Personal Banking

Your Accounts

Basic Savings Bank Deposit Account

The Basic Savings Bank Deposit Account offers a straightforward solution for everyday banking transactions.

Features

  • No minimum balance requirement
  • Unlimited withdrawals each month through all channels, including ATMs
  • Basic banking services and cheque books provided
  • Unlimited deposits allowed each month

Pradhan Mantri Jan Dhan Yojana:

Features

  • Zero balance savings account (Basic Savings Bank Deposit Account)
  • Free debit card
  • Free passbook, including duplicate issuance
  • No limit on the number of deposits per month
  • All basic banking services and cheque books available at no cost
  • Unlimited monthly withdrawals
  • Suitable for daily needs such as deposits, withdrawals, and remittances
  • Booklet available in Hindi to explain the benefits of Pradhan Mantri Jan-Dhan Yojna.

Auto-Saver (sweep in and sweep out facility)

The DBS Auto-Saver allows you to earn higher fixed deposit interest rates on idle funds in your savings account through its sweep-in and sweep-out facility.

Features

  • Fixed Deposit Requirements: Minimum amount of INR 1,000, in multiples of INR 1,000, with a maximum cap of INR 1 crore.
  • Flexible Tenure: Choose a tenure between 7 days to 1 year, which remains constant throughout the period.
  • Automatic Sweep Facility: Idle funds in the savings account are automatically converted into fixed deposits (sweep-in). To cover shortfalls in the savings account due to debits like cheque issuances or ATM withdrawals, the linked fixed deposits are automatically broken (sweep-out).
  • Interest Continuity: Fixed deposits are broken only in multiples of INR 1, ensuring that the remaining balance continues to earn interest at the initial rate for maximum returns.
  • Eligibility: Available to both resident and non-resident customers (non-resident customers can avail of this on their NRO account and NRO FDs).
  • LIFO Method: When multiple fixed deposits are linked, the most recently created deposit is broken first (Last In, First Out) to ensure maximum returns.
  • No Extra Charges: There is no additional fee for availing of this facility.
  • No Penalty: No penalty is charged for the premature breakage of fixed deposits when covering account shortfalls.
  • Threshold: Funds are swept into fixed deposits when the balance in the savings account exceeds INR 1 lakh.

Fixed Deposits

Recurring Deposits

Flexi Fixed Deposit


Click here to view Interest Rates.

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DBS International Platinum Debit Card

With your DBS International Platinum Debit Card, experience unparalleled recognition and exclusivity. This card gives you access to worldwide rewards and privileges, including cash back on all purchases and exclusive offers for travel, leisure, and shopping all across India.

Benefits

  • Premium Privileges: Enjoy special offers and privileges across Asia
  • Higher Limits: Benefit from higher spending and cash withdrawal limits
  • Competitive Forex Rates: Access the most competitive foreign exchange rates

Online Usage Of Debit Card

Enhance your online shopping experience with DBS Bank Visa Debit Cards:

  • Shop anytime, from anywhere
  • Secure transactions with OTP (One Time Password)
  • Enjoy fabulous offers and discounts

Shop online with your DBS Bank Debit Card in three easy steps:

  1. Enter your Debit Card details for the purchase
  2. Request an OTP on your registered mobile number
  3. Enter the OTP to confirm your purchase

Debit Card Terms and Conditions


Online Shopping

Funds Transfer

Bill Payments

Remittance

Savings Account Forms

How to Apply