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Gold Loan Eligibility Calculator

Choose the Gold Standard of Gold Loans

At a Glance

Do you need money urgently? Are you looking for a loan with lower interest rates? Now, you can secure the funds you need by taking a gold loan against your gold ornaments. With DBS Bank Gold Loan, you can get a secured gold loan against gold ornaments like bangles, necklaces, nose rings, pendants, rings, earrings and more and enjoy quick loan disbursals. You can simply visit your nearest DBS Bank branch to apply for the loan and enjoy fast-track loan disbursals.

With the DBS online Gold Loan Calculator, we also make it easy for you to check your eligibility and calculate the maximum Gold Loan amount you can receive.

DBS Bank Gold Loan
Eligibility Calculator

Gold Loan

Agri Gold Loan

Non - Agri Gold Loan

Rate per Gram

Rs.6,796 w.e.f. 28th Apr 2025

Rs.5,972 w.e.f. 28th Apr 2025

Get the Best Gold Loan with Attractive Interest Rates, Flexible Repayment, and Quick Disbursals.

Purpose:
Loan Tenure
(In Months)
Input Ornament Type
Input Net Weight
(approx in gms.)​

Choose carat​
*You are eligible for a DBS Bank Gold Loan of
Rs. 0.00

*Total Gold Loan Value Rs. XXXXXXXX
* Terms & Conditions Apply: This interactive tool is provided for assistance only and is not intended to be and must not alone be taken as the basis for an investment decision. For an accurate valuation of your gold please visit your nearest DBS Bank branch.

How to Use the DBS Bank Gold Loan Eligibility Calculator?

Step 1: From the drop-down menu, select the purpose of the loan, whether for agricultural or non-agricultural reasons.

Step 2:Choose your preferred tenure from 6 months to 12 months basis Loan purpose.

Step 3:Choose the type of ornament against which you would be taking the loan. Accepted ornaments/products include bangles, necklaces/chains, earrings, finger/toe rings, and pendants among others.

Step 4:Input the net weight of the gold ornaments. You must enter the numeric value of the gold in grams only.

Step 5:Finally, input the caratage of the gold from the drop-down menu. Accepted carat levels include 18, 20 and 22 carat gold.

The result:After entering the above details, the calculator instantly computes and displays the maximum loan amount you are eligible for. You can then visit your nearest DBS Bank branch with the gold ornaments to proceed with the Gold Loan.

*Disclaimer:The values displayed in the calculator only indicate the approximate loan amount you can get based on the market value of gold at the time of using the calculator. Since the market value of gold fluctuates from time to time, it can impact the gold value and loan amount you can avail. The actual loan amount will be determined only after weighing the gold physically. You can visit your nearest DBS Bank Branch to start the Gold Loan process.

*Terms & Conditions Apply: This interactive tool is provided for assistance only and is not intended to be and must not alone be taken as the basis for an investment decision. For an accurate valuation of your gold, please visit your nearest DBS Bank branch.