- We levy a nominal Personal Loan processing fee of 1% to 3% of the loan amount.
Calculate your estimated loan EMI with digibank's Personal Loan EMI Calculator.
Check your eligibility with the digibank Personal Loan Eligibility Calculator.
Documents Required for a Personal Loan in Ahmedabad
At digibank, our paperless application process ensures quick verification of your loan application. Just submit scanned copies of the following documents along with the duly filled loan application form to apply for Personal Loans:
- PAN Card
- Age and ID Proof – Aadhaar, Passport, Voter's ID, Driver's License.
- Address Proof – Aadhaar, Passport, Voter's ID, Bank Passbook, latest bank statements, latest utility bills.
If your Personal Loan application exceeds the approved loan amount limit, you will be required to upload your bank details and statements. Other documents like salary slips or IT returns are not needed.
How to Apply for Personal Loan in Ahmedabad?
Apply for a Personal Loan in Ahmedabad online through the following ways:
For existing digibank customers
Launch the digibank mobile app on your phone or visit your digibank internet banking portal. Complete the online loan application form and provide scanned copies of the required documents.
New to digibank?
As a Non-digibank customer, you can download the digibank mobile app and open an online digibank Savings Account to begin the Personal Loan application process.
Do More, Live More with the Unbank
Open Instant digibank Savings Account in just a few minutes.
Fill your details and complete KYC.
Activate your digibank savings account.
Frequently Asked Questions
Once the bank verifies your loan application, you will receive a direct credit of the loan amount in your digibank Savings Account.
The digibank Personal Loan interest rate remains fixed throughout the tenure of a loan.
Yes, you may cancel the loan. However, you must do so in the 48-hour free-look period and be prepared to forfeit the loan processing fee plus necessary taxes.
**All loans will be given out at the sole discretion of DBS Bank India Limited.
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