ABSLI Vision LifeIncome Plan

At a Glance

As a responsible individual, you try and plan for all the important life stages, all the important milestones in your life. And in every effort of this process, we wish we could have an extra stream of income that manages to fund for these glorious moments of one’s life. Well, they say nothing is impossible and all it requires is careful planning. We will help you to plan better to achieve your financial goals and realize your dreams with ABSLI Vision Life Income Plan.

ABSLI Vision Life Income Plan is a traditional participating whole life plan. With survival benefits payable every year from the end of the premium paying term till maturity and life insurance benefit, this plan offers a perfect blend of income and financial protection of your family.

Key Features

Income for life

5% of the Sum Assured guaranteed plus bonus every year after the Premium Paying Term

Safety for your loved ones

Comprehensive financial protection for your family with whole life cover to age 100.


Key Benefits

Death Benefit

In the unfortunate event of the death of the life insured during the premium paying term, we shall pay to the nominee.

  • Sum Assured on Death; plus
  • Accrued bonuses as on date of death; plus
  • Terminal bonus (if any)

In the event the life insured dies after the premium paying term, we shall pay to the nominee

  • Sum Assured on Death; plus
  • Bonus from the last policy year; plus
  • Terminal bonus (if any)

The Sum Assured on Death is the maximum of

  • 10 times the Annualized Premium(1)
  • Sum Assured chosen;
  • 105% of Total Premiums paid upto the date of death

Survival Benefits

In the event the life insured survives to the end of the premium paying term, we shall pay to you

Accrued bonuses till date

In the event the life insured survives to the end of each subsequent policy year, we shall pay to you.

Income Benefit of 5.0% of Sum Assured;

plus Bonus from the last policy year

Maturity Benefit

In the event the life insured survives to the end of the policy term, we shall pay to you

Higher of, Sum Assured or 105% of Total Premiums paid to date (2);

plus Terminal bonus (if any)


Entry Age (age last birthday )

30 days* - 60 years

Policy Term:

Whole Life to Age 100

Premium Paying Term:

8|10|12|15|TO 40 Years

Minimum Maturity Age:

18 years

Minimum Premium:

For PPT 8|10|12 Years – Rs 25000 P.a

For PPT 15 to 40 Year – Rs 3880 P.a


Attained age at the end of PPT is 18 or more.


Attained age at the end of PPT is 75 or less.

Minimum Sum Assured : -

Rs 2,00,000

Premium Mode:-

Annual, Semi-Annual, Quarterly and Monthly

*Risk commence from the first policy anniversary.


DBS Bank India Limited (IRDA of India Registration Number: CA 0257) having the registered office at GF: Nos. 11 & 12, Capitol Point BKS Marg, Connaught Place, Delhi - 110001 is the Corporate Agent of Aditya Birla Sun Life Insurance Company Limited. DBS Bank India Limited (Bank) does not underwrite the risk or act as an insurer. Assured Income Plus (UIN:109N127V11) is underwritten by Aditya Birla Sun Life Insurance Company Limited. The contract of insurance is between the insurer and the insured and not between the Bank and the insured. Bank does not give any warranty, as to the accuracy and completeness of the policies. Bank does not accept any liability or losses attributable to your contract of Insurance. Participation by the Bank’s customers in the insurance products is purely on a voluntary basis and is not linked to availment of any other facility from the bank. 

The contents and product information of this web site are given strictly for your convenience and is indicative in nature and ‘as is’ received from the Insurer. Nothing contained herein is to be construed as advice, recommendation, offer for a policy or any other assistance. Bank does not guarantee that this website reflects latest amendments/ information at all times or at any time. Bank shall have no liability to the customer for any loss or damage of any kind incurred for reliance on the content and product information available on this website.

For more details on risk factors, terms and conditions, exclusions, please read sales brochure of insurer and policy terms and conditions carefully before concluding a sale. Tax benefits are available as per the prevailing tax laws, which are subject to change.

For any information including cancellation, claims and complaints, please contact our Treasures Relationship Manager or visit DBS Bank India’s nearest branch office or Contact our 24-hour toll free customer service helpline number 1-800-209-4555 / 1-860-267-1234 or our overseas customer service number 91-44-66854555 or write to us at [email protected]. Visit us at: www.dbs.com/in

Aditya Birla Sun Life Insurance:

“The Trade Logo “Aditya Birla Capital” Displayed Above Is Owned by ADITYA BIRLA MANAGEMENT CORPORATION PRIVATE LIMITED (Trademark Owner) And Used By ADITYA BIRLA SUN LIFE INSURANCE COMPANY LIMITED (ABSLI) under the License.” 

This is a non-linked non-participating individual savings life insurance plan. This policy is underwritten by Aditya Birla Sun Life Insurance Company Limited (ABSLI). GST and any other applicable taxes will be added (extra) to Your premium and levied as per extant tax laws. An extra premium may be charged as per our then existing underwriting guidelines for substandard lives, smokers or people having hazardous occupations etc. This product shall also be available for sales through online channel. Tax benefits may be available as per prevailing tax laws. For more details and clarification call Your ABSLI Insurance Advisor or visit our website and see how we can help in making Your dreams come true. All policy benefits are subject to policy being in force. “We”, “Us”, “Our” or “the Company” or “ABSLI” means Aditya Birla Sun Life Insurance Company Limited. “You/you” or “Your/your” means the Policyholder. Policyholder and Life Insured can be different under this product. In all situations, it is ensured that the Policyholder has an insurable interest in the Life Insured. For other terms and conditions, request your Agent Advisor or intermediaries for giving a detailed presentation of the product before concluding the sale. Should you need any further information from us, please contact us on the below mentioned address and numbers. For more details on risk factor terms and conditions, please read sales brochure before concluding the sale. 

Aditya Birla Sun Life Insurance Company Limited Registered Office: One World Centre, Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400 013. 1-800-270-7000 Website: https://lifeinsurance.adityabirlacapital.com IRDAI Reg No.109 CIN: U99999MH2000PLC128110 UIN: 109N127V11  ADV/7/23-24/1359

BEWARE OF SPURIOUS / FRAUD PHONE CALLS! IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint. 

How to Apply

Apply now
for Aditya Birla Sun Life Insurance Vision LifeIncome Plan
Locate us Visit us at your nearest DBS branch
Call 1860 267 1234 / 1800 209 4555 / +91 44 6685 4555