digiwali Diwali Top Spender iPhone Offer

digiwali Diwali offer

  • Every week during the Offer Period, one customer with the highest spend on their physical digibank debit card (“debit card”) will win an iPhone XS

Offer Period

22nd October 2018, Monday to 18th November 2018, Sunday. The offer is divided into 4 weekly offers:

  1. Week 1: 22nd October to 28th October, 2018
  2. Week 2: 29th October to 4th November, 2018
  3. Week 3: 5th November to 11th November, 2018
  4. Week 4: 12th November to 18th November, 2018

Customer Eligibility

  1. This offer is only available for digibank debit card customers residing in: Bangalore, Chennai, Cuddalore, Kolhapur, Kolkata, Moradabad, Mumbai, Nashik, New Delhi, Pune, Salem and Surat.
  2. All DBS employees and people directly related to them are not eligible to participate in this Offer
  3. Each customer can get only win one (1) iPhone during the offer period

Offer Eligibility

  1. Customer will get the offer only when all transactions are complete. All purchase transactions on POS / e-POS (i.e. transactions at merchant outlets and online transactions) made using debit card during the Offer Period except below exceptions:
    1. Any transaction to fund a digibank or a RuPiZo account or any other wallet (e.g. PayTM, PayUMoney, Mobikik, Citrus, Airtel Money etc.) or savings account using digibank Debit card (even if the wallet is refilled to make a purchase)
    2. Cash withdrawals at ATMs or DBS Bank branches, fuel payment, tax payments, insurance or mutual fund purchase will not be considered as a spend for this Offer.
    3. Fund transfers to other account
    4. In-app transactions (Recharge, Bill Payment, QR Code Payment, UPI).
    5. Online gaming websites
    6. Incomplete / rejected / invalid / returned /disputed or unauthorized/fraudulent transactions will not be considered for the offer
  2. DBS Bank may request bills and related proof of purchase, the failure to present this may lead to disqualification
  3. A maximum of 4 transactions per week per merchant will be considered under this offer

Offer winners

  1. The winner will have no choice in selecting the specifications or upgrade of the iPhone
  2. Tax liability arising from the Offer if any will be solely borne by the customer and to receive the offer prize the winning customer will have to pay the applicable gift tax before the dispatch of the gift
  3. The weekly prize (iPhone XS) would be announced 90 days after expiry of the offer period.
  4. The dispatch of the Offer prize will start 90 days after expiry of the offer period.
  5. One customer is entitled to win only one (1) Weekly prize the Offer Period.
  6. In case of customers doing same value of transactions, the customer with highest number of transaction wins. In case of customers doing same value and same number of transaction the customer who does the transaction first, wins
  7. DBS is entitled to replace the rewards with item(s) of similar or other value, without prior notice.
  8. DBS Bank shall not be obliged to make any public announcements to intimate the successful Cardholders about the winner of the iPhone
  9. In case of a refusal by the winner, DBS holds the discretion and the right to cancel the offer or announce the customer next in line as the winner

Other Terms and Conditions

  1. DBS Bank reserves the right to modify / alter all or any of the terms applicable to the offer without assigning any reasons or without any prior intimation whatsoever. DBS Bank also reserves the right to discontinue the offer without assigning any reasons or without any prior intimation whatsoever.
  2. In case of all matters relating to the offer including any dispute or discrepancy relating to the offer or eligibility of any Customer, DBS Bank’s decision shall be final and binding on Customer in all respects.
  3. You consent to our collection and use of your personal data and the use and disclosure of your personal data by/to third parties for the purpose of the Offer. You agree to the terms of the DBS Privacy Policy, a copy which can be found at www.dbs.com/privacy
  4. Any person taking the advantage of this offer shall be deemed to have read, understood and accepted these terms and conditions.
  5. The participation in the offer is entirely voluntary and it is understood, that the participation by the Cardholders shall be deemed to have been made on a voluntary basis.
  6. The terms and conditions governing the offer shall be in addition to and not in substitution / derogation to the Primary Terms and Conditions governing the Debit Card issued by DBS Bank.
  7. The offer by DBS Bank is subject to applicable laws and regulatory guidelines/ regulations and as per bank's extant guidelines from time to time.
  8. DBS Bank reserves the right to disqualify any customer from the benefits of the offer if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the offer or otherwise by use of the Card.
  9. General Terms and Conditions on Debit Card are applicable.
  10. Any dispute relating to the offer or the terms and conditions shall be subject to the jurisdiction of the courts in Mumbai only.