Personal Banking

At a Glance

Do your banking needs transcend mere bank deposits to include facilities like instant loans, investment vehicles, and more? If yes, your search for excellent personal banking solutions ends with digibank by DBS. At digibank, we offer exceptional Personal banking services to individual and retail customers.

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Personal Banking Services – digibank by DBS

Instant Savings Account Opening

Open your digibank Savings Account online in minutes to conduct your day-to-day banking transactions. digibank by DBS offers an instant and paperless account opening process with features that include:

• Lower Minimum Average Balance (MAB)
• Competitive interest rates
• Seamless Integration of other bank accounts, biller, and creditors

Fixed Deposits

Open digibank fixed deposits anytime from anywhere through internet banking or the digibank mobile application. Enjoy these benefits for FDs opened through digibank’s Personal Online Banking channels:

• Risk-free investments with assured returns.
• Flexible investment tenures ranging from 7 days to 5 or more years.
• Competitive interest rates of up to 5.5%* p.a.
• No restriction on the number of FDs or investment amount.
• Deposits insured by the Deposit Insurance and Credit Guarantee Corporation (DICGC) for up to INR 5 Lakhs.

Click here to know the schedule of digibank FD interest rates.

Fast-track Loans

With digibank personal banking services, you can apply for instant Personal Loans, Home Loans, and Auto Loans. Get Fast-track loan approvals and fund disbursement along with the benefits mentioned below.

• Paperless documentation
• Attractive interest rates
• Quick approvals and disbursals
• 48-hour freelook period on certain loan services
• Flexible loan repayment tenure with easy EMIs

ATM-cum-Debit Cards

Your digibank Savings Account comes with a complementary international ATM-Cum-Debit card with the following features.

• Convenient management of daily transaction limits via the digibank mobile app
• Unlimited ATM withdrawals at DBS ATMs
• Ability to enable international Mode when travelling overseas
• Faster contactless Tap-to-Pay transactions on RFID-enabled debit cards
• Discounts and offers across numerous lifestyle, wellness, shopping, entertainment, and travel brands.

Mutual Fund Investments

Kickstart your investment journey with Morningstar – approved Mutual Fund schemes with digibank to enjoy benefits like

• Instant onboarding from digibank by DBS’ mobile banking platform
• Choose from over 250 Mutual Fund schemes
• Customised recommendations aligning with your investment objectives and risk appetite

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