Premium Savings Account

Premium Savings Account

At a time when everything is instant and digital, a plain vanilla savings account will not meet your needs and expectations. That’s why we bring you enhanced banking services to match your lifestyle aspirations and growing financial needs.

At DBS Treasures, we believe in taking the conventional savings account a step further and provide luxury services through our premium savings account.

You can benefit from beyond-banking services at various stages and times of your life.

A DBS Treasures premium savings account is for those who want to turn routine banking into a long-standing relationship with a host of exclusive lifestyle and banking privileges:


Banking Privileges

With a premium savings account, you and your loved ones get exclusive access to a range of lifestyle privileges

  • A dedicated team of Relationship Managers and wealth experts (Investment, Insurance, Mortgage & Forex specialists)
  • Attractive interest rates on Savings Account & FD/FCNR/NRE deposits
  • Zero Forex mark-up on all Debit Card transactions across the globe
  • International Travel Insurance (including health)
  • Preferential remittance rates up to 50 bps over card rate, with same day transfer
  • MNC Bank with largest network & presence with 500+ branches across 350+ cities
  • Up to 75% discount on safe deposit locker
  • Digital banking with digibank by DBS

Enjoy attractive interest rates on your Savings Account. Click here.

Doorstep Banking Services (DSB)

DBS Bank India Limited: Doorstep Banking DBIL shall offer Doorstep banking (DSB) for Branch Banking Customers certain customer segments including Senior Citizens of more than 70 years of age and differently abled or infirm persons (having medically certified chronic illness or disability) including those who are visually impaired.


List of services offered under Doorstep Banking Services


Financial services:

  • Cash deposition (Cash pick-up)
  • Cash delivery against withdrawal from account.


Non-financial services:

  • Pick up of instruments against receipt (Clearing cheques/ Demand Draft/ Pay Order/ Fund Transfer cheques)
  • Delivery of Demand Draft/ Pay Order
  • Submission of KYC documents

Various modes of requesting the above listed services shall include via e-mail, telephonic instructions initiated by Self or through DBS India Relationship Managers or Branch Customer Service personnel.

For Doorstep Banking Services (DSB) Charge Schedule and General Terms and Conditions click here 


Sophisticated Wealth Solutions and Timely Market Insights

We get you the latest market insights and updates from Indian and International markets. Be the first to get detailed market analysis from around the world from DBS group research.

With a premium savings account, you get access to a gamut of wealth solutions that include vanilla and sophisticated products like mutual funds, bonds, PMS (portfolio management services), AIF (alternative investment fund) and other structured products.


Digital banking partner

With digibank by DBS, you can manage your portfolio anytime, anywhere with over 110 features available on our internet and mobile banking platforms. Get access to super-secure login, super-fast remittances, super-smooth navigation and super-fast payments.

Eligibility

At DBS Treasures, you can initiate the account opening process with a Total Relationship Value (TRV) of INR 5 Lakhs for access to our premium banking products. However, you will need to build the TRV to INR 30 lakhs over six months from the opening of an account.

The TRV is a minimum relationship value with DBS Bank India Limited that encompasses all accounts in a family and is calculated by aggregating the average quarterly balance of all savings accounts and end-of-period term deposits, insurance, investments and mortgage loan outstanding. 40% of the net balance of the loan (Home Loan / Loan against property) will be considered towards TRV computation.

Fees and Charges

To understand the fees and charges related to our premium savings account, please click here.

You can also call our customer service numbers (1860 267 1234 / 1800 209 4555) to speak to a DBS representative.