Apply for Personal Loan
A personal loan from the reliable digibank by DBS can come in handy in multiple ways. Planning an international trip with your family? Want to expand your business and need a lump sum amount? An unforeseen medical emergency knocking at your door? An instant loan for self-employed is a life-saver in multiple situations.
At digibank by DBS, our motto is 'Live More, Bank Less.' Our quick and seamless application process makes it possible to avail of an instant loan for self-employed people in just four easy steps. Our interest rates are highly competitive, with flexible tenures and easy options for loan repayment. You can download our mobile app, and have the desired funds transferred to your bank account in a moment! If you are eligible to avail of our pre-approved personal loan, you might even get a disbursal immediately!
DBS Bank’s personal loans for self-employed individuals in India come with extremely attractive features.
This process is quick and takes just a couple of minutes
No hassles of submitting any physical document
Our interest rates ensure that your financial burden is not too high
The range is from 12 to 60 months
You can monitor and manage everything from the app
DigiSaving customers who are qualified will get a pre-approved offer
Are you eligible to avail of our personal loan? Look at the guidelines given below to find out.
Minimum of 22 yearsMaximum 60 years (at the time of loan maturity)
Salaried or self-employed
A minimum of Rs. 20,000 per month
Interest rates range from 10.99% to 23.99%
Our processing fees and other charges are very economical, all of which make your personal loan more affordable.
click here to view the fees and charges for a personal loan for self-employed individuals
Applying for a digibank by DBS personal loan requires no paper documents. All you need is to provide some personal details to complete your KYC verification (like passport, voter's identity card, driving license, Aadhaar card or PAN card) to apply.
If your loan requirement exceeds the permitted upper limit, you will need to provide bank details or statements (for other banks).
That’s all you need. Other documents, like salary slips or income tax returns, are not required.
Open Instant digibank Savings Account in just a few minutes.
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**All loans will be given out at the sole discretion of DBS Bank India Limited.
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