Tata AIA Life Insurance Maha Raksha Supreme

At a Glance

We all want to ensure that our loved ones have a comfortable life and secured future. We all thrive to provide happiness and security to our family. We want to make sure they are never short in terms of financial resources to live the life of their dreams, thereby providing a strong 'foundation' of financial security for them. Presenting Tata AIA Life Insurance Maha Raksha Supreme Plan(UIN: 110N102V04), an insurance plan that provides financial protection to your family and offers you the flexibility to choose the plan that suits your need.

Key Features

• Life Cover up to Age 85 or option for Whole Life coverage (till age 100 years)
• Inbuilt Payout Accelerator Benefi­t that advances 50% of Basic Sum Assured in event of a Terminal Illness diagnosis
• Increase in cover at future milestone events in your life with Life Stage Plus Option^#, without the hassles of fresh medical underwriting
• Pay only once, for a limited period or throughout the policy term
• Option to enhance protection through Rider¹
• Discounted rates for female lives and standard premium rates for non-smokers
• Tax² benefi­ts as per applicable tax laws

Key Benefits

Death Benefit

Upon death of the Insured during the term of the policy, provided the policy is in force, the death benefit payable to the Nominee will be the Sum Assured on death along with Additional Sum Assured under Life Stage Plus Option, if any less Payout Accelerator Benefit already paid, if any:

“Sum Assured on death” shall be defined as the highest of the following for Regular and Limited Pay:

• Basic Sum Assured
• 10 times the Annualized Premium
• 105% of the Total Premiums Paid up to the date of death

“Sum Assured on death” shall be defined as the highest of the following for Single Pay:

• Basic Sum Assured
• 125% of the Single Premium

The Policy will terminate upon death of the Insured and no other benefit under the Policy shall be payable.

“Annualized Premium” shall be the premium amount payable in a year chosen by the Policyholder, excluding the taxes, rider premiums underwriting extra premiums and loading for modal premiums, if any.

"Total Premiums Paid " means total of all the premiums received, excluding any extra premium, any rider premium and taxes.

Eligibility

Disclaimer

• ¹Riders are not mandatory and are available for a nominal extra cost. For more details on benefits, premiums and exclusions under the Rider, please contact Tata AIA Life's Insurance Advisor/Intermediary/ branch.

  Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider (UIN:110B033V02 or any other later version) and Tata AIA Life Insurance Non-Linked Comprehensive Health Rider (UIN: 110B031V02 or any other later version) are available under this plan.

• ²Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you
• ^# The Life Stage Plus Option can be selected only at inception of the Policy
• Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the Surrender Value payable may be less than the all the Premiums Paid.
• This product is underwritten by Tata AIA Life Insurance Company Ltd. This plan is not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance.
• Insurance cover is available under this product.
• In case of Sub Standard lives, extra premiums will be charged as per our underwriting guidelines
• For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale.
• Product is available under PoS as well. Life Stage, Top up, Payor Accelerator benefit and riders will not be available under PoS

Tata AIA Life Insurance Company Limited (IRDAI Regn. No.110 • CIN: U66010MH2000PLC128403). Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor / Intermediary or visit Tata AIA Life’s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at [email protected]. Visit us at: www.tataaia.com

DBS Bank India Limited (IRDA of India Registration Number: CA 0257) having the registered office at GF: Nos. 11 & 12, Capitol Point BKS Marg, Connaught Place, Delhi - 110001 is the Corporate Agent of Aditya Birla Sun Life Insurance Company Limited. DBS Bank India Limited (Bank) does not underwrite the risk or act as an insurer. The Insurance product is underwritten by Aditya Birla Sun Life Insurance Company Limited. The contract of insurance is between the insurer and the insured and not between the Bank and the insured. Bank does not give any warranty, as to the accuracy and completeness of the policies. Bank does not accept any liability or losses attributable to your contract of Insurance. Participation by the Bank’s customers in the insurance products is purely on a voluntary basis and is not linked to availment of any other facility from the bank. ISNP registration valid.

The contents and product information of this web site are given strictly for your convenience and is indicative in nature and ‘as is’ received from the Insurer. Nothing contained herein is to be construed as advice, recommendation, offer for a policy or any other assistance. Bank does not guarantee that this website reflects latest amendments/ information at all times or at any time. Bank shall have no liability to the customer for any loss or damage of any kind incurred for reliance on the content and product information available on this website

For more details on risk factors, terms and conditions, exclusions, please read sales brochure of insurer and policy terms and conditions carefully before concluding a sale. Tax benefits are available as per the prevailing tax laws, which are subject to change.

For any information including cancellation, claims and complaints, please contact our Treasures Relationship Manager or visit DBS Bank India’s nearest branch office or Contact our 24-hour toll free customer service helpline number 1-800-209-4555 / 1-860-267-1234 or our overseas customer service number 91-44-66854555 or write to us at [email protected]. Visit us at: www.dbs.com/in

L&C/Advt/2022/Sep/2213   (UIN: 110N102V04)

BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS / FRAUDULENT OFFERS

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint

How to Apply