IFSC Code
Find IFSC codes of various digibank by
DBS Banks across the country
IFSC Code
At a Glance
Over the years, the way we bank has changed drastically. One such aspect of banking is money transfer. Electronic payment systems like the National Electronic Fund Transfer (NEFT), Real-time Gross Settlement (RTGS), or Immediate Payment Service (IMPS) have made fund transfers a breeze. To make such transfers, you need an IFSC Code.
IFSC Code and its importance in Fund Transfer
The Indian Financial System Code (IFSC) is an 11-digit alphanumeric code used for online means of fund transfers. The Reserve Bank of India (RBI) assigns an IFSC code to branch each bank. It assigns a unique alphanumeric code to each bank branch to recognize the bank branches and direct the transfer of funds without any errors.
You need the IFSC code while conducting fund transfers electronically through facilities like National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS) and Immediate Payment Service (IMPS). The format of a typical IFSC code is as follows:
- The first 5 characters indicate the bank code
- The 5th character is a zero
- The last 6 characters indicate the branch code
MICR Code
The Magnetic Ink Character Recognition (MICR) code is a 9-digit numeric code that acts as an identifier for Electronic Clearing Services (ECS). You can find the MICR code on the cheque leaf issued by the bank. The format for MICR is as under:
- The first 3 digits denote the pin code of the city
- The following 3 digits indicate the code of the bank
- The last 3 digits indicate the code of the branch
digibank by DBS IFSC Code and MICR Code for Popular Cities
City / Branch Name | IFSC Code | MICR Code | Branch Code |
Mumbai / Fort | DBSS0IN0811 | 400641002 | IN0811 |
New Delhi / Barakhamba Road | DBSS0IN0820 | 110641002 | IN0820 |
Chennai / Anna Salai | DBSS0IN0826 | 600641002 | IN0826 |
Bangalore / Ulsoor Road | DBSS0IN0827 | 560641002 | IN0827 |
Kolkata / Nandalal Basu Sarani | DBSS0IN0828 | 700641002 | IN0828 |
Pune / Elbee House | DBSS0IN0830 | 411641002 | IN0830 |
Nasik / Howson Road | DBSS0IN0829 | 422641002 | IN0829 |
Surat / Bhatpore Hazira | DBSS0IN0831 | 395641002 | IN0831 |
Salem / Yercaud Road | DBSS0IN0832 | 636641002 | IN0832 |
Moradabad / Delhi Road | DBSS0IN0833 | 244641002 | IN0833 |
Kolhapure / Gandhinagar Main Road | DBSS0IN0851 | 416641002 | IN0851 |
Cuddalore / East Coast Road | DBSS0IN0852 | 605641002 | IN0852 |
Click here to find digibank by DBS branch contact numbers and ATMs. You can also call the bank to find the IFSC code.
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Frequently Asked Questions
What is the difference between MICR and IFSC Code?
IFSC code is an 11-digit alphanumeric code that allows bank-to-bank fund transfers via NEFT, RTGS or IMPS, while MICR is a 9-digit code that facilitates cheque clearances. IFSC code indicates the bank and branch code. On the other hand, MICR code denotes the bank’s pin code, bank code and branch code. IFSC code is used nationwide, but MICR is used universally.
What is the difference between IFSC NEFT, RTGS and IMPS?
Type | NEFT | RTGS | IMPS |
Full form | National Electronic Fund Transfer | Real-time Gross Settlement | Immediate Payment System |
Settlement | Half hourly | Real-time | Real-time |
Minimum Amount | No lower limit | INR 2 Lakh | No lower limit |
Maximum Amount | No upper limit | No upper limit | INR 5 Lakh |
Availability | 24 x 7 x 365 | 24 x 7 x 365 | 24 x 7 x 365 |
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