A two wheeler is a convenient mode of transport for most of us. One can easily maneuver through busy roads, narrow lanes and meandering curves while riding it. However, one must also be prepared to counter unexpected setbacks which may damage one’s precious two wheeler and invite unwanted financial obligations. We, at Bharti AXA General Insurance understand this and bring to you Smart Drive Two Wheeler Insurance Policy to secure you and your two wheeler against damages in case of any unfortunate incident. You can either choose a comprehensive coverage or a third party coverage. You could also include several add on covers.

Damage and Third-Party Liability Covered


Cashless Claim Settlement at authorized garages


24x7 Claims Assistance


Security against theft


Personal Accident cover for owner driver



Features and Benefits

  • Cashless claim settlement across our network of 3,700+ authorized garages throughout India.
  • 24x7 Claims Assistance, ensuring prompt support when you most need it.
  • Secure your two wheeler against theft.
  • Personal accident cover for owner-driver, to secure yourself along with your two wheeler.
  • Safeguard yourself from third party liabilities, with coverage against damage to properties or bodily injuries caused to a third party, by your two wheeler.
  • Coverage against natural disasters, such as floods or earthquakes.
  • Coverage against man-made disasters, such as fire or riots.
  • Avail add-on covers such as zero depreciation, for maximized protection.

Eligibility Criteria

Plan applicable for roll-over two wheelers.


How to Apply

Apply now Two Wheeler Insurance Policy by Bharti AXA


The above insurance products are underwritten by Bharti AXA General Insurance Company Limited.

Registered Office: Bharti AXA General Insurance Co. Ltd. First Floor, Hosto Centre, No.43, Millers Road, Vasanth Nagar. Bangalore - 560052 Corporate Office: 19th floor, Parinee Crescenzo, ‘G’ block, Bandra Kurla Complex, Opposite MCA Club, Bandra (E), Mumbai – 400051. Co. Registration No.: U66030KA2007PLC043362. IRDAI Registration No. 139.

Product: Smart Drive Two Wheeler Insurance Product UIN: IRDAN139P0009V01200809 Toll free - 1800-103-2292. E-mail: customer.service@bhartiaxa.com Website: www.bharti-axagi.co.in For more details on risk factors and terms and conditions, please read the sales brochure carefully before concluding the sale.

DBS Bank India Limited (IRDA of India Registration Number: CA 0257) having the Registered office at GF: Nos. 11 & 12 & FF - Nos.110 to 115, Capitol Point BKS Marg, Connaught Place, Delhi- 110001 is the Composite Corporate Agent of Tata AIA Life Insurance Company Limited (IRDA of India Regn. No.110) CIN: U66010MH2000PLC128403 having the Registered office/principal place of business at 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013, Aditya Birla Sun Life Insurance Company Limited (IRDA of India Regn.No.109) CIN: U99999MH2000PLC128110 having the Registered office address at One India bulls Centre, Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013, Royal Sundaram General Insurance Company Limited (IRDA of India Regn.No.102) CIN: U67200TN2000PLC045611 having the Registered office address at No.21, Patullos Road, Chennai - 600002, Bharti Axa General Insurance Company Ltd. having the Registered office address at First Floor Hosto Centre, No. 43, Millers Road, Vasanth Nagar, Bangalore - 560052 and Go Digit General Insurance Limited and having its corporate office at Atlantis, 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru, Karnataka 560095. ISNP Registration valid.

Participation by the Bank's client in the Insurance products is purely on a voluntary basis. Insurance products are underwritten and issued by Insurance companies. DBS Bank India Limited does not underwrite the risk or act as an insurer.

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