Digibank Prime Savings Account: Offer Terms & Conditions

Times Prime Annual Membership

Offer:

Get a complimentary Times Prime annual membership with host of offers and benefits worth INR 60,000 per year. Availing maximum value benefit from all the offer categories brings the total value to customer from this bundle approximately to INR 60,000.

Eligibility Criteria:

All digibank prime customers

Redemption Process:

1. Digibank Prime customers having existing Times Prime membership from DBS bank: New Times Prime membership code will be sent upon expiry of existing membership
2. Digibank Prime customers who have not availed a Times Prime membership from DBS bank so far: New Times Prime membership code will be provided by 30^th Jun’22
3. Times Prime membership code (‘E-code’) with steps to redeem will be sent to customer’s registered email ID or registered mobile number

Times Prime Membership - Terms and Conditions:

1. E- code shared with the customer will remain active for maximum 3 months from the date of receipt of E- code.
2. The 12-month membership starts from the day the customer activates his/her Times Prime membership.
3. The E-code is applicable once per user and is not valid for existing Times Prime members.
4. In case of any issues related to the redemption of the E-code, please contact [email protected].
5. Times Prime reserves the right to terminate, modify, extend the timelines and features, at any time at its absolute discretion.
6. The offers/memberships subscriptions must be unlocked within the Times Prime Membership period.
7. All Times Prime terms and conditions (as mentioned in the T&Cs on https://www.timesprime.com/terms-and-conditions) are applicable to the membership availed under this offer.

Bigbasket Offer

Offer:

Get rewarded with Bigbasket vouchers / gift card when you spend on Bigbasket using your existing Signature debit card OR your new EMT Signature debit card as per the grid below.

Eligibility Criteria:

1. Spends on bigbasket using only Signature debit card OR EMT Signature debit card will be eligible
2. Minimum spend amount per month is INR 1000
3. Customer needs to shop communicated spends criteria before 7 PM (IST) on the last day of the month. E.g. for May’22 month customer needs to shop communicated spends criteria before 31st May 2022, 7 PM (IST).

Exclusion Criteria:

1. Any spends apart from those mentioned in the “Eligibility Criteria” section.

Redemption Process:

1. The bank will provide bigbasket Gift card using e-voucher partner Qwikcilver’s platform.
2. The bank will send Qwikcilver code to eligible customer’s registered email ID or registered mobile number in the next calendar month for the eligible transactions undertaken in the current month. E.g. for eligible transactions in the month of May 2022, the codes will be sent in June 2022.
3. Customer can use the Qwikcilver code provided to claim the Bigbasket gift card on Qwikcilver’s platform as per the steps provided in the offer communication.

Bigbasket Terms & Conditions:

1. Valid only in Ahmedabad, Bangalore, Chennai, Delhi, Noida, Gurgaon, Hyderabad, Kolkata, Mumbai, Pune, Bhopal, Chandigarh, Coimbatore, Indore, Jaipur, Jalandhar, Lucknow, Kanpur, Ludhiana, Mysore, Nagpur, Patna, Surat, Vadodara, Vijayawada, Guntur and Vishakapatnam.
2. Gift Card can be used on Bigbasket website, App and M-site.
3. Gift Card will be valid for a period of up to 12 months from the date of issue.
4. Entire Gift Card amount will be redeemed and credited to the bb wallet. After the amount is credited, it can be used across multiple orders.
5. Gift Card is not redeemable for cash or credit.
6. If the customer misplaces the gift card, Bigbasket shall not be responsible to reimburse / refund.
7. No duplicate gift card will be issued if the gift card is lost or misplaced.
8. Gift Card cannot be re-validated once expired.
9. The holder of the gift card is deemed to be the beneficiary.
10. Validity period of the gift card will not be extended under any circumstances.
11. Any dispute should be referred to Bigbasket and the decision of Bigbasket shall be final.
12. If Gift Card is purchased in a city not mentioned above, amount will not be reimbursed/refunded

E-voucher / Gift Card partner Qwikcilver’s Terms & Conditions:

1. E- Voucher Codes received from DBS bank only are accepted on the website.
2. E- Voucher Codes received through any other source cannot be claimed. If claimed / in-case, Qwikcilver determines any fraudulent use Qwikcilver reserve the right to cancel those orders/ requests.
3. E- Voucher Codes are for single time use only.
4. This E- Voucher Codes ("Code") is not a credit / debit or ATM card.
5. This Code is redeemable against product at rewards catalogue only and at the specific microsite URL as communicated
6. The Code balance cannot be redeemed for cash.
7. To redeem this Code, visit the microsite URL provided to you, Select the redeem option.
8. The points on this Code are valid for a period of 90 days from the date of issue of the code.
9. The Code is non-transferrable and can only use by the person who has received this Code from Qwikcilver as part of their corporate programs.
10. Qwikcilver is not responsible for the quality of the products obtained from the rewards catalogue using the Code.
11. Under no circumstance shall Qwikcilver be liable for any losses suffered whether directly or indirectly, that you or your friends, family may suffer due to usage of the Code.
12. The Qwikcilver team shall not be held liable if your Code or any product or voucher / e-voucher received through the Woohoo rewards is lost, stolen or damaged. You shall be solely liable for such lost, stolen and damaged Code / product.
13. The courts of Bangalore shall have exclusive jurisdiction in the event of any dispute.
14. For any complaints please contact: 080-67181401.
15. Taxes are applicable for all Rewards & Redemptions programs.
16. E-vouchers typically have a validity period of 3 to 12 months. However, the validity period might change according to the brand or retailer. Take a look at the Terms & Conditions provided in the product page before you buy the item and proceed to the payment portal

Airport lounge access offer

Offer:

Enjoy 2 domestic airport lounge access free every quarter with your existing Signature debit card OR your new EMT signature debit card.

Eligibility Criteria:

• Prime customer holding valid and active Signature debit card

Lounge Access Terms and Conditions:

As part of the product proposition on the DBS Bank Debit Card, Eligible Cardholders enjoy complimentary access to airport lounge access as per the quota defined below:

• To offer this Program to the Eligible Cardholders, DBS Bank India Limited (‘DBS Bank’), as an issuer bank, has partnered with Visa Inc (‘Visa’).
• Complimentary airport lounge access under the Program is available only valid till the time, customer holds an active, valid and unexpired debit card issued by DBS Bank listed above.
• DBS Bank makes no representation, warranty or guarantee, expressed or implied, that any, benefits, facilities or privileges under the Program or otherwise, will be made available by the Participating Airport Lounge to an Eligible Cardholder and DBS Bank cannot be held liable, in any circumstances whatsoever, in relation to the provision or non-provision or availability (whether in whole or in part) of any of the advertised benefits and facilities under the Program.
• By participating in or using, or attempting to use, the Participating Airport Lounge under the Program, the Eligible Cardholder agrees to abide by the terms and conditions set out herein and to defend and indemnify DBS Bank for any loss or damage caused to, or injury to or death of any person or damage to or destruction of any property arising out of the any participation in the Program or use of any Participating Airport Lounge by the Eligible Cardholder and/or his/her accompanying guests.
• Airport lounge access under this Program will be guided by Visa’s standard terms and conditions, which are as follows -

Visa Terms and Conditions

1. The Program is valid till 31st May 2022.
2. Eligible Cardholders will be allowed access to all Participating Airport Lounges under the Program, based on one of the following entry types: a. Entry Type 1: Free entry for Eligible Cardholder only, (subject to a nominal swipe fee of Rs. 2). All Eligible Cards must be validated at point of entry by swiping a transaction of a nominal value of Rs. 2. Further, quarterly limits on complimentary access to Participating Airport Lounges, as communicated by the Issuer Bank, shall apply. b. Entry Type 2: Paid entry for the Eligible Cardholder according to the respective prices of usage displayed at the Participating Airport Lounges, for himself/herself only or for his/her accompanying guests (payment will be made directly at the Participating Airport Lounge by the Eligible Cardholder).
3. To use the Participating Airport Lounge, customer’s Card must be validated at point of entry by swiping a transaction of a nominal Rs. 2 for access based on Entry Type 1. The customer will be denied the free entry if the Card is not approved by Issuer Bank upon this swipe.
4. Without prejudice to the foregoing paragraphs, Entry Type 1 may be restricted or unavailable: a. If Visa withdraws the Entry Type 1 (either as a program or in relation to any Eligible Cardholder or at any Participating Airport Lounge) for any reason at its sole and absolute discretion; or b. If the maximum capacity for Visa cardholders or an Eligible Card type or an Eligible Card type issued by a particular Issuer Bank has been reached at the relevant Participating Airport Lounge. In this regard it is to be noted that capacity limits at a Participating Airport Lounge may be different for different Eligible Card types or Eligible Card types issued by different Issuer Banks. Visa shall not be held responsible under any circumstances for any such unavailability.
5. Visa makes no guarantee that any privileges, benefits or facilities under the Program or otherwise will be made available by the Participating Airport Lounge to an Eligible Cardholder and Visa cannot be held liable for the same. Specifically, the free lounge access to customer(s) may be suspended if the validation system at the Participating Airport Lounge is unable to swipe and authorize the customers’ Card due to any system malfunction or connectivity issues.
6. Usage of the Participating Airport Lounges under the Program (under Entry Type 1 ) is subject to access limits/quota every quarter that will be determined by Visa in its absolute discretion and any attempted usage beyond such access limits/quota will be rejected by the Participating Airport Lounge.
7. All accompanying children (where permitted) will be subject to the full guest fee unless otherwise stated.
8. Eligible Cardholders will be charged on their Eligible Card based on the amount stated on the charge-slip presented by the Participating Airport Lounge operator. Whilst it is the responsibility of the Participating Airport Lounge staff to ensure a valid charge-slip is processed and printed by swiping the Eligible card, the Eligible Cardholder is responsible for ensuring, before using the lounge facilities, that the charge-slip correctly reflects the applicable usage charges for his entry and that of his/her companion (if applicable). The Eligible Cardholder must retain the his/her original copy of the charge-slip for verification purposes, and no allegations of error in charges will be entertained without the charge-slip verification.
9. All usage of the Participating Airport Lounges under the Program is conditional upon presentation of a valid Eligible Card, and Visa, in its sole and absolute discretion, may alter, cancel, or amend eligibility of any Visa card, or Program benefits, at any time without prior notice.
10. The privileges under this Program are to be construed as a standalone offer and cannot be clubbed together and/or in any way be combined with any other offer of the Participating Airport Lounge in any manner, or form. For the avoidance of doubt, privileges under the Program cannot be exchanged or redeemed for cash.
11. All Participating Airport Lounges are not owned or operated by Visa, but by third party organizations. Eligible Cardholders and relevant accompanying guests must abide by the rules and policies of each respective Participating Airport Lounge, which include, without limitation: a. Access being denied to the lounge where there are space constraints or if the maximum capacity for Visa cardholders or an Eligible Card type issued by a particular Issuer Bank has been reached at the relevant Participating Airport Lounge.
12. Eligible Cardholders agree and acknowledge that they may be refused entry and/or asked to vacate for non-compliance with the rules and policies and, for the avoidance of doubt, will not make any complaints against, or hold Visa responsible.
13. For the avoidance of doubt, Visa makes no guarantee that any privileges, benefits or facilities under the Program or otherwise will be made available by the Participating Airport Lounge to an Eligible Cardholder and Visa will not be liable in any circumstances whatsoever in relation to the provision or non-provision (whether in whole or in part) of any of the advertised benefits and facilities under the Program.
14. Participating Airport Lounges may reserve the right to enforce a maximum stay policy (usually 2 or 3 hours) to prevent overcrowding. This is at the discretion of the individual lounge operator who may impose a charge for extended stays.
15. Participating Airport Lounges have no contractual obligation to announce flights, nor to remind guests of their flight boarding times, and Eligible Cardholders are solely responsible for abiding by boarding times stated on their flight tickets. Accordingly, for the avoidance of doubt Visa shall not be liable under any circumstances in relation to any failure to board flights (for any reason) by an Eligible Cardholder.
16. Eligible Cardholders should make prior enquiries before ordering any separate services/privileges or meal/food items apart from the general free services/privileges or meal/food items offered, and will be responsible for paying any charges for additional consumption directly to the Participating Airport Lounge.
17. Visa shall not be held responsible under any circumstances for any disputes that may occur in, or in relation to the usage of, a Participating Airport Lounge, including without limitation, between the Eligible Cardholder and another guest, airport user, or Participating Airport Lounge operator staff/representatives.
18. By participating in or using, or attempting to use, the Participating Airport Lounge under the Program, the Eligible Cardholder agrees to: a. abide by the terms and conditions set out herein and b. defend, hold harmless and indemnify Visa for any loss or damage caused to, or injury to or death of any person or damage to or destruction of any property arising out of the use of any Participating Airport Lounge by the Eligible Cardholder and/or his/her accompanying guests.
19. Any delay, failure or omission of Visa in exercising any right, power or remedy under these Terms and Conditions will not constitute a waiver of, or impair any such right, power or remedy of Visa.
20. The provisions of these Terms and Conditions are severable, and if any one or more such provisions will be determined to be invalid, illegal or unenforceable, in whole or in part, the validity, legality and enforceability of any of the remaining provisions or portions thereof will not in any way be affected or impaired thereby and will remain binding.
21. All disputes, if any, arising out of or in connection with or as a result of the Program or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts/tribunals in Mumbai only, irrespective of whether courts/tribunals in other areas have concurrent or similar jurisdiction.
22. Click here to view the complete list of Participating Airport Lounges. The list of Participating Airport Lounges may be updated by Visa from time to time without prior notice.
23. For the purposes of these terms and conditions, the following definitions apply:

1. “Card” means any valid and unexpired Visa Infinite, Visa Signature, Business Platinum, Business Signature and Corporate Platinum card issued in India.
2. “Eligible Card” means a valid Visa Card issued in India for which complimentary airport lounge access is made available by the Issuer Bank.
3. “Eligible Cardholder” under the program means a holder of a Card.
4. “Issuer Bank” means bank which issues Visa Card in India.

“Participating Airport Lounges” means select airport lounges, as determined by Visa from time to time, where complimentary access is available to Eligible Cardholders on the terms and conditions set out below.

Home loan processing fee discount offer

Offer:

Enjoy 50% discount on home loan processing fees (Processing fees currently is INR 10,000)

Eligibility Criteria:

• Only available for digibank Prime account variant and for salaried customer

Redemption Process:

• Eligible customer will be provided as instant 50% discount on home loan processing fees at the time of availing home loan through DBS.
• All other applicable fees and charges will be charged as per the schedule of charges applicable at the time of processing of the home loan application.

Other DBS Terms & Conditions across offers:

• This Offer is brought to you by DBS Bank India Limited (“DBS”/ “DBS Bank”).
• All disputes are subject to the exclusive jurisdiction of the competent courts/tribunals of Mumbai.
• In all matters relating to the Offer, the decision of DBS Bank shall be final and binding in all respects.
• DBS Bank India shall not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of use or otherwise of any goods/ services availed of by the eligible customers under the Offer. DBS Bank is not the seller or provider of the goods and services offered under the Offer. Customer must approach the respective goods/service provider for any query, complaint or grievances as to quality of goods or service. DBS Bank does not make any representation or warranty with regards to quality, service, type, use, suitability, delivery, merchantability or fitness of the goods and services offered by the third-party sellers/service providers. Terms and conditions specified by the respective third-party seller/service provider are applicable.
• DBS Bank India reserves the right to modify/ change all or any of the terms applicable to the Offer without assigning any reasons or without any prior intimation whatsoever. DBS Bank India also reserves the right to withdraw/suspend/discontinue the Offer without assigning any reasons or without any prior intimation whatsoever.
• DBS Bank India reserves the right to disqualify any customer from the benefits of the Offer if any fraudulent or suspicious activity is identified in the account.
• The Offer is not available wherever prohibited and/ or on merchandise/ products/ services for which such programs cannot be offered for any reason whatsoever.
• Any offer/voucher/gift card/code/privileges under the Offer cannot be exchanged or redeemed for cash.
• Offer cannot be clubbed with any other promotions/offers.
• Each offer/voucher/ code is subject to respective brand terms and conditions. Codes may have a validity period specified at the time of claim and customers must redeem it within the validity period. Failure to do so shall result in expiry of the code and DBS shall not be liable to re-validate or re-issue a code to the customer.
• The participation in the Offer is voluntary and by participating in the Program, you are deemed to have read, understood and accepted these Terms and Conditions.
• In the event of any inconsistency between the Terms & Conditions and any advertising, promotional publicity and other materials relating to or in connection with this Offer, these Terms and Conditions shall prevail.
• All taxes, duties, levies or other statutory dues and charges payable in connection with the benefits accruing under the Offer shall be borne solely by the customer and DBS Bank shall not be liable in any manner whatsoever for any such taxes, duties, levies, or other statutory dues.
• You consent to our collection and use of your personal data and the use and disclosure of your personal data by/to third parties for the purpose of the Program. You agree to the terms of the DBS Privacy Policy, a copy which can be found at https://www.dbs.com/digibank/in/privacy-policy.page
• Digibank savings account terms and conditions are applicable.