Personal Accident Insurance

Personal accident insurance gives you peace of mind, as your nominee will receive a cash payout in the event of your disablement or death. There’s no need to complete any paperwork, you can get instant hassle-free cover on the digibank app. Apply now and customise your cover to suit your needs and budget – policies start from just ₹0.55 a day!

Instant 24X7 worldwide cover

Instant 24X7 worldwide cover

With no medical tests required

Cover up to ₹20 lakh

Without proof of income

personal coverage

Personal coverage

As an individual

Dedicated helpline

Dedicated helpline

Available on 1860 425 0000


  • Peace of mind: in the event of accidental death, the entire sum insured will be paid to the nominee
  • Cover for total disability: for permanent total disablement due to an accident, either 50% or 100% of the sum insured will be paid to the policyholder, depending on the extent of your loss
  • Cover for partial disability: for permanent partial disablement due to an accident, a percentage of the sum insured will be paid to the policyholder, depending on the type of loss

How to Apply for Personal Accident Insurance

For DBS Bank users

  • Using the digibank mobile app
  • Launch the app on your smartphone
  • Log in and tap “Insurance” in the navigation menu

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Open Instant DBS Bank Savings Account in just a few minutes.

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complete KYC

Fill your details and complete KYC.


Activate your digibank savings account

Activate your DBS Bank savings account.

Frequently Asked Questions

What is a Group Personal Accident (GPA) insurance plan and what are its benefits?
It is a customised insurance policy, created exclusively for DBS customers. The GPA insurance plan lets you choose protection to suit your needs as well as your budget. It offers year-round coverage against accident across the globe.
What are the key benefits of GPA?
  • Covers accidental death for up to ₹20 lakh
  • Covers permanent total disablement for up to 50% or 100% of the sum insured, depending on the extent of your loss
  • Covers permanent partial disablement up to a defined percentage of the sum insured, depending on the type of loss
What medical check-ups are required?
No medical check-ups are required to buy this policy.
Who can I talk to about my claim?
All queries related to claims can be made at this number: 
1860 425 0000 (toll number) 
Operating 8am to 8pm (Monday to Saturday)

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DBS Bank India Limited (IRDA of India Registration Number: CA 0257) having the registered office at GF: Nos. 11 & 12, Capitol Point BKS Marg, Connaught Place, Delhi - 110001 is the Corporate Agent of Royal Sundaram General Insurance Company Limited (IRDA of India Regn.No.102) CIN: U67200TN2000PLC045611 having the Registered office address at No.21, Patullos Road, Chennai - 600002. DBS Bank India Limited (Bank) does not underwrite the risk or act as an insurer. The Group Personal Accident Plan by Royal Sundaram with UIN: IRDA/NL-HLT/RSAI/P-P/V.I/180/13-14 is underwritten by Royal Sundaram General Insurance Company Limited. The contract of insurance is between the insurer and the insured and not between the Bank and the insured. Bank does not give any warranty, as to the accuracy and completeness of the policies. Bank does not accept any liability or losses attributable to your contract of Insurance. Participation by the Bank’s customers in the insurance products is purely on a voluntary basis and is not linked to availment of any other facility from the bank. ISNP registration valid.

The contents and product information of this web site are given strictly for your convenience and is indicative in nature and ‘as is’ received from the Insurer. Nothing contained herein is to be construed as advice, recommendation, offer for a policy or any other assistance. Bank does not guarantee that this website reflects latest amendments/ information at all times or at any time. Bank shall have no liability to the customer for any loss or damage of any kind incurred for reliance on the content and product information available on this website.

For more details on risk factors, terms and conditions, exclusions, please read sales brochure of insurer and policy terms and conditions carefully before concluding a sale. Tax benefits are available as per the prevailing tax laws, which are subject to change..

Contact our 24-hour toll free customer service helpline number 1-800-209-4555 / 1-860-267-1234 or our overseas customer service number 91-44-66854555 or write to us at [email protected]. Visit us at: