Documents Required For Opening Bank Account
23 Aug 2021

Documents Required For Opening Bank Account

A detailed guide on the bank account documents you need to open an account online.

Key Takeaways

  • DBS Bank enables you to open bank accounts online.
  • Download the DBS Bank application to initiate your account opening process.
  • The bank undertakes an online verification procedure known as the KYC.
  • You need to upload digital copies of documents that prove your identification and your address.
  • You must mandatorily submit self-attested copies of your Aadhaar and PAN card copies for ID and address proof verification.

To begin your banking journey, you can open a Savings Bank Account. A Savings Account is the most basic bank account wherein you can deposit your money to create savings and earn interest on the deposits. Thanks to the digital era and innovations in banking, you can now open a bank account online from the comfort of your home. You can open the account by submitting scanned, self-attested copies of a few documents to open the account instantly. Here is a comprehensive list of the documents required for opening bank account online.

Documents Required for Bank Account Opening

You need to download DBS Bank  application to open your Savings Bank Account. Once you download the app, you can go to the account opening section, which details the list of documents you need to submit. Let us first look at the basic documents you require to open a bank account:

  1. Duly filled account opening form
  2. 1 identity proof document
  3. 1 copy of PAN card
  4. 1 address proof document
  5. Self-attested passport photographs

Accepted Bank Account Documents In Each Category

Accepted Identity Proof Documents

  1. Aadhaar Card
  2. Passport
  3. PAN card
  4. Voter ID card
  5. Driving license
  6. Any Government issued/ Defence issued ID card
  7. Photo ID card issued by a Post Office
  8. Any photo ID card of a University recognised by the UGC (University Grants Commission) or the AICTE (All India Council for Technical Education). A student ID will only be valid if you are a bonafide student at the educational institute.
  9. Pension payment orders if you are a retired Central/State Government employee or a PSU (Public Sector Undertaking).

Accepted Address Proof Documents

  1. Aadhaar Card
  2. Passport
  3. Driving license
  4. Voter ID card
  5. Ration card
  6. Registered leave and license agreement (either a sale deed or a lease deed.)
  7. Income tax assessment order
  8. Any utility bill not older than two months. These can include electricity bills, telephone bills, water bills, etc.
  9. Bank statement from another bank
  10. Salary slip from your employer

Once you submit the documents required for your bank account, the bank verifies your documents through a process known as KYC or Know Your Customer. With digital accounts, the bank conducts the process online or via e-KYC.

Things to remember

  1. Keep digital copies of the required bank account documents handy to complete the account-opening procedure efficiently.
  2. Always self-attest the digital copies of the documents that you need to submit.
  3. You can link your Aadhaar card to the bank account for a faster KYC approval.
  4. If you do not have a PAN card, you need to fill Form 60 stating the reasons for not owning a PAN card.
  5. If you change your residential address, you must update your address details linked to your bank account.


Opening a bank account is a quick process if you keep the required documents ready. You can even open a bank account online within a few minutes and start utilising all the facilities that go with a digital bank account.

With the DBS Bank app, you can open a new Savings Account in a few minutes! Download the app to get started.

*Disclaimer: This article is for information purposes only. We recommend you get in touch with your income tax advisor or CA for expert advice.