Non-linked Non-Participating Term Assurance Plan with Return of Premiums on Maturity
Get much more than just pure life cover!
We do our best to take care of all our family’s needs and try our best to ensure financial security of our family from uncertainties of life. Term plans undoubtedly are the best way of shield our family from financial crisis in case of an unfortunate event.
Presenting "TATA AIA Life Insurance Sampoorna Raksha+" a plan that not only protects you from uncertainties of life but also gives you return of premiums paid on survival till maturity of the Policy.
What's more...You may opt to receive either a Lump Sum benefit on Death or Lump Sum benefit on Death and Monthly Income for next 10 years.
Death Benefits5: Upon death of the insured during the term of the policy, provided the policy is in force, the death benefit payable will be as follows:
The death benefit payable immediately to the Nominee will be the "Sum Assured on Death". Along with the Sum Assured on Death, the Nominee shall also receive a monthly income equal to 1% of Basic Sum Assured for 10 years starting from the next monthly anniversary following the date of death.
"Sum Assured on Death" will be the highest of the following:
The Absolute amount assured to be paid on death is the Basic Sum Assured.
Minimum Guaranteed Sum Assured on Maturity is all the Premiums Paid (excluding the underwriting extra premiums and modal loading) for each of the above mentioned two (2) options.
"Annualised Premium" shall be the premium paid in a year with respect to the basic sum assured chosen by the policy holder, excluding the underwriting extra premiums and loading for modal premiums, if any.
All taxes, duties, surcharge, cesses or levies shall be collected separately over and above the policy premiums.
Maturity Benefits: On survival till end of the policy term, all the Premiums Paid (excluding the underwriting extra premiums and modal loading) will be returned.
|Age at Entry (years)6||18||For Regular Pay & Limited Pay 5 year: 70 |
For Limited Pay 10 years & 12 years: 65
|Age at Maturity (years)6||28||100|
|Policy Term (PT) (years)|
|Premium Payment Term (PPT) (years)||Limited Pay – 5 / 10 / 12 |
|Basic Sum Assured |
(Sum Assured in multiples of 1,00,000)
|Rs. 50,00,000||No Limit subject to Board approved underwriting policy|
|Annualised Premium (Rs.)||Based on minimum Basic Sum Assured||Based on maximum Basic Sum Assured|
|Premium Payment Mode||Annual/ Half-yearly/ Quarterly/ Monthly|
For any information including cancellation, claims and complaints, please contact our Insurance Advisor/ Intermediary or visit Tata AIA Life’s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at firstname.lastname@example.org.
Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license.
BEWARE OF SPURIOUS /FRAUD PHONE CALLS!
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
Tata AIA Life Insurance Company Ltd. (IRDA of India Regn. No.110) CIN No. U66010MH2000PLC128403 Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai – 400013
DBS Bank India Limited (IRDA of India Registration Number: CA 0257) having the Registered office at GF: Nos. 11 & 12 & FF - Nos.110 to 115, Capitol Point BKS Marg, Connaught Place, Delhi - 110001 is the Composite Corporate Agent of Tata AIA Life Insurance Company Limited (IRDA of India Regn. No.110) CIN: U66010MH2000PLC128403 having the Registered office/principal place of business at 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013, Aditya Birla Sun Life Insurance Company Limited (IRDA of India Regn.No.109) CIN: U99999MH2000PLC128110 having the Registered office address at One India bulls Centre, Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013, Royal Sundaram General Insurance Company Limited (IRDA of India Regn.No.102) CIN: U67200TN2000PLC045611 having the Registered office address at No.21, Patullos Road, Chennai - 600002 and Bharti Axa General Insurance Company Ltd. having the Registered office address at First Floor Hosto Centre, No. 43, Millers Road, Vasanth Nagar, Bangalore - 560052. ISNP Registration valid.
DBS Bank India Limited does not underwrite the risk or act as an insurer. The Insurance products are offered and underwritten by respective insurance companies. The contract of insurance is between the insurer and the insured and not between the bank and the insured. Bank does not give any warranty, as to the accuracy and completeness of the policies. Bank does not accept any liability or losses attributable to your contract of Insurance. Customers are advised to take independent professional advice before participating. Insurance is a subject matter of solicitation.
For more details on risk factors, terms and conditions, exclusions, please read sales brochure of insurer and policy terms and conditions carefully before concluding a sale. Tax benefits are available as per the prevailing tax laws, which are subject to change. Participation by the Bank’s customers in the insurance products is purely on a voluntary basis.
For any information including cancellation, claims and complaints, please contact our Treasures Relationship Manager or visit DBS Bank India’s nearest branch office or Contact our 24-hour toll free customer service helpline number 1-800-209-4555 / 1-800-103-9897 or our overseas customer service number 91-44-66854555 or write to us email@example.com. Visit us at: www.dbs.com/in