Tata AIA Life Guaranteed Return Insurance Plan meets tomorrow's requirements along with protecting your loved ones and dreams as it ensures you of guaranteed returns*.
In case of death of the Life Assured during the Policy Term, provided the policy is in force, the Sum Assured on Death as defined below shall be payable.
The ‘Sum Assured on Death’ shall be the highest of the following for Endowment, Regular Income option:
The ‘Sum Assured on Death’ shall be the highest of the following for Whole Life Income option:
Where,
“Annualised Premium” shall be the premium paid in a year, excluding the taxes, rider premiums underwriting extra premiums and loading for modal premiums, if any.
“Basic Sum Assured” is equal to the Death Benefit Multiple times the Annualised Premium.
“Total Premiums Paid" means total of all premiums received, excluding any extra premiums, any rider premiums and taxes.
‘Guaranteed Maturity Benefit’ shall be equal to the commuted value of all the GAI at maturity, discounted at 7.45% p.a. for premium paying term 5 to 10 years and 7.45% p.a. for premium paying term 12 years under Option II. For Whole Life Income option, Guaranteed Maturity Benefit shall be equal to the Guaranteed Annual Income multiplied by the GMB factors provided in Annexure A.
"Total Premiums Payable" refers to an amount equal to the Annualised Premium multiplied by the Premium Payment Term of the policy.
Plan Options (to be selected at inception) | Option 1: Endowment Option 2: Regular Income Option 3: Whole Life Income |
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Premium Payment Term (PPT) / Policy Term (PT) / Min / Max Entry Age (Age as on last birthday) / Single / Joint Life |
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Basic Sum Assured | “Basic Sum Assured” shall be equal to the Death Benefit Multiple x Annualised Premium. Basic Sum Assured will vary by Plan Option, Entry Age and Policy Term. |
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Premium** (Rs.) (Premium in multiples of 1,000) | Min: 24,000 per annum Max: No limit, subject to underwriting |
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Premium Payment Mode | Single, Annual / Half-yearly / Quarterly / Monthly |
All reference to age is as on last birthday.
Tata AIA Life Insurance Company Limited (IRDAI Regn. No.110 • CIN: U66010MH2000PLC128403). Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor / Intermediary or visit Tata AIA Life’s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at [email protected]. Visit us at: www.tataaia.com
DBS Bank India Limited (IRDA of India Registration Number: CA 0257) having the registered office at GF: Nos. 11 & 12, Capitol Point BKS Marg, Connaught Place, Delhi - 110001 is the Corporate Agent of Tata AIA Life Insurance Company Limited. DBS Bank India Limited (Bank) does not underwrite the risk or act as an insurer. The Insurance product is underwritten by Tata AIA Life Insurance Company Limited. The contract of insurance is between the insurer and the insured and not between the Bank and the insured. Bank does not give any warranty, as to the accuracy and completeness of the policies. Bank does not accept any liability or losses attributable to your contract of Insurance. Participation by the Bank’s customers in the insurance products is purely on a voluntary basis and is not linked to availment of any other facility from the bank.
L&C/Advt/2021/Jun/0959
UIN: 110N152V011
Beware of Spurious / Fraud Phone calls! IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint. |
Disclaimer
DBS Bank India Limited (IRDA of India Registration Number: CA 0257) having the registered office at GF: Nos. 11 & 12, Capitol Point BKS Marg, Connaught Place, Delhi - 110001 is the Corporate Agent of Tata AIA Life Insurance Company Limited (IRDA of India Regn. No.110) CIN: U66010MH2000PLC128403 having the Registered office/principal place of business at 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013. DBS Bank India Limited (Bank) does not underwrite the risk or act as an insurer. The Tata AIA Life Guaranteed Return Insurance Plan with UIN: 110N152V08 is underwritten by Tata AIA Life Insurance Company Limited. The contract of insurance is between the insurer and the insured and not between the Bank and the insured. Bank does not give any warranty, as to the accuracy and completeness of the policies. Bank does not accept any liability or losses attributable to your contract of Insurance. Participation by the Bank’s customers in the insurance products is purely on a voluntary basis and is not linked to availment of any other facility from the bank. ISNP registration valid.
The contents and product information of this web site are given strictly for your convenience and is indicative in nature and ‘as is’ received from the Insurer. Nothing contained herein is to be construed as advice, recommendation, offer for a policy or any other assistance. Bank does not guarantee that this website reflects latest amendments/ information at all times or at any time. Bank shall have no liability to the customer for any loss or damage of any kind incurred for reliance on the content and product information available on this website.
For more details on risk factors, terms and conditions, exclusions, please read sales brochure of insurer and policy terms and conditions carefully before concluding a sale. Tax benefits are available as per the prevailing tax laws, which are subject to change.
For any information including cancellation, claims and complaints, please contact our Treasures Relationship Manager or visit DBS Bank India’s nearest branch office or Contact our 24-hour toll free customer service helpline number 1-800-209-4555 / 1-860-267-1234 or our overseas customer service number 91-44-66854555 or write to us at [email protected]. Visit us at: www.dbs.com/in
Contact us 1860 267 1234 / 1800 209 4555
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