Savings Account

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Go fully digital with digibank’s Online Savings Accounts and enjoy bespoke privileges. From exclusive rewards and discounts on the digibank bigbasket debit card to instant fund transfer facilities, investment options and mobile banking – get it all with your instant digibank account.

With a digibank by DBS Savings Account, you can experience new-age intelligent banking solutions ranging from digital gold investments to 5-star rated mutual fund schemes. Fast track your dreams with digital and paperless Personal Loans or initiate instant money transfers worldwide with digibank Remit.

Best Ever Savings Account a.k.a Benefits Account

Get 5X benefits through exclusive offers, memberships, and vouchers on your digibank savings account.

Amazon Pay Gift Card worth up to Rs 250

Amazon Pay Gift Card worth up to Rs 250

Choose one offer from each category based on your lifestyle

Choose one offer from each category based on your lifestyle

Times Prime Lite Membership with benefit worth Rs 25,000*

Times Prime Lite Membership with benefits worth Rs 25,000*

Get annual savings up to Rs 25,000 with exclusive offers on debit card.

Open Savings Account

Savings, Growth, & More

Scouting for the perfect place to park your savings and earn more on your deposits? Look no further than digibank by DBS. Enjoy world-class banking facilities from any corner of the world, plus over 100 exclusive services as a digibank account holder. Let your idle money work as you earn attractive interest rates on your deposits with your digibank Savings Account.

The digibank by DBS Savings Account provides instant solutions for all your banking needs on a single platform. Be it easy monthly payments or seamless investments, reward points or exclusive discounts on brands, you can get it all here. Access and transact via your digibank by DBS account remotely and enjoy a host of personalised services.

Open Savings Account

Account Privileges & The digibank Promise

To simplify every aspect of your financial life, all you need to do is open a digibank Savings Account – your one-stop shop for all your banking needs. Here is what you get when you open your account :

Competitive Interest Rates

Competitive Interest Rates

Earn attractive interest rates on the deposits parked in your digibank account.

Instant Account

Instant Account Opening

Why visit the bank when you can open the account from the comfort of your home? With digibank’s paperless online Savings Account facility, you can open your account from anywhere, anytime.. Download the digibank app to open the instant digibank account.

Lower MAB and No Caps on Deposits

Lower MAB and No Caps on Deposits

It is mandatory to maintain a monthly average balance of Rs. 10,000 in your digibank account. Conveniently deposit any amount of your choice without worrying about maximum caps on deposits.


Intuitive Platforms

Access your instant digibank account on-the-go with our intuitive iBanking platforms. While we’ve squeezed the bank into your smartphone with the digibank app, we understand you may sometimes need the big screen, which is why we created the digibank ibanking platform.


digibank delights

Do more with confidence with your digibank debit cards. Get control of all your transactions and enjoy curated digibank delights with the digibank Big Basket Debit Card. Manage your card on your phone, enjoy unlimited ATM withdrawals and get exclusive discounts on some of the best global and national brands.

Simplifying Banking with digibank

Not only do you get to be a cut above the rest with your digibank account, but you also get timeless solutions to simplify the entire banking process.

Universal Banking Remote

Universal Banking Remote

Why bother linking multiple mobile apps for various bank accounts when you can effortlessly and seamlessly integrate all your apps and bank accounts onto your digibank Account?

No More Entering OTPs

No More Entering OTPs

Gone are the days of waiting for OTPs to initiate your financial transactions. The in-built Soft Token on the digibank online account securely authenticates all your transactions in an instant, thus expediting your payments.

Track Your Spends

Track Your Spends

Keep a hawk’s eye on all your expenses and spends across various categories to plan your budgets and investments smoothly. Make informed, smart decisions conveniently via the Spends Optimiser feature available with your digibank online Savings Account.

Instant Sharing of Account Details

Instant Sharing of Account Details

Do away with the manual and tedious methods of typing or copy-pasting your account details while sharing them with payees. Now you can share your account details in an instant, with just a click.

Goal-Based Savings

Goal-Based Savings

Breathe life into your big and small dreams with the goal-based savings features on the digibank online Savings Account platform. Whether you want to buy the latest smartphone, those gorgeous designer bags or shoes or take off on an epic trip across the globe, you can make it all happen without breaking a sweat with digibank account.

Contactless Payments

Contactless Payments

No need to swipe your card anymore; just a tap will do. Access the Scan & Pay and Tap to Pay features on your RFID-enabled digibank debit cards. Ensure instant and safe payments and secure transactions at any anytime from anywhere.

Smarter Bill Payments

Smarter Bill Payments

Stay ahead of your dues and pay your utility bills – Telecom, Electricity, Gas, Insurance etc, easily. Register your billers and view the status of your bill payment manually or schedule payments 3 days before the due date.

Online Fund Transfers

Online Fund Transfers

Transfer funds to payees across India and abroad via online fund transfer channels. Initiate high value transactions through NEFT, IMPS and RTGS payment systems. Conduct instant money transfers anywhere in the world with the effortlessly easy digibank Remit facility with zero handling fees, preferential conversion rates and 100% credit to recipients.

Seamless Investments

Seamless Investments

Use funds in your digibank account to create risk-free Fixed Deposits and earn assured returns or make goal-oriented savings with digibank Recurring Deposits. Choose from over 250 5 Star rated Mutual Funds by Morningstar and get expert insight on investments.

Fast Track Loans

Fast Track Loans

Fulfil every dream with digibank’s instant, paperless, and digital Fast-Track Loans. Turn your wish-lists into to-do list with Personal Loans up to ₹15 lakh. Enjoy instant approvals, free look-in period, and effortless loan management.

Steps to Open Savings Account Online

Enjoy Instant Onboarding with the digibank online Savings Account opening process. It is as simple as it can get.

  1. Visit the digibank website or download the mobile app to open your instant digibank
  2. Keep copies of PAN Card, ID, and Address proof documents ready for a smooth online Savings Account Opening process.
  3. Enhance your account opening process with seamless Video-KYC on your internet-enabled smartphone or computer with camera and video calling features.
  4. digibank will verify your KYC details and your account will be opened at the earliest.

Get your account details on your registered email address. digibank will also mail your account starter kit, debit card, and other details via post.

That is it – You are now ready to become a digibank account holder.

We will process your details instantly, and you will receive your welcome kit within days. Until then, you can leverage digibank’s fully online Savings Account via our ibanking platform to deposit money and initiate transactions.

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Here are the 5X benefits you can avail

Spoil yourself with digibank’s thoughtfully curated delights across every category. Choose one offer from each category based on your lifestyle.

Debit Card





Additional Exciting Offers

*T&C Apply

Explore more delights

Open Savings Account

Do More, Live More with the Unbank

Open Instant digibank Savings Account in just a few minutes.

Download digibank.

Download digibank.


complete KYC

Fill your details and complete KYC.


Activate your digibank savings account

Activate your digibank savings account


*Click here to view Savings Account Interest Rates.

Frequently Asked Questions

What is a Savings Account?

A Savings Account is the most common type of account offered by banks and financial institutions. It is an interest-generating deposit account that enables you to park the funds you intend to use for your short-term needs. Banks typically provide modest interest rates on funds deposited in the Account. They also offer several complementary services and facilities with your Savings Account, thereby enabling you to access the account conveniently. For instance, you get an international ATM-cum-debit card, access to internet banking, etc., with your instant digibank account.

What is the interest rate on a digibank Savings Account?

Earn high interest rates on digibank savings account and let your idle savings grow.

digibank Savings Account

Up to Rs 1 lakh


Above Rs 1 lakh and up to Rs.2 Lakhs


Above Rs.2 Lakhs and Upto Rs.3 Lakhs


Above Rs.3 Lakhs and Upto Rs.5 Lakhs


Above Rs 5 lakhs and up to Rs.10 lakhs


Above Rs 10 lakhs and up to Rs.20 lakhs


Above Rs 20 lakhs and up to Rs.1 Cr


Above Rs.1 Cr


*Interest rates mentioned above are per anum

How to open digibank savings account online?

Visit the digibank website or download digibank app to open digibank savings account in just a few minutes.

To download digibank app:

What are the basic features of a Savings Account?

You can easily order debit and credit cards through the online or mobile banking platform linked to your account. It is a liquid account through which you can make daily withdrawals or deposit as much money as you wish without worrying about any caps or limits. You can also make payments for various expenses via your debit card or through the internet banking platform.

What are the advantages of opening an instant digibank account?

As a digibank account holder, you get an international ATM-cum-debit card which you can swipe anywhere in India or abroad. You can also choose from a wide range of accounts based on your requirements. Moreover, you get to enjoy exclusive discounts on hundreds of brands while earning reward and cashback points each time you swipe your debit card. You can also initiate international fund transfers at preferential currency exchange rates with zero handling fees on the transaction. Other benefits include instant access to personal loans, easy investment options, attractive interest rates, paperless account opening process and UPI-enabled transactions.

I wish to deposit over ₹50,000 in a single transaction into my instant digibank accountSavings Bank Account. Do I need to fulfil any requirements to do the same?

As per RBI guidelines, if you wish to deposit funds exceeding ₹50,000 on a single day or in a single transaction, you need to provide your PAN card details.

When does digibank pay interest on the funds parked in the Savings Account?

digibank pays interest on account deposits on a quarterly basis. The bank reserves the discretion to revise the interest rates, and payment rests from time to time.

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