At a Glance

The linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year.

In order to build a better life and realise your dreams, you always need to plan ahead. That’s why you need a savings plan that helps you attain you goals with your changing life stage and can be customised to match your needs while giving you peace of mind. Introducing Aditya Birla Sun Life Insurance Wealth Secure Plan that combines long term savings and whole life coverage specially designed for you to focus on your goals and maximise savings for your future.

 

Key Features

Insurance cover for whole life

Pay premiums for a limited term and get life cover for whole life

Flexible top-ups and withdrawals

Add funds when you have additional savings and make partial withdrawals to meet emergency fund requirements

Choice of investment options

Flexibility to choose from 3 investment options to suit your investment needs

Tax benefits

Tax benefits1 under section 80C and section 10(10D) of the Income Tax Act, 1961
1Tax benefits are subject to changes in the tax laws

Illustration2

Age

Gender

Sum Assured

Premium Paying Term

Premium Paid (Per annum) (In Rs.)

May Get Maturity Benefit3 (In Rs.)

 

4%

8%

35

Male

10,000,000

10

1,000,000

43,767,533

450,428,937


2For life insured age of 35 years at the time of purchasing the policy and premium paying term 10 years with investment option as Self-managed and maximiser 100%.
3The above values are illustrative and not guaranteed and they are not upper or lower limits of what on get back, as the values of policy depends on numbers of factors including investment performance. Additional benefits are available at additional cost. Premium rates are exclusive of GST.

 

Key Benefits


Death benefit

In the unfortunate event the life insured dies while the policy is in effect, ABSLI will pay to the nominee the greater of

  • Basic Fund Value as on date of intimation of death; or
  • Basic Sum Assured

In addition, ABSLI will also pay the greater of

  • Top-up Fund Value as on date of intimation of death; or
  • Top-up Sum Assured

Guaranteed additions

Will be added to your policy in the form of additional units. On 10th policy anniversary and on every 5th policy anniversary thereafter. Guaranteed Addition is 2.00% of the total basic and top-up premiums paid in the last 60 months.

In addition, on 11th policy anniversary and every policy anniversary thereafter. Guaranteed Addition is 0.20% of the average Policy Fund Value in the last 12 months


Surrender Benefit

In case of emergencies, you can surrender your policy to ABSLI anytime during the policy term. Any such surrender will be treated according to the provisions as mentioned in Policy Discontinuance section.

In case of death of the life insured, if life insured is different from the proposer/policyholder, the proposer/policyholder policyholder will receive the policy proceeds

Please refer the brochure for detailed description on above benefits.

 

Eligibility

Plan ParametersMinimumMaximum
Age at Entry (years)30 days465 years
Premium Paying Term (PPT)For entry ages 30 days to 44 years: 5 to 30 years
For entry ages 45 to 60 years: 8 to 30 years
For entry ages 61 to 65 years: 10 to 14 years
Maximum PPTAttained age at the end of premium paying term must be 75 years or less
Basic PremiumMinimum Rs. 30,000 p.a. if paid annually or semi-annually
Minimum Rs. 60,000 p.a. if paid monthly or quarterly
Top-up PremiumRs. 5,000-

4Risk commences from the first policy anniversary.

For details on benefits, terms and conditions please refer the brochure.

 

Disclaimer

"The Trade Logo “Aditya Birla Capital” Displayed Above Is Owned By ADITYA BIRLA MANAGEMENT CORPORATION PRIVATE LIMITED (Trademark Owner) And Used By ADITYA BIRLA SUN LIFE INSURANCE COMPANY LIMITED (ABSLI) under the License."

DBS Bank India Limited (IRDA of India Registration Number: CA 0257) having the registered office at GF: Nos. 11 & 12, Capitol Point BKS Marg, Connaught Place, Delhi - 110001 is the Corporate Agent of Aditya Birla Sun Life Insurance Company Limited. DBS Bank India Limited (Bank) does not underwrite the risk or act as an insurer. The Insurance product is underwritten by Aditya Birla Sun Life Insurance Company Limited. The contract of insurance is between the insurer and the insured and not between the Bank and the insured. Bank does not give any warranty, as to the accuracy and completeness of the policies. Bank does not accept any liability or losses attributable to your contract of Insurance. Participation by the Bank’s customers in the insurance products is purely on a voluntary basis.

This policy is underwritten by Aditya Birla Sun Life Insurance Company Limited (ABSLI). This is a non-participating traditional insurance plan. All terms & conditions are guaranteed throughout the policy term. GST and any other applicable taxes will be added (extra) to the premium and levied as per extant tax laws. The insurance cover for the life insured (including minors) will commence on the policy issue date. For further details please refer to the policy contract. Tax benefits are subject to changes in the tax laws. For more details on risk factors, terms and conditions, please refer the sales brochure before concluding the sale. Aditya Birla Sun Life Insurance Company Limited (Formerly Birla Sun Life Insurance Company Limited) Registered Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. Website: www.adityabirlasunlifeinsurance.com and toll-free no. 1800-270-7000. IRDAI reg no.109 CIN: U99999MH2000PLC128110 UIN: 109L074V05 ADV/6/20-21/385

BEWARE OF SPURIOUS / FRAUD PHONE CALLS!
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

Disclaimer

DBS Bank India Limited (IRDA of India Registration Number: CA 0257) having the registered office at GF: Nos. 11 & 12, Capitol Point BKS Marg, Connaught Place, Delhi - 110001 is the Corporate Agent of Aditya Birla Sun Life Insurance Company Limited (IRDA of India Regn.No.109) CIN: U99999MH2000PLC128110 having the Registered office address at One India bulls Centre, Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. DBS Bank India Limited (Bank) does not underwrite the risk or act as an insurer. The Aditya Birla Sun Life Insurance Wealth Secure Plan with UIN: 109L074V05 is underwritten by Aditya Birla Sun Life Insurance Company Limited. The contract of insurance is between the insurer and the insured and not between the Bank and the insured. Bank does not give any warranty, as to the accuracy and completeness of the policies. Bank does not accept any liability or losses attributable to your contract of Insurance. Participation by the Bank’s customers in the insurance products is purely on a voluntary basis and is not linked to availment of any other facility from the bank. ISNP registration valid.

For more details on risk factors, terms and conditions, exclusions, please read sales brochure of insurer and policy terms and conditions carefully before concluding a sale. Tax benefits are available as per the prevailing tax laws, which are subject to change.

For any information including cancellation, claims and complaints, please contact our Treasures Relationship Manager or visit DBS Bank India’s nearest branch office or Contact our 24-hour toll free customer service helpline number 1-800-209-4555 / 1-860-267-1234 or our overseas customer service number 91-44-66854555 or write to us at customercareindia@dbs.com. Visit us at: www.dbs.com/in

UIN: 109L074V05

 

How to Apply

Contact me
A Relationship Manager will reach out to you
Locate us Visit us at your nearest DBS branch
Call 1860 267 1234 / 1800 209 4555 / +91 44 6685 4555

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