Keep your worries at bay

Get covered with an instant Accident Insurance policy

At a Glance

Personal accident insurance gives you peace of mind, as your nominee will receive a cash payout in the event of your disablement or death. There’s no need to complete any paperwork, you can get instant hassle-free cover on the digibank app. Apply now and customise your cover to suit your needs and budget – policies start from just ₹0.55 a day!

Instant 24X7 worldwide cover

With no medical tests required

Cover up to ₹20 lakh

Without proof of income

Personal coverage

As an individual

Dedicated helpline

Available on 1860 425 0000

Benefits

  • Peace of mind: in the event of accidental death, the entire sum insured will be paid to the nominee
  • Cover for total disability: for permanent total disablement due to an accident, either 50% or 100% of the sum insured will be paid to the policyholder, depending on the extent of your loss
  • Cover for partial disability: for permanent partial disablement due to an accident, a percentage of the sum insured will be paid to the policyholder, depending on the type of loss

Frequently Asked Questions






View the full list of FAQs View Terms and Conditions View the full list of insurance policy details

Disclaimer

Group Health Policy & Group Personal Accident Policy (APA002) are underwritten and issued by Royal Sundaram General Insurance Co. Limited. Claims will be settled by Royal Sundaram General Insurance Co. Limited as per the respective terms and conditions of each of the policy. For more details on risk factors, terms and conditions, please refer to the policy annexure of the respective insurance plan and specific details applicable to each insurance plan. Your participation in these insurance products is purely on a voluntary basis. We advise you to take your own professional advice before you participate. The Group Health Policy & Group Personal Accident Policy (APA002) of Royal Sundaram are approved by IRDAI vide UIN - IRDAI/NL-HLT/RSAI/P-H/V.I/184/13-14 and UIN - IRDAI/NL-HLT/RSAI/P-P/V.I/180/1.

DBS Bank Ltd (IRDAI Registration no CA 0257) having the registered office at Ground floor, Express Towers, Nariman Point, Mumbai – 400021, is the composite corporate agent of Royal Sundaram General Insurance Co. Limited.

Participation by the Bank's client in the Insurance products is purely on a voluntary basis. Insurance products are underwritten and issued by Insurance companies. DBS Bank Ltd does not underwrite the risk or act as an insurer.

How to Apply

  • For digibank users

    • Using the digibank mobile app
      • Launch the app on your smartphone
      • Log in and select “Insurance” in the navigation menu
  • New to digibank?

    • Download the digibank mobile app on your smartphone
    • Launch the app and sign up for a full digiSavings account
    • Log in and select “Insurance” in the navigation menu
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