At a Glance

As you move forward in life, financial requirements pertaining to the well-being of you and your family becomes a major catalyst in your life. You want to provide the best of everything to your loved ones. However, in these turbulent times of economic instability, there is a risk of your income not keeping pace with your needs and goals. In such times a second guaranteed income proves to be bliss.

ABSLI SecurePlus Plan recognizes the importance of such needs and helps you fulfil them by offering you a second income which ensures peace of mind.

 

Key Features

Flexible payments

Choose the amount you wish to pay each year

Flexible benefits

Choose from two options:

  • Option A: if you want to receive Income Benefit equal to 100% to 600% of Annual Premium for 6 years
  • Option B: if you want to receive Income Benefit equal to 200% of Annual Premium for 12 years

Inbuilt Accidental Death Benefit

 

Enhance your insurance with appropriate rider options at an additional cost

 

Illustration Option A1

Age

Gender

Sum Assured

Policy Term

Income Benefit

Premium Paying Term

Premium Paid (Per annum) (In Rs.)

Total Income Benefit (In Rs.)

35

Male

16,000,000

13

Option A

12

1,000,000

21,000,000


1For life insured age of 35 years at the time of purchasing the policy with policy term 13 years and premium paying term 12 years with income benefit option A chosen. Additional benefits are available at additional cost. Premium rates are exclusive of GST.

Illustration Option B2

Age

Gender

Sum Assured

Policy Term

Income Benefit

Premium Paying Term

Premium Paid (Per annum) (In Rs.)

Total Income Benefit (In Rs.)

35

Male

16,000,000

13

Option B

12

1,000,000

24,000,000


2For life insured age of 35 years at the time of purchasing the policy with policy term 13 years and premium paying term 12 years with income benefit option B chosen. Additional benefits are available at additional cost. Premium rates are exclusive of GST.

 

Key Benefits


Death Benefit:

In case of the unfortunate demise of the life insured during the policy term, the sum assured on death will be paid to the nominee. However, if life insured is different from the policyholder, the policyholder will receive the death benefits. The policy shall be terminated once the Death Benefit is paid.

Sum Assured on death will be higher of:

  • 10 times of the annualized premium; or
  • 105% of the Total Premiums Paid as on the date of death; or
  • Sum Assured as absolute amount to be paid on death

Maturity Benefit:

On maturity date, you can choose to receive the commuted value of the Income Benefit as a lumpsum.


Customisable Benefit:

For added protection

  • ABSLI Critical Illness Rider (UIN: 109B019V03)
  • ABSLI Surgical Care Rider (UIN: 109B015V03)
  • ABSLI Hospital Care Rider (UIN: 109B016V03)
  • ABSLI Waiver of Premium Rider (UIN: 109B017V03)
 

Eligibility

Plan ParametersMinimumMaximum
Entry Age5 years50 years (age last birthday)
Maturity Age-63 years
Policy Term (PT)13 years-
Premium Payment Term (PPT)12 years
Sum Assured5,22,000-
PremiumRs. 50,000 p.a. for annual mode,
Rs. 36,000 p.a. for monthly mode
-
Payment Period
  • For Income Benefit Option A – 6 years (from the completion of policy term)
  • For Income Benefit Option B – 12 years (from the completion of policy term)
Premium Payment ModeAnnual, Monthly

For details on benefits, terms and conditions please refer the brochure.

 

Disclaimer

"The Trade Logo “Aditya Birla Capital” Displayed Above Is Owned By ADITYA BIRLA MANAGEMENT CORPORATION PRIVATE LIMITED (Trademark Owner) And Used By ADITYA BIRLA SUN LIFE INSURANCE COMPANY LIMITED (ABSLI) under the License."

DBS Bank India Limited (IRDA of India Registration Number: CA 0257) having the registered office at GF: Nos. 11 & 12, Capitol Point BKS Marg, Connaught Place, Delhi - 110001 is the Corporate Agent of Aditya Birla Sun Life Insurance Company Limited. DBS Bank India Limited (Bank) does not underwrite the risk or act as an insurer. The Insurance product is underwritten by Aditya Birla Sun Life Insurance Company Limited. The contract of insurance is between the insurer and the insured and not between the Bank and the insured. Bank does not give any warranty, as to the accuracy and completeness of the policies. Bank does not accept any liability or losses attributable to your contract of Insurance. Participation by the Bank’s customers in the insurance products is purely on a voluntary basis.

This policy is underwritten by Aditya Birla Sun Life Insurance Company Limited (ABSLI). This is a non-participating traditional insurance plan. All terms & conditions are guaranteed throughout the policy term. GST and any other applicable taxes will be added (extra) to the premium and levied as per extant tax laws. The insurance cover for the life insured (including minors) will commence on the policy issue date. For further details please refer to the policy contract. Tax benefits are subject to changes in the tax laws. For more details on risk factors, terms and conditions, please refer the sales brochure before concluding the sale. Aditya Birla Sun Life Insurance Company Limited (Formerly Birla Sun Life Insurance Company Limited) Registered Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. Website: www.adityabirlasunlifeinsurance.com and toll-free no. 1800-270-7000. IRDAI reg no.109 CIN: U99999MH2000PLC128110 UIN: 109N102V03 ADV/6/20-21/327

BEWARE OF SPURIOUS / FRAUD PHONE CALLS!
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

Disclaimer

DBS Bank India Limited (IRDA of India Registration Number: CA 0257) having the registered office at GF: Nos. 11 & 12, Capitol Point BKS Marg, Connaught Place, Delhi - 110001 is the Corporate Agent of Aditya Birla Sun Life Insurance Company Limited (IRDA of India Regn.No.109) CIN: U99999MH2000PLC128110 having the Registered office address at One India bulls Centre, Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. DBS Bank India Limited (Bank) does not underwrite the risk or act as an insurer. The Aditya Birla Sun Life Insurance SecurePlus Plan with UIN: 109N102V03 is underwritten by Aditya Birla Sun Life Insurance Company Limited. The contract of insurance is between the insurer and the insured and not between the Bank and the insured. Bank does not give any warranty, as to the accuracy and completeness of the policies. Bank does not accept any liability or losses attributable to your contract of Insurance. Participation by the Bank’s customers in the insurance products is purely on a voluntary basis and is not linked to availment of any other facility from the bank. ISNP registration valid.

For more details on risk factors, terms and conditions, exclusions, please read sales brochure of insurer and policy terms and conditions carefully before concluding a sale. Tax benefits are available as per the prevailing tax laws, which are subject to change.

For any information including cancellation, claims and complaints, please contact our Treasures Relationship Manager or visit DBS Bank India’s nearest branch office or Contact our 24-hour toll free customer service helpline number 1-800-209-4555 / 1-860-267-1234 or our overseas customer service number 91-44-66854555 or write to us at customercareindia@dbs.com. Visit us at: www.dbs.com/in

UIN: 109N102V03

 

How to Apply

Apply now
for Aditya Birla Sun Life Insurance SecurePlus Plan
Locate us Visit us at your nearest DBS branch
Call 1860 267 1234 / 1800 209 4555 / +91 44 6685 4555

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