Secure up to INR 1 crore* with a Consumer Loan Against property from DBS Bank, Asia’s Safest Bank. You can apply online with a seamless process requiring minimal paperwork, flexible repayment, and the option to leverage your property’s value without selling. You can also access an overdraft facility to meet your business’ working capital needs. We cater to self-employed professionals and self employed non-professionals.
Securing a Consumer Loan Against property can provide the financial boost to your business needs. Whether you're looking to expand, acquire assets, or improve working capital, here’s how the DBS Bank Consumer Loan Against property can benefit you:
Avail Consumer Loan Against property ranging from ₹10 Lakhs up to ₹1 Crore.
Choose a flexible loan tenure from 36 to 180 months, anything that fits your financial situation.
Transfer your existing loan to DBS Bank with Balance Transfer and access additional financing effortlessly.
Secure your loan with residential or commercial property as collateral.
Complete the application with minimal paperwork.
Benefit from attractive mortgage loan interest rates that make repayment manageable.
Use funds for business growth, asset acquisition, stock purchase, or personal needs.
To qualify for the DBS Bank Consumer Loan Against property offered by DBS Bank, applicants must meet the following criteria:
DBS Bank Consumer Loan Against property (Term Loan/Overdraft) offers competitive interest rates based on various factors. Click here to view details.
When applying for a Consumer Loan Against property, understanding the fees and charges associated with the loan process is essential to plan your finances effectively.
Processing Fees:
For detailed charges, visit the schedule of charges
To apply for a Consumer Loan Against property, submit the completed application form along with the required documents for all applicants/co-applicants.
This list outlines common requirements, but additional documents may be requested as per DBS Bank’s credit policies. For details, contact your Relationship Manager or visit a DBS Bank branch.
From smarter savings and better investments to easy personal loans, your digibank is designed to enhance your lifestyle. It’s so effortless, it feels like magic:
Move forward with ease using instant paperless personal loans from DBS Bank with amounts up to INR 15 lakhs and minimal hassle.
Self-employed professionals and business owners:
Individuals who have been in the same line of business/profession for 3 Years
Firms: Micro, small and medium enterprises in trade, manufacturing and services in both individual and non-individual capacity with annual turnover less than ₹5Cr.Minimum: ₹10 Lakhs
Maximum: ₹1 CroreFor a Consumer Loan against property, the foreclosure charges are as follows: 5% + GST of the loan outstanding if the loan is up to 24 months, 3% + GST for loans between 24 to 60 months, and 2% + GST for loans over 60 months. Check the detailed schedule of charges for more information.