Your car enables you to create everlasting memories, be it on road trips with your friends or a long drive with your family. However, the roads are unpredictable and while you may drive with utmost caution, uncertainties can strike at any time.

With Smart Drive Private Car Insurance brought to you by Bharti AXA General Insurance, secure your car and yourself from losses and liabilities. You can choose a comprehensive coverage or a third party coverage and also include several add on covers for maximum protection.

Cashless Claim Settlement

Avail cashless claim settlement, with our network of 3,700+ garages across the country, in case of an unfortunate incident involving your car.

24x7 Claims Assistance

Round-the-clock claims assistance, so that you can focus on what matters the most, while we take care of the rest.

Personal Accident Cover

Secure yourself along with your car, with a personal accident cover for owner-driver, that provides coverage of up to Rs. 15 lakhs.

Maximum protection with add-on covers

Customize your policy, by choosing from a bouquet of add-on covers such as zero depreciation, personal accident cover for occupants, roadside assistance, engine and gearbox cover, key replacement, medical expenses up to Rs. 10,000, hospital cash, invoice price cover, consumables cover and ambulance charges for maximized protection.


Features and Benefits

  • Cashless Claim Settlement across our network of 3,700+ authorized garages across India.
  • 24x7 Claims Assistance, ensuring prompt support when you most need it.
  • Personal accident cover for owner-driver, with a coverage of up to Rs. 15 lakhs.
  • Safeguard yourself from third party liabilities, with coverage for injury or damages to a person or property.
  • Coverage against natural disasters, such as floods or earthquakes.
  • Coverage against man-made disasters, such as fire or riots.
  • Avail add-on covers such as zero depreciation, personal accident cover for occupants, roadside assistance, engine and gearbox cover, key replacement, medical expenses, hospital cash, etc for maximized protection.

Eligibility Criteria

Plan ParametersMinimumMaximum
Age at Entry (years)NANA
Death Benefit OptionNA
Premium Payment Term (PPT) / Policy Term (PT) (years)NA
Basic Sum AssuredNA
Premium (Rs.)NA
Premium Payment ModeNA

How to Apply

Apply now for Bharti Axa Car Insurance Plan


DBS Bank India Limited (IRDA of India Registration Number: CA 0257) having the registered office at GF: Nos. 11 & 12, Capitol Point BKS Marg, Connaught Place, Delhi - 110001 is the Corporate Agent of Bharti Axa General Insurance Company Ltd. having the Registered office address at First Floor Hosto Centre, No. 43, Millers Road, Vasanth Nagar, Bangalore - 560052. DBS Bank India Limited (Bank) does not underwrite the risk or act as an insurer. The Smart Drive Private Car Insurance by Bharti AXA with UIN: IRDAN139P0032V01200809 is underwritten by Bharti Axa General Insurance Company Ltd. The contract of insurance is between the insurer and the insured and not between the Bank and the insured. Bank does not give any warranty, as to the accuracy and completeness of the policies. Bank does not accept any liability or losses attributable to your contract of Insurance. Participation by the Bank’s customers in the insurance products is purely on a voluntary basis and is not linked to availment of any other facility from the bank. ISNP registration valid.

For more details on risk factors, terms and conditions, exclusions, please read sales brochure of insurer and policy terms and conditions carefully before concluding a sale. Tax benefits are available as per the prevailing tax laws, which are subject to change.

Contact our 24-hour toll free customer service helpline number 1-800-209-4555 / 1-860-267-1234 or our overseas customer service number 91-44-66854555 or write to us at Visit us at:

UIN: IRDAN139P0032V01200809

Thank you. Your feedback will help us serve you better.

Was this information useful?

Thank you for your feedback
Let us know how this article helped:
We're sorry to hear that.
How can we do better?
Enter only letters, numbers or @!$-(),.