How to Block ATM Card?

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Know how to block Debit Card and ease your worries of unauthorised use.

Key Takeaways

• Banks offer the facility of blocking your Debit Card as a security measure.
• Blocking your Card in case of theft, loss, or suspicious activity is the best way to protect the funds in your Savings Account.
• You can block Debit Cards via internet banking, bank branches or customer care helplines.
• If you find your lost card and want to activate it again, you have the option to unblock it.
• You can also apply for re-issuance of your Debit Card.

When you open Savings Account, your bank gives you a Debit Card through which you can access the funds parked in the account. You can use the Debit card to make payments, purchase goods and services, and transfer funds digitally. The card also doubles as an ATM card, which you can use to make cash withdrawals conveniently. However, if your Debit Card ends up in the wrong hands, you could lose your savings. In such situations, you may want to block your card to protect your account from fraudulent transactions. Let us learn how to block ATM Cards in this article.

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How to Block Debit Card?

If you are wondering 'how to block my Debit Card?', there are multiple methods you can consider. They include:

1. Visiting the bank branch

   You can visit your nearest bank branch and seek assistance from a bank official to block your Debit Card. The bank representative will guide you through the process and ask you to provide the necessary details pertaining to Debit Card blocking.

2. Via Net Banking/ Phone Banking

   You can log in to your bank's website or mobile app and select the option to block your card under the 'Debit Card' section. You must mention the reason for doing the same and complete the identity authentication process as needed.

3. Contacting customer care

   Some banks give you the option to connect to their customer care helpline via a toll-free number or through SMS to submit a Debit Card blocking request.

Ways to unblock your Debit Card

When you opt for the blocking service, your Debit Card is temporarily blocked. That means, you have the option to unblock it later. If you choose to do so, you will need to submit a request at the bank branch. The bank representative may ask for your details and identity proof with your account number to authenticate your identity.

Steps to Follow for Reissuance of your Debit Card

If you are unable to retrieve your blocked Debit Card, you can apply for its re-issuance. You can submit a request for the same at your nearest bank branch or apply online. Online re-issuance involves the following steps:

1. Log in to the bank's website or mobile banking app.
2. Select the option to replace/ reissue the card under the 'Debit Card' section.
3. Pay the applicable fee and authenticate your identity via OTP or password.

You will receive the new Debit Card at your registered address within a few days.

Final Note:

The process to block Debit Card is simple and easy. You also get the flexibility of using various methods. Hence, it is in your best interest to make the right call when you suspect fraudulent activity or lose your Debit Card. You should not waste any time and submit the blocking request immediately. The earlier you respond, the faster you can protect the funds in your Savings Account. The bank will process your Debit Card blocking request at the earliest.

Happy shopping with the DBS Bank debit card! Download the app to open your digiSavings account instantly and get your debit card!

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*Disclaimer: This article is for information purposes only. We recommend you get in touch with your income tax advisor or CA for expert advice.