Recurring Deposit

A Goal-Digger’s Best Friend

A little bit of planning is all it takes to turn your aspirations into reality. Whether it’s that dream Euro trip or the latest cutting-edge tech or those designer shoes that are just so “YOU” – digibank’s Recurring Deposits will turn you into your own genie!

Instant

Instant
Opening

Paperless

Recurring Deposit Interest Rates

7.27%* Annualized Yield
on Fixed Deposits

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*Click here to view Interest Rates.

*Annualized Yield for 5 years at 6.50% simple interest p.a., compounded quarterly. T&Cs apply.

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Small Steps, Big Moves

Turn dreams into goals and goals into plans one step at a time with digibank’s recurring deposits that start as low as Rs. 100. Plan like a pro, without any stress or financial strain.

Goal-Oriented Savings

Create goal-specific savings that help you plan effectively.

Flexible Payments

Make daily, monthly and quarterly payments online at your ease.

Customisable

Create Recurring Deposits starting at ₹100, and set your own tenure too!

Insured digibank RDs

Your fixed deposits are insured by the Deposit Insurance and Credit Guarantee Corporation (DICGC) for up to ₹5,00,000.

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Never Run Out of Options

Take Your Pick:

Recurring Deposit

Smaller sums of money invested over a period of time to meet a specific goal.

Ideal if you’re looking to:

Save to spend on a new gadget, travels or other goals.
Ideal to meet all your purchase goals without breaking your budget.
Enjoy interest rate similar to fixed deposit.

Fixed Deposit

A lumpsum amount invested in one go.

Ideal if you’re looking to:

Save for unexpected rainy days.
Ideal to curb your spendthrift tendencies and save for emergencies instead.
Earn a fixed interest rate.

Learn more about Fixed Deposits

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Think That’s All?
There’s More Where That Came From!

Whether it’s smarter savings, better investments, easy personal loans, international fund transfers - your digibank is designed to help you live better. It’s so easy, it feels like magic!