Businesses are built with all your hard work, talent and passion. We understand how much your business means to you, and how important it is for small businesses like yours to carefully choose an insurance plan that covers all the losses during an unfortunate incident. We at Digit want you to be stress-free while you go about building your business. With Digit’s Standard Fire & Special Perils, we want you to make a wise choice and protect your business. We cover your property and its contents against fire, earthquake, floods. So, you can grow your enterprise, without worry!

At a Glance

This product covers your property against the following incidents:

  • Fire, Lightning, Explosion & Aircraft Damage
  • Natural disasters like Earthquakes, floods, storms, etc.
  • Damage during Riots, strikes, etc.


Features & Benefits

  • Covers for stocks in trade and inventory for sale
  • Coverage against Riot, Strike and Malicious Damage
  • Covers against Bursting and/or overflowing of Water Tanks, Apparatus and Pipes, Leakage from Automatic Sprinkler Installations
  • Coverage against Earthquakes, Subsidence and landslide including rock slide
  • Super Simple claims process
  • Video enabled Claims. Depending on the nature of your claim, you can take a video of your loss for us to assess without the need for a surveyor assessment

Policy Wordings



DBS Bank India Limited (IRDA of India Registration Number: CA 0257) having the Registered office at GF: Nos. 11 & 12 & FF - Nos.110 to 115, Capitol Point BKS Marg, Connaught Place, Delhi - 110001 is the Composite Corporate Agent of Tata AIA Life Insurance Company Limited (IRDA of India Regn. No.110) CIN: U66010MH2000PLC128403 having the Registered office/principal place of business at 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013, Aditya Birla Sun Life Insurance Company Limited (IRDA of India Regn.No.109) CIN: U99999MH2000PLC128110 having the Registered office address at One India bulls Centre, Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013, Royal Sundaram General Insurance Company Limited (IRDA of India Regn.No.102) CIN: U67200TN2000PLC045611 having the Registered office address at No.21, Patullos Road, Chennai - 600002, Bharti Axa General Insurance Company Ltd. having the Registered office address at First Floor Hosto Centre, No. 43, Millers Road, Vasanth Nagar, Bangalore - 560052 and Go Digit General Insurance Limited and having its corporate office at Atlantis, 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru, Karnataka 560095. ISNP Registration valid.

DBS Bank India Limited does not underwrite the risk or act as an insurer. The Insurance products are offered and underwritten by respective insurance companies. The contract of insurance is between the insurer and the insured and not between the bank and the insured. Bank does not give any warranty, as to the accuracy and completeness of the policies. Bank does not accept any liability or losses attributable to your contract of Insurance. Customers are advised to take independent professional advice before participating. Insurance is a subject matter of solicitation.

For more details on risk factors, terms and conditions, exclusions, please read sales brochure of insurer and policy terms and conditions carefully before concluding a sale. Tax benefits are available as per the prevailing tax laws, which are subject to change. Participation by the Bank’s customers in the insurance products is purely on a voluntary basis.

*Condition Apply. For details on product T&C, please read sales brochure carefully before concluding sale. Go Digit General Insurance Limited, Address: Atlantis, 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru 560095, IRDAI Regn. No.158, CIN: U66010PN2016PLC167410,, Toll free no. 1800-258-5956. Digit Standard Fire and Special Perils Policy (Retail) UIN IRDAN158RP0001V01201920.


How to Apply

Apply now
about Fire and Perils Cover Plan
Locate us Visit us at your nearest DBS branch
Call 1860 267 1234 / 1800 209 4555 / +91 44 6685 4555

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