Debit Card Diwali Offer

Offer: Customers will receive a voucher / cashback on spending a certain amount on their physical digibank debit card ("debit card") during the Offer Period. The amount to be spent and the reward will be mentioned in the communication sent by DBS Bank India Limited ("DBS Bank").

Offer Period: 10th October, 2019 to 10th November, 2019.

Minimum Transaction Value: Minimum amount / value per transaction if any will be mentioned in the communication sent. Customer simply needs to spend the amount as mentioned in the communication to receive the voucher / cashback.


Customer Eligibility

  1. A customer would be eligible for only the offer which was communicated to them by DBS Bank.
  2. Each customer will get voucher / cashback only once during the offer period.

Offer Eligibility

Customer will get the offer only when all transactions are complete. All purchase transactions on POS / e-POS (i.e. transactions at merchant outlets and online transactions) made using debit card during the Offer Period except below exceptions:

  1. Any transaction to purely fund a digibank or any other wallet (e.g. PayTM, PayUMoney, Mobikik, Citrus, Airtel Money etc.).
  2. Cash withdrawals at ATMs or DBS Bank branches, fuel payment, tax payments, insurance or mutual fund purchase will not be considered as a spend for this Offer.
  3. Fund transfers to other account.
  4. In-app transactions (Recharge, Bill Payment, QR Code Payment, UPI).
  5. Online gaming websites.
  6. Incomplete / rejected / invalid / returned / disputed or unauthorized / fraudulent transactions will not be considered for the offer.
  7. DBS Bank may request bills and related proof of purchase, the failure to present this may lead to disqualification.

Offer Distribution

  1. The cashback / voucher will be credited 90 days after expiry of the offer period to all eligible customers on best effort basis.
  2. The offer is not transferable and non-negotiable.
  3. You will not be entitled for cashback on eligible transactions if your digiSavings account is blocked or closed before cashback is credited.
  4. DBS Bank shall not be obliged to make any public announcements to intimate the successful Cardholders about the cashback / voucher under the offer.
  5. All taxes, duties, levies or other statutory dues and charges payable in connection with the benefits accruing under the offer shall be borne solely by the Customer and DBS Bank will not be liable in any manner whatsoever for any such taxes, duties, levies or other statutory dues.

Other Terms and Conditions

  1. DBS Bank reserves the right to modify / alter all or any of the terms applicable to the offer without assigning any reasons or without any prior intimation whatsoever. DBS Bank also reserves the right to discontinue the offer without assigning any reasons or without any prior intimation whatsoever.
  2. In case of all matters relating to the offer including any dispute or discrepancy relating to the offer or eligibility of any Customer, DBS Bank’s decision shall be final and binding on Customer in all respects.
  3. You consent to our collection and use of your personal data and the use and disclosure of your personal data by / to third parties for the purpose of the Offer. You agree to the terms of the DBS Privacy Policy, a copy which can be found at
  4. Any person taking the advantage of this offer shall be deemed to have read, understood and accepted these terms and conditions.
  5. The participation in the offer is entirely voluntary and it is understood, that the participation by the Cardholders shall be deemed to have been made on a voluntary basis.
  6. The terms and conditions governing the offer shall be in addition to and not in substitution / derogation to the Primary Terms and Conditions governing the Debit Card issued by DBS Bank.
  7. The offer by DBS Bank is subject to applicable laws and regulatory guidelines / regulations and as per bank's extant guidelines from time to time.
  8. DBS Bank reserves the right to disqualify any customer from the benefits of the offer if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the offer or otherwise by use of the Card.
  9. General Terms and Conditions on Debit Card are applicable.
  10. Any dispute relating to the offer or the terms and conditions shall be subject to the jurisdiction of the courts in Mumbai only.
  11. DBS reserves the right to claw-back the cashback amount without prior notice if it reasonably determines that the customer is not eligible for the cashback, including where the cashback was awarded due to an error, cancelled or the transaction is not a retail spend.
  12. DBS decision on all matters relating to the Promotion shall be final. No correspondence or claims will be entertained.