DBS Bank, Asia’s Safest Bank, offers simple and quick Gold Loans for salaried individuals, self-employed professionals, and business owners. Leverage the value of your gold ornaments to secure a higher loan amount to meet your personal or business financial needs, with attractive interest rates and secure processing.
DBS Gold Loans provide easy access to funds for both personal and business needs. Learn more about the benefits of applying for a gold loan online with DBS Bank
Flexible Repayment Options - Monthly Interest, Quarterly Interest, EMI, EQI (Quarterly Instalments),Bullet, OD.
Gold loan tenures are available from 6 months up to 36 months.
Gold loans from ₹25,001 to ₹50,00,000 with secure gold storage.
Competitive Rate per Gram at up to INR 5,965 (effective from 19th May 2025).
Attractive Interest Rates for a cost-effective loan with flexible terms.
Quick and Hassle-free Disbursal for fast access to funds.
Get optional Personal Accident Insurance and enjoy coverage of up to INR 25 lakhs for a daily cost of under INR 1*
Sum insured |
₹5,00,000 |
₹10,00,000 |
₹15,00,000 |
₹20,00,000 |
₹25,00,000 |
Premium to be paid for 1 Year |
₹202 |
₹404 |
₹604 |
₹805 |
₹1,007 |
*The product price is determined solely at the discretion of the insurer. Key Details:
*Note: This insurance is arranged by DBS Bank Limited through Manipal Cigna Health Insurance Company Limited under the Manipal Cigna Lifestyle Protection Group Policy (UIN: MCIPAGP21235V032021). For full details, review the policy terms and conditions carefully before enrolling. |
Our Gold Loan Eligibility Calculator helps you determine how much you can borrow against your gold. It’s a great tool to explore the potential of a loan against gold, whether you need funds for personal expenses or business needs.
For detailed insights into DBS Bank Gold Loan Interest Rates Click here
For details on fees and charges view the Schedule of Charges here
To apply for a non-agricultural gold loan with DBS Bank, please provide the following documents:
A DBS Bank gold loan can help you manage different financial requirements with ease:
Explore these practical options to make the most of your gold with DBS Bank.
Whether it’s smarter savings, better investments, easy personal loans, loan against property, or fast international transfers, digibank by DBS offers seamless solutions designed to meet your financial needs with efficiency and ease.
Fast-track your life with instant, paperless DBS Bank personal loans of up to ₹15 Lakhs.
Unlock the value of your property to fund personal or business needs with easy repayment options.
Explore these and many more ways DBS Bank is helping you achieve your financial goals!
A loan taken against your gold ornaments is known as a gold loan. It is a quick and straightforward process to obtain funds against your gold ornaments with minimal documentation at competitive interest rate with flexible tenures.
DBS Bank ensures a 100% transparent and hassle-free process for gold loans, right from valuation until disbursement, which is carried out in front of the customer.
Gold ornaments of 18 carat to 22 carat and gold coins issued by banks (maximum 50 grams per Borrower) are acceptable.
DBS bank offer gold loan with multiple tenure option of customer choice for 6 months,9 Months,12 months, 24 months and 36 months tenure.
Currently the loan repayment options available are Monthly Interest, Quarterly Interest, Bullet repayment, EMI (Equated Monthly Instalments), EQI (Equated Quarterly Instalments) and Overdraft.