Apply for Personal Loan
You might need a personal loan for a variety of reasons - a much-awaited international holiday, a sudden medical emergency or for a dream wedding. No matter what your purpose is, you can take a personal loan for salaried individuals offered through digbank by DBS.
Our guiding principle is ‘Live More, Bank Less’. Now, salaried employees can apply for a personal loan in just four quick and easy steps. The interest rates we offer are appealing, loan tenures flexible, and we have simple options for loan repayment. Download the digibank by DBS app, and you can get your required funds after a short wait. If you fit our eligibility criteria for a pre-approved personal loan, you get instant disbursal!
It will just take you a couple of minutes
You needn’t submit any physical document
You get fixed interest rates that are generous
Loan tenures vary from 12 to 60 months
You can manage everything digitally from the app
digibank Savings Account customers who are eligible will receive this offer
The eligibility criteria for a personal loan for salaried employees are:
22 years (lower limit) 60 years (upper limit) at the time of loan maturity
Salaried or self-employed
Minimum of Rs. 20,000 per month
Our interest rates range from 10.99% to 23.99%
We charge only a nominal amount as the processing fee, and other charges are also very nominal.
To know more about our fees and charges for a personal loan for salaried individuals, click here
Unlike other banks, you don’t have to submit any paper documents to apply for a personal loan through digibank by DBS. All that is required is a KYC verification, which you will need to scan and upload (documents like passport, driving licence, voter's identity card, Aadhaar card or PAN card are accepted).
If your requirements exceed the permissible upper limit, you will be required to provide some bank statements and details (other banks). That’s all. We do not ask for salary slips or income tax returns.
Open Instant digibank Savings Account in just a few minutes.
Open Savings Account
**All loans will be given out at the sole discretion of DBS Bank India Limited.
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