Personal Loans In Ahmedabad

At a Glance

Manage your financial commitments effortlessly with DBS Bank personal loans in Ahmedabad. From home upgrades to education or emergency expenses, our loans offer low interest rates and flexible repayment options. Apply personal loan online in a few simple steps and receive quick access to funds, all while enjoying a seamless and trusted borrowing experience.

Personal Loan in Ahmedabad - Features and Benefits

  • Based on your Personal Loan eligibility criteria, you can avail of high-value loans upto 15 lakhs.
  • Enjoy competitive interest rates starting from 10.99%
  • Choose flexible repayment tenures ranging from 12 to 60 months.
  • Apply for Personal Loans from Ahmedabad digitally, with zero paperwork and get speedy disbursals.
  • You do not have to provide any collateral or security against the loan.

Documents Required for a Personal Loan in Ahmedabad

Applying for a personal loan with DBS Bank is simple, digital and requires minimal paperwork. You can complete the process through the DBS digibank app or our online loan application form.

Document Type

Required Documents

Identity Proof, Address Proof

Aadhaar, Pan Card

Income Proof

Latest salary slips for Salaried

Bank statements or ITR for Self-Employed

Whether you are salaried or self-employed, DBS Bank offers fast and reliable loans in Ahmedabad to meet your financial needs. Use our Personal Loan Eligibility Calculator to check your loan qualification instantly.

Personal Loan EMI Calculator

Planning to take a personal loan? Use the Personal Loan EMI Calculator to get a clear estimate of your monthly repayments. Simply enter the loan amount, interest rate and tenure to view your EMI instantly.

This tool helps you make informed financial decisions before applying for loans in Ahmedabad, whether it's for a major purchase, medical need or any other expense.

How to Apply for Personal Loan in Ahmedabad?

Availing a personal loan from DBS Bank in Ahmedabad is simple, secure and fully digital. Here’s how it works:

Step 1: Submit Your Application
Select your loan amount and fill in your basic details through the DBS digibank app or the online loan application form.

Step 2: Provide Supporting Information
Upload your identity proof such as Aadhaar and PAN, along with your contact details. Based on your profile, you may be asked to submit income proof like salary slips or bank statements.

Step 3: Get Funds in Your Account
Once your application is approved, the loan amount will be credited directly to your DBS Bank savings account.

This convenient online process removes the need for physical paperwork and makes applying for an Instant Personal Loan in Ahmedabad quick and stress-free.

Uses of Personal Loan in Ahmedabad

DBS Bank personal loan in Ahmedabad can help you meet a range of financial needs with speed and ease. Whether you're self-employed or salaried, our flexible solutions are designed to work for you.

Wedding Loan
Cover wedding-related expenses such as venue bookings, catering services, decorations and photography with a convenient Wedding Loan.

Travel Loan
Plan your next holiday or family visit without financial stress. A Travel Loan helps cover airfare, hotel stays and other travel costs.

Gadget Loan   
Purchase high-end gadgets like premium smartphones and high-performance laptops. A Gadget Loan lets you pay in EMIs instead of spending a lump sum upfront.

Home Renovation Loan
Give your home a fresh look with support for renovation projects, whether it's furniture upgrades, repainting or electrical work.

Emergency Personal Loan
Access funds quickly during urgent situations such as hospital expenses, sudden repairs or unplanned financial gaps.

Consumer Durable Loan
Buy household appliances such as refrigerators, washing machines or smart TVs with flexible repayment options that fit your budget.

DBS Bank also offers a Personal Loan for Self Employed individuals in Ahmedabad, helping business owners and freelancers meet their financial needs without complex documentation or long waiting periods.

Frequently Asked Questions

How will I receive my loan amount, and how long does it take?

Once the bank verifies your loan application, you will receive a direct credit of the loan amount in your DBS Bank Savings Account.

Does the Personal Loan rate of interest change once a loan is underway?

The DBS Bank Personal Loan interest rate remains fixed throughout the tenure of a loan.

Can I cancel the Personal Loan after it is sanctioned?

Yes, you may cancel the loan. However, you must do so in the 72-hour free-look period and be prepared to forfeit the loan processing fee plus necessary taxes.


**All loans will be given out at the sole discretion of DBS Bank India Limited.