Savings Account Interest Calculator – Calculate Interest Online | digibank by DBS

Enjoy Rs. 450* cashback when you sign-up for digibank by DBS

Download digibank Now

Savings Account Interest Calculator

Attractive returns, safety, and liquidity all in one account

EMI Calculator

Download digibank Now

If you have a bank account, you might want to take a closer look at your savings account interest rate. This rate accumulates on your savings in the long run with zero effort from you. The digiSavings account from digibank offers the best-in-class features, including competitive rates. We also have a specially designed interactive savings account interest calculator with which you can find out how much interest you have earned. We credit this interest in your account at predetermined intervals (usually every quarter). So sit back and relax, let your bank account do the work for you.

Download digibank Now

Savings Account Interest Calculator

Savings Account Interest Calculator

Step 01

My Investment Goal


Step 02

My Present Investments


Step 03

My Expected Returns

No. of years to achieve goal
Rate of return expected per year

Amount that you should Invest per Month (INR)


Download digibank Now

Do More, Live More with the Unbank

Open Instant digibank Savings Account in just a few minutes.

Download digibank.

Download digibank.


complete KYC

Fill your details and complete KYC.


Activate your digibank savings account

Activate your digibank savings account.


Frequently Asked Questions

The savings account interest rate calculator helps you arrive at the interest income you will earn on your Savings Account. All you will need to do is key in information like the type of account, average balance, the interest rate offered and the frequency that you prefer for crediting the interest to your account (it could be on a monthly, quarterly, half-yearly or yearly basis).

The interest is calculated based on where your daily average closing balance stands. It is credited to your account on a monthly, quarterly or yearly basis.

With a savings account interest calculator, you don’t need to go through the hassle of running a manual calculation which can be prone to human error apart from being time-consuming. Click here to use our interactive calculator.

Our digiSavings account caters to all your banking account needs. To that end, we offer the best interest rates. Our interest rates may vary for several factors, here’s a snapshot of our current rates:

Domestic Savings Account


digibank e-wallet

Balance up to Rs. 1 lakh will get 3.5% interest rates*

No interest rates applicable

Any balances over and above Rs. 1 lakh and up to Rs. 2 lakhs will get 6% on the incremental amount*

Any balances over and above Rs. 2 lakhs and up to Rs. 5 lakhs will get 4% on the incremental amount*

Any balances over and above Rs. 5 lakhs will get 4% on the incremental amount


  1. *Interest rate revised as above w.e.f. 2nd May 2020.
  2. *Interest rate up to 1st May 2020 is: 4% p.a on balance upto Rs. 1 lakh; 7% p.a on balance above Rs. 1 lakh and upto Rs. 2 lakh; 5% p.a. on balance above Rs. 2 lakh and upto Rs. 5 lakh; and 4% p.a on balance above Rs. 5 lakhs.
  3. Interest will be paid at quarterly rests or on any other rests as the Bank may decide from time to time.
  4. Interest will be calculated on daily available balance or as required by the regulator or as a result of banks own decision.
  5. Rate of interest on digiSavings is subject to change from time to time at the discretion of the Bank and/or in accordance with directives from RBI.

Download digibank Now