Tata AIA Life Insurance Gold Income Plan protects your loved ones and ensures guaranteed returns* for the money invested. This plan not only offers Guaranteed* Lump Sum benefit on Maturity but also gives Guaranteed Income* during the income term that increases every year.
At the end of the policy term
Starting at 12% of the basic Sum Assured, for your choice of 10 or 15 years. Income can be higher with higher annual premium payments.
Income Boosters of 5% to 10% on Guaranteed Income*, based on premium amount, premium paying term and income term chosen.
Pay for 5/12 years for policy term of 12/15 years
With optional Riders^
As per applicable income tax laws
On death of the Life Assured during the policy term, provided the Policy is in force and all due premiums have been paid, the Sum Assured on Death as defined below shall be payable.
The ‘Sum Assured on Death’ shall be the highest of the following:
“Annualized Premium” shall be the premium payable in a year chosen by the Policyholder, excluding the taxes, rider premiums, underwriting extra premiums and loadings for modal premiums, if any. Applicable taxes, cesses & levies shall be collected separately over and above the policy premiums.
"Guaranteed Sum Assured on Maturity" shall be equal to 100% of the Basic Sum Assured plus the commuted value of all future Guaranteed Income payable during the Income Term, discounted at 7.5% p.a.
Absolute amount assured to be paid on death is the “Basic Sum Assured”. “Basic Sum Assured” shall be equal to the Annualized Premium x Basic Sum Assured Multiple.
The policy will terminate upon the death of the insured and no other benefit under the policy shall be payable. Post maturity, on the death of Life Insured the outstanding income payments as scheduled, shall be made to the Nominee /legal heir(s) of the Life Insured.
Note: If a claim is payable under this Policy, any amount of due premium/s will be deducted from the amount of death benefit payable to the Nominee/Legal heir.
|Minimum/Maximum Issue Age (Age last birthday)||5 Pay: 6 years – 65 years
12 Pay: 3 years – 55 years
|Maximum Maturity Age||5 Pay: 77 years
12 Pay: 70 years
|Policy Term/ Premium Payment Term||
|Pay Mode||Annual, Half-Yearly, Quarterly, Monthly|
|Minimum/Maximum Premium||Minimum: 5 Pay – Rs. 50,000, 12 Pay – Rs. 36,000
Maximum: No Limit, subject to Board approved underwriting guidelines
|Basic Sum Assured||"Basic Sum Assured" shall be equal to the Annualised Premium x Basic Sum Assured Multiple|
DBS Bank India Limited (CA0257) is the Corporate Agent of Tata AIA Life Insurance Company Limited and does not underwrite the risk or act as an insurer. DBS Bank India Limited, Ground Floor, Express Towers, Nariman Point, Mumbai-400021. Participation by the Bank’s clients in the insurance products is purely on a voluntary basis. The contract of insurance is between Tata AIA Life and the insured and not between the bank and the insured.
Tata AIA Life Insurance Company Limited (IRDAI Regn. No.110 – CIN: U66010MH2000PLC128403). Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai – 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor / Intermediary or visit Tata AIA Life’s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at [email protected]. Visit us at: www.tataaia.com or SMS 'LIFE’ to 58888.
|Beware of Spurious / Fraud Phone calls!
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
DBS Bank India Limited (IRDA of India Registration Number: CA 0257) having the registered office at GF: Nos. 11 & 12, Capitol Point BKS Marg, Connaught Place, Delhi - 110001 is the Corporate Agent of Tata AIA Life Insurance Company Limited (IRDA of India Regn. No.110) CIN: U66010MH2000PLC128403 having the Registered office/principal place of business at 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013. DBS Bank India Limited (Bank) does not underwrite the risk or act as an insurer. The Gold Income Plan with UIN: 110N131V02 is underwritten by Tata AIA Life Insurance Company Limited. The contract of insurance is between the insurer and the insured and not between the Bank and the insured. Bank does not give any warranty, as to the accuracy and completeness of the policies. Bank does not accept any liability or losses attributable to your contract of Insurance. Participation by the Bank’s customers in the insurance products is purely on a voluntary basis and is not linked to availment of any other facility from the bank. ISNP registration valid.
The contents and product information of this web site are given strictly for your convenience and is indicative in nature and ‘as is’ received from the Insurer. Nothing contained herein is to be construed as advice, recommendation, offer for a policy or any other assistance. Bank does not guarantee that this website reflects latest amendments/ information at all times or at any time. Bank shall have no liability to the customer for any loss or damage of any kind incurred for reliance on the content and product information available on this website.
For more details on risk factors, terms and conditions, exclusions, please read sales brochure of insurer and policy terms and conditions carefully before concluding a sale. Tax benefits are available as per the prevailing tax laws, which are subject to change.
For any information including cancellation, claims and complaints, please contact our Treasures Relationship Manager or visit DBS Bank India’s nearest branch office or Contact our 24-hour toll free customer service helpline number 1-800-209-4555 / 1-860-267-1234 or our overseas customer service number 91-44-66854555 or write to us at [email protected]. Visit us at: www.dbs.com/in