Travel Secure by Royal Sundaram

Travel Secure is a very comprehensive and feature rich policy which provides a complete peace of mind and it covers all segments of travel abroad. It offers coverage under five different plans which suites best to your needs

Leisure Trip

Leisure Trip

A comprehensive plan for a holiday abroad, with SI starting from 50,000 USD up to 10 lac USD.

Multi trip

Multi trip

A customized annual plan for frequent business travelers who undertake multiple trips in a year.

Senior Citizen

Senior Citizen

A tailor made plan for members aged 71 and above.



An affordable plan exclusively for travel within Asia.



A very useful annual plan for all students going abroad for studies, duration of which can be from 1 to 7 years.

Features and Benefits of Travel Insurance

  • Medical Expenses (including medical evacuation)
  • Sickness Dental Relief
  • Accidental Death and Dismemberment Benefit (24 hours)
  • Repatriation of Mortal Remains
  • Delay of Checked-in Baggage
  • Loss of Checked-in Baggage
  • Loss of Passport Benefit
  • Personal Liability Benefit
  • Trip Delay Benefit
  • Hijacking Benefit
  • Assistance Services

The below set of 15 benefits will be available depending on the plan chosen by you.

Sr. No. Benefits Leisure Multi Trip Senior Citizen Asia Student
1 Daily Cash Allowance in case of hospitalization beyond 2 days

- - -
2 Accidental Death and Dismemberment Benefit (Common Carrier)


3 Automatic extension of policy upto 7 days

- - -
4 Emergency cash advance

5 Trip Cancellation

6 Trip Curtailment

- - -
7 Missed Connections / Missed Departures


8 Bounced Hotel / Airline Booking

- - -
9 Political Risk and Catastrophe Evacuation

- -
10 Compassionate Visit


11 Emergency Hotel Extension

- - -
12 Loss of Baggage and Personal Effects

- - - -
13 Return of Minor

- - - -
14 Difference in Airfare due to delayed or early return


- -
15 Home Content Insurance (in INR)

- - -

The below set of 13 benefits are available only in the Student Plan.

  • Study Interruption
  • Sponsor Protection
  • Bail Bond
  • Felonious Assault (Accidental Death and Dismemberment)
  • Maternity benefit for termination of pregnancy only
  • Treatment for mental and nervous disorders: including alcoholism and drug dependency
  • Cancer screening and mammography examinations
  • Child Care Benefits
  • Coverage for pre-existing conditions Accidental & Sickness
  • Ambulance Charges
  • Physiotherapy
  • Loss of Laptop
  • Suicide

Eligibility and Fees of Travel Insurance

Plans Adult Children
Leisure, Multi trip and Asia plans Minimum entry age is 18 years. Maximum entry age is 70 years at the commencement date of the Policy. If the Insured Person completes 70 years during the period of insurance, then the insurance will continue until expiry of the policy or his / her return to Republic of India whichever is earlier The minimum entry age under this policy is 91 days
Senior Citizen Plan Minimum entry age is 71 years. There is no maximum entry age -
Student Plan Maximum entry age is 40 years at the commencement date of the policy Minimum entry age is 12 years
Premium (Rs.) The Premium charged on the Policy will depend on the Sum insured, number of days of travel, age and plan opted -
Premium Payment Mode Upfront for single trip and annual for student and multi trip plan -

How to Apply

for Royal Sundaram Travel Insurance Plan


DBS Bank India Limited (IRDA of India Registration Number: CA 0257) having the registered office at GF: Nos. 11 & 12, Capitol Point BKS Marg, Connaught Place, Delhi - 110001 is the Corporate Agent of Royal Sundaram General Insurance Company Limited (IRDA of India Regn.No.102) CIN: U67200TN2000PLC045611 having the Registered office address at No.21, Patullos Road, Chennai - 600002. DBS Bank India Limited (Bank) does not underwrite the risk or act as an insurer. The Travel Secure by Royal Sundaram with UIN: RSATIOP18116V011718 is underwritten by Royal Sundaram General Insurance Company Limited. The contract of insurance is between the insurer and the insured and not between the Bank and the insured. Bank does not give any warranty, as to the accuracy and completeness of the policies. Bank does not accept any liability or losses attributable to your contract of Insurance. Participation by the Bank’s customers in the insurance products is purely on a voluntary basis and is not linked to availment of any other facility from the bank. ISNP registration valid.

The contents and product information of this web site are given strictly for your convenience and is indicative in nature and ‘as is’ received from the Insurer. Nothing contained herein is to be construed as advice, recommendation, offer for a policy or any other assistance. Bank does not guarantee that this website reflects latest amendments/ information at all times or at any time. Bank shall have no liability to the customer for any loss or damage of any kind incurred for reliance on the content and product information available on this website.

For more details on risk factors, terms and conditions, exclusions, please read sales brochure of insurer and policy terms and conditions carefully before concluding a sale. Tax benefits are available as per the prevailing tax laws, which are subject to change.

Contact our 24-hour toll free customer service helpline number 1-800-209-4555 / 1-860-267-1234 or our overseas customer service number 91-44-66854555 or write to us at [email protected]. Visit us at:

UIN: RSATIOP18116V011718