Personal Banking

Your Accounts

Basic Savings Bank Deposit Account

As its name suggests, the Basic Savings Bank Deposit Account is a simple, basic account for routine banking transactions.


  • No minimum balance requirement
  • Unlimited withdrawals allowed in a month across all channels, including ATM withdrawals
  • Basic banking services and cheque books will be made available
  • No limit on the number of deposits that can be made in a month

Pradhan Mantri Jan Dhan Yojana:

  • Zero Balances Savings account (Basic Savings Bank Deposit account)
  • Free Debit Card
  • Free Passbook
  • No limit on the number of deposits that can be made in a month
  • All basic banking services and cheque books will be made available free of cost
  • Unlimited withdrawals in a month
  • The account can be used for day to day needs like deposit, withdrawal, remittances, etc.
  • Booklet in Hindi to understand the benefits of Pradhan Mantri Jan-Dhan Yojna.

Auto-Saver (sweep in and sweep out facility)

The DBS Auto-Saver offers higher interest rates of fixed deposits on idle funds in savings accounts.


  • Fixed Deposit is made for a minimum amount of INR 1,000 and in multiples of INR 1,000, subject to a maximum cap of INR 1 Crore.
  • Customers have the flexibility of choosing from a tenure between 7 days – 1 Year.
  • Tenure once chosen will remain constant for the entire period in which facility is availed.
  • Funds will be utilized to automatically create (sweep-in) fixed deposit(s) from the savings account. Linked fixed deposits(s) get broken automatically (sweep-out) to meet the shortfall arising on account of any debits into the savings account e.g. cheques issued, ATM withdrawals, etc.
  • Fixed Deposit gets broken only in multiples of INR1. The balance in the Fixed Deposit continues to earn interest at the initial contracted rate, to ensure maximum returns.
  • This is offered to both Resident and non-Resident customer (For non-resident customer only on their NRO account and NRO FDs).
  • When multiple Fixed Deposits are linked to the Savings account, the last Fixed Deposit created is broken first (LIFO method), to ensure maximum returns.
  • There is no extra charge for availing this facility.
  • No penalty will be charged for premature breakage of Fixed deposits when there is shortfall in the account.
  • The threshold in the Savings account is INR 1 lac beyond which funds will be swept into fixed deposits.

Fixed Deposits

Recurring Deposits

Flexi Fixed Deposit

Click here to view Interest Rates.

Pay with ease

DBS International Platinum Debit Card

The exclusivity and recognition with your DBS International Platinum Debit Card just cannot be matched.

The exclusivity and recognition you enjoy with your DBS International Platinum Debit Card just cannot be matched by other ordinary cards. Your DBS International Platinum Debit Card opens doors to worldwide privileges and rewards, including cash back on all spending and exclusive offers for travel, leisure and shopping across India.


  • Premium Card with Special Privileges & Offers across Asia
  • Higher Spending & Cash Withdrawal Limits
  • Most Competitive Rates on Foreign Exchange

Online Usage Of Debit Card

We are enhancing your online shopping experience with DBS Bank Visa Debit Cards

  • Shop anytime from anywhere
  • Secure your transactions with a OTP process
  • Get rewarded with fabulous offers & discounts

Shop online with your DBS Bank Debit Card in 3 easy steps:

  1. Enter your Debit Card details for purchase
  2. Request a One Time Password (OTP) on your registered mobile number
  3. Enter OTP to confirm your purchase

Debit Card Terms and Conditions

Online Shopping

Funds Transfer

Bill Payments


Savings Account Forms

How to Apply