Gold loan Eligibility calculator

With the DBS Bank Gold loan Eligibility calculator, you can compute the estimated loan amount the bank offers based on the gold pledged. Just follow these simple steps.

Step 1: From the drop down menu, select the purpose for acquiring the loan between agricultural reasons and non-agricultural reasons.

Step 2: If the purpose of obtaining the loan is for agricultural needs, choose your preferred tenure between 6, 9, and 12 months. If you are obtaining the loan for non-agriculatural needs, the default tenure of 12 months will be auto-selected.

Step 3: Next, you need to choose the type of ornament you would be pledging to acquire the loan. Accepted oranaments/products include bangles, necklaces and chains, earrings, finger and toe rings, pendants among other things.

Step 4:You now need to input the net weigh of the pledged gold. You must enter the numeric value of the gold in grams only.

*Disclaimer: The values displayed in the calculator only indicate the approximate loan amount you can get based on the market value of gold at the time of using the calculator. Since the market value of gold fluctuates from time to time, it can impact the gold value and loan amount you can obtain. The actual loan amount will be determined only after weighing the gold physically. You can visit your nearest DBS Bank to start the Gold Loan process. As an online, automated tool, the Gold loan Eligibility calculator ensures 100% accurate results, free of any manual calculation errors.

The Gold loan Eligibility calculator doubles as a budget planning tool. It gives you an estimate of the loan amount and applicable interest rates so you can plan your EMI payments before obtaining the loan.

Step 5: Finally, you must input the catarage of the pledged gold. You can select the caratage from the drop-down menu. We only accept gold of 18, 20, 22, and 24 carat-gold products.

The result: Once you enter the above details, the calculator instantly computes the maximum loan amount you can obtain. You can then bring your gold to the bank to obtain the loan.

*Disclaimer: The values displayed in the calculator only indicate the approximate loan amount you can get based on the market value of gold at the time of using the calculator. Since the market value of gold fluctuates from time to time, it can impact the gold value and loan amount you can obtain. The actual loan amount will be determined only after weighing the gold physically. You can visit your nearest DBS Bank to start the Gold Loan process.

*Terms & Conditions Apply: This interactive tool is provided for assistance only and is not intended to be and must not alone be taken as the basis for an investment decision. For an accurate valuation of your gold please visit your nearest DBS Bank branch.