A two wheeler is a convenient mode of transport for most of us. One can easily maneuver through busy roads, narrow lanes and meandering curves while riding it. However, one must also be prepared to counter unexpected setbacks which may damage one’s precious two wheeler and invite unwanted financial obligations. We, at Bharti AXA General Insurance understand this and bring to you Smart Drive Two Wheeler Insurance Policy to secure you and your two wheeler against damages in case of any unfortunate incident. You can either choose a comprehensive coverage or a third party coverage. You could also include several add on covers.

Damage and Third-Party Liability Covered


Cashless Claim Settlement at authorized garages


24x7 Claims Assistance


Security against theft


Personal Accident cover for owner driver



Features and Benefits

  • Cashless claim settlement across our network of 3,700+ authorized garages throughout India.
  • 24x7 Claims Assistance, ensuring prompt support when you most need it.
  • Secure your two wheeler against theft.
  • Personal accident cover for owner-driver, to secure yourself along with your two wheeler.
  • Safeguard yourself from third party liabilities, with coverage against damage to properties or bodily injuries caused to a third party, by your two wheeler.
  • Coverage against natural disasters, such as floods or earthquakes.
  • Coverage against man-made disasters, such as fire or riots.
  • Avail add-on covers such as zero depreciation, for maximized protection.

Eligibility Criteria

Plan applicable for roll-over two wheelers.


How to Apply

Apply now Two Wheeler Insurance Policy by Bharti AXA


DBS Bank India Limited (IRDA of India Registration Number: CA 0257) having the registered office at GF: Nos. 11 & 12, Capitol Point BKS Marg, Connaught Place, Delhi - 110001 is the Corporate Agent of Bharti Axa General Insurance Company Ltd. having the Registered office address at First Floor Hosto Centre, No. 43, Millers Road, Vasanth Nagar, Bangalore - 560052. DBS Bank India Limited (Bank) does not underwrite the risk or act as an insurer. The Smart Drive Two Wheeler Insurance Policy brought by Bharti AXA General Insurance with UIN: IRDAN139P0009V01200809 is underwritten by Bharti Axa General Insurance Company Ltd. The contract of insurance is between the insurer and the insured and not between the Bank and the insured. Bank does not give any warranty, as to the accuracy and completeness of the policies. Bank does not accept any liability or losses attributable to your contract of Insurance. Participation by the Bank’s customers in the insurance products is purely on a voluntary basis and is not linked to availment of any other facility from the bank. ISNP registration valid.

For more details on risk factors, terms and conditions, exclusions, please read sales brochure of insurer and policy terms and conditions carefully before concluding a sale. Tax benefits are available as per the prevailing tax laws, which are subject to change.

Contact our 24-hour toll free customer service helpline number 1-800-209-4555 / 1-860-267-1234 or our overseas customer service number 91-44-66854555 or write to us at customercareindia@dbs.com. Visit us at: www.dbs.com/in

UIN: IRDAN139P0009V01200809

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